Defining Larger Participants of the Consumer Reporting Market
The CFPB is considering issuing a proposal to amend the test for determining larger participant status in the consumer reporting market.
Archive of closed notices
The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.
Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt
The Consumer Financial Protection Bureau (CFPB) is seeking information in advance of preparing a proposed rule to address concerns related to information furnished to credit bureaus and other consumer reporting agencies concerning coerced debt.
Protecting Americans from Harmful Data Broker Practices (Regulation V)
The CFPB proposes to amend Regulation V, which implements the FCRA, to protect consumer information in the consumer reporting marketplace, including information sold by data brokers.
Streamlining Mortgage Servicing for Borrowers Experiencing Payment Difficulties (Regulation X)
The CFPB proposes to streamline existing requirements when borrowers seek to modify their mortgage in times of distress, add safeguards when borrowers seek assistance, and revise existing requirements with respect to borrower assistance. The CFPB also proposes to add requirements to provide certain communications in languages other than English.
Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)
The CFPB is seeking public comment on a proposed rule amending Regulation V, which implements the Fair Credit Reporting Act (FCRA), concerning medical information.
Request for Information Regarding Data Brokers and Other Business Practices Involving the Collection and Sale of Consumer Information
The Consumer Financial Protection Bureau (CFPB) is seeking comments from the public related to data brokers.
Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking (Regulation V)
The Bureau seeks comment on proposed amendments to Regulation V, which would establish a method for a victim of trafficking to submit documentation identifying any adverse item of information about the consumer that resulted from certain types of human trafficking and prohibit the consumer reporting agencies from furnishing a consumer report containing the adverse item(s) of information.
Payday, Vehicle Title, and Certain High-Cost Installment Loans; Delay of Compliance Date
The Bureau is proposing to delay the August 19, 2019 compliance date for the mandatory underwriting provisions of the regulation promulgated by the Bureau in November 2017 governing Payday, Vehicle Title, and Certain High-Cost Installment Loans.
Payday, Vehicle Title, and Certain High-Cost Installment Loans
The Bureau is proposing to rescind mandatory underwriting provisions of the regulation promulgated by the Bureau in November 2017 governing Payday, Vehicle Title, and Certain High-Cost Installment Loans.
Request for Information Regarding Consumers’ Experience with Free Access to Credit Scores
The CFPB seeks to learn about the experience consumers are having with access to free credit scores.
Notice of an Update to the Public List of Companies That Offer Customers Free Access to a Credit Score
The CFPB is updating a list of companies that told us they offer credit card customers free access to a credit score.
Notice of a Public List of Companies Offering Existing Customers Free Access to a Credit Score
The Office of Financial Education at the Bureau is exploring how to produce a list of companies offering existing customers free access to a credit score...
Request for Information on Payday Loans, Vehicle Title Loans, Installment Loans, and Open-End Lines of Credit
The CFPB seeks feedback on practices and products that are related to but may not be addressed in the Bureau's concurrently published Notice of Proposed Rulemaking on Payday, Vehicle Title, and Certain High-Cost Installment Loans (concurrent proposal).
30-Day PRA - Generic Information Collection Plan for Surveys Using the Consumer Credit Panel
The CFPB is proposing a new generic information collection plan titled, “Generic Information Collection Plan for Surveys Using the Consumer Credit Panel”.
Fair Credit Reporting (Regulation V); Correction
Pursuant to the Dodd-Frank Act and the Fair Credit Reporting Act, as amended, the Bureau published for public comment an interim final rule establishing a...