The CFPB has released two reports assessing significant rules.
Las pequeñas empresas desempeñan un papel clave en el apoyo al desarrollo comunitario y en el crecimiento económico. Hemos emitido una Solicitud de Información para obtener más información sobre el mercado de préstamos para las pequeñas empresas. Si usted es dueño de una pequeña empresa, proporciona financiamiento a pequeñas empresas, o conoce el mercado de préstamos para pequeñas empresas en términos generales, nos gustaría saber de usted.
We are accepting applications for membership on our Academic Research Council (ARC).
Prepaid cards can look and act like other types of cards, but they haven’t always had the same protections. Our new rule will help make prepaid cards and other prepaid accounts safer to use.
A lack of clear rules of the road in the debt collection market puts consumers at a disadvantage.
New data shows payday and
similar loans lead to consumers trapped in debt and our proposed rule aims to
help those consumers.
New data shows payday and similar loans lead to consumers trapped in debt and our proposed rule aims to help those consumers.
We recently studied how auto title loans affect consumers. Read our blog to find out what we learned.
We recently released a study about payments for online payday loans and other high-cost online loans and their effects on consumers. We found that online lenders’ repeated attempts to debit payments from a borrower’s checking account add significant costs to online payday loans.
We are looking to fill three additional seats on the Academic Research Council in 2016. The ARC was created as a technical advisory body of scholars to make sure that we hear from a variety of experts with diverse viewpoints, knowledge, and expertise.
The ARC was created to make sure that we hear from a variety of experts with diverse viewpoints, knowledge, and expertise.
Today, we presented our annual report to Congress on the Fair Debt Collection Practices Act (FDCPA.) From the report: “This report covers much good work done together over the past year by the CFPB and the FTC. In the last year, we began an important new chapter in the history of the FDCPA. Under the […]
Updated on August 8, 2013: The remittance rule goes into effect October 28, 2013. Visit the remittance rule page for additional information regarding the rule including the most recent updates. In November, we announced that we would be proposing to make some limited amendments to our new international remittance transfer rule. We also announced that […]
When you take out a mortgage loan to buy a home, you trust the mortgage servicing industry to work. Mortgage servicers are responsible for sending you bills, processing your payments, answering your questions, and addressing any problems that may arise. When servicers fall down on the job, that can have serious consequences for consumers. People […]
Today, we’re proposing new mortgage servicing rules. So, what’s mortgage servicing and why does it need the new rules? The short answer is that mortgage servicing is the processing of mortgage payments. That may sound simple, but as many borrowers have learned in the aftermath to the financial crisis, it can get complicated very quickly. […]
Last month, one year after the date that many CARD Act provisions took effect, the CFPB held a conference on the credit card marketplace. Credit card issuers, credit rating agencies, academics, consumer groups, and federal agencies were all represented. Eight attendees delivered presentations providing a time series look at market changes. The CFPB has summarized […]
One year ago many provisions of the Credit CARD Act took effect. To mark this occasion, the CFPB held a conference to examine what has happened in the past year in the credit card market. Here’s what we learned. First, the law has brought about some important changes for consumers. For example, a study prepared […]
