Archive of closed notices

The Bureau of Consumer Financial Protection (Bureau) is proposing amending Regulation X to assist borrowers affected by the COVID-19 emergency. The proposed amendments would generally prohibit servicers from making the first notice or filing required for foreclosure until after December 31, 2021, amend early intervention and reasonable diligence obligations to ensure that servicers are communicating timely and accurate information to borrowers about their loss mitigation options during the current crisis, and temporarily permit mortgage servicers to offer certain loss mitigation options made available to borrowers experiencing a COVID-19-related hardship based on the evaluation of an incomplete application.

The Bureau is proposing to amend Regulation Z, which implements the Truth in Lending Act, generally to address the sunset of LIBOR, expected to be discontinued after 2021.

This is a request for OMB to renew approval without change for the information collections in Regulation G the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act).

This is a request for OMB to renew approval without change for the information collections in “Mortgage Acts And Practices (Regulation N) 12 CFR 1014.

The CFPB requested that OMB renew approval without change for the information collections in "Mortgage Assistance Relief Services (Regulation O) 12 CFR 1015".

The Bureau is proposing to amend a provision in Regulation Z that it issued in 2016 relating to the timing for mortgage servicers to transition to providing modified or unmodified periodic statements and coupon books in connection with a consumer’s bankruptcy case.

The Bureau of Consumer Financial Protection is conducting an assessment of the Mortgage Servicing Rules Under the Real Estate Settlement Procedures Act...

The Board and the Bureau are proposing to amend the official interpretations and commentary for the agencies' regulations that implement the Truth in...

The Bureau is reopening the comment period for a specific aspect of the proposed rule published by the Bureau in the Federal Register on December 15...

The Bureau is proposing to amend Regulation Z, which implements the Truth in Lending Act (TILA), and the official interpretation of the regulation. The...

The Bureau is proposing to amend Regulation X, which implements the Real Estate Settlement Procedures Act of 1974 (RESPA) and the official interpretation of...

The Bureau, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this...