The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.
The Bureau seeks comments and information to identify opportunities to prevent credit discrimination, encourage responsible innovation, promote fair, equitable, and nondiscriminatory access to credit, address potential regulatory uncertainty, and develop viable solutions to regulatory compliance challenges under the Equal Credit Opportunity Act (ECOA) and Regulation B.
The Consumer Financial Protection Bureau (CFPB or Bureau) is seeking comments from the public about the small business lending market. Congress requires the CFPB to collect information about small business lending to help determine how well the market is functioning. Our Request for Information asks for feedback to help the Bureau better understand how to develop this data collection rule.
The Dodd-Frank Act provides for consumer rights to access financial account and account-related data in usable electronic form. The CFPB is seeking comments from the public about consumer access to such information, including access by entities acting with consumer permission, in connection with the provision of products or services that make use of that information.
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (Bureau) is proposing a new generic information collection plan titled, “Generic Information Collection Plan for Surveys Using the Consumer Credit Panel.”
The Board and the Bureau are proposing to amend the official interpretations and commentary for the agencies’ regulations that implement the Truth in Lending Act. The proposal would memorialize the agencies’ calculation method for determining the annual adjustment of the dollar threshold for exempt consumer credit transactions in years following a year in which there is no annual percentage increase in the CPI-W.
The OCC, the Board and the Bureau are proposing to amend the official interpretations for their regulations that implement section 129H of the Truth in Lending Act. The proposal would memorialize the agencies’ calculation method for determining the annual adjustment of the dollar threshold for exempt small loan transactions in years following a year in which there is no annual percentage increase in the CPI-W.
The Board and the Bureau are proposing to amend the official interpretations for the agencies’ regulations that implement the Consumer Leasing Act. The proposal would memorialize the agencies’ calculation method for determining the annual adjustment of the dollar threshold for exempt consumer credit transactions in years following a year in which there is no annual percentage increase in the CPI-W.
