Assessing our rules: Our reports on the Ability to Repay and Qualified Mortgage Rule and the RESPA Mortgage Servicing Rule
The CFPB has released two reports assessing significant rules.
Blog
Request for information on small business lending
Small businesses play a key role in supporting community
development and fueling economic growth. We have issued a Request for
Information to learn more about the small business lending market. If you own a
small business, provide financing to small businesses, or generally know about
the small business lending market, we’d like to hear from you.
Solicitud de información sobre el mercado de préstamos para pequeñas empresas
Las pequeñas empresas desempeñan un papel clave en el apoyo al desarrollo comunitario y en el crecimiento económico. Hemos emitido una Solicitud de Información para obtener más información sobre el mercado de préstamos para las pequeñas empresas. Si usted es dueño de una pequeña empresa, proporciona financiamiento a pequeñas empresas, o conoce el mercado de préstamos para pequeñas empresas en términos generales, nos gustaría saber de usted.
Accepting applications for our Academic Research Council
We are accepting applications for membership on our Academic Research Council (ARC).
We’ve issued a new rule to help protect consumers using prepaid accounts
Prepaid cards can look and act like other types of cards, but they haven’t always had the same protections. Our new rule will help make prepaid cards and other prepaid accounts safer to use.
We’re working to improve fairness and transparency in the debt collection market for you
A lack of clear rules of the road in the debt collection market puts consumers at a disadvantage.
We want to hear from the public about payday loans
New data shows payday and
similar loans lead to consumers trapped in debt and our proposed rule aims to
help those consumers.
We’ve proposed a rule to protect consumers from payday debt traps
New data shows payday and similar loans lead to consumers trapped in debt and our proposed rule aims to help those consumers.
Research finds one-in-five auto title loan borrowers have their vehicle seized
We recently studied how auto title loans affect consumers. Read our blog to find out what we learned.
New research shows online payday loan borrowers rack up steep fees
We recently released a study about payments for online payday loans and other high-cost online loans and their effects on consumers. We found that online lenders’ repeated attempts to debit payments from a borrower’s checking account add significant costs to online payday loans.