We’re now accepting applications for the Your Money, Your Goals 2020 cohort.
The Bureau held a forum on child savings accounts. We produced a report on the forum so that you can learn more about how states and communities are offering opportunities for families to save for post-secondary education.
Lo que debe saber si se enfrenta a una ejecución hipotecaria (foreclosure) luego de un desastre natural
Si como consecuencia de un desastre natural usted tiene dificultades
para hacer sus pagos hipotecarios o no
puede cumplir con las obligaciones de una hipoteca inversa (reverse mortgage)
tales como impuestos o seguro, existen recursos y opciones que potencialmente
pueden ayudarle a evitar una ejecución hipotecaria (foreclosure).
If you are struggling to make your mortgage payment or can’t meet your reverse mortgage obligations, such as paying taxes and insurance, in the wake of a natural disaster, there are resources and potential options to avoid foreclosure.
Whether you’re helping people get a job, find a place to live, or deal with a legal problem, money always comes up. Your Money, Your Goals can help your staff and volunteers start the conversation. We’re looking for 40 organizations to work with us in 2018 to bring Your Money, Your Goals to the people you serve.
We’ve recently updated the Your Money, Your Goals webpages. The updated pages provide new resources that make it simpler for staff and organizations to access our tools. Our toolkit, companion guides, and Behind on Bills booklet can all be downloaded or ordered for free.
The CFPB has identified a core set of five financial outcomes for financial empowerment and capability programs to provide common outcomes across a variety of different programs
These organizations will receive training and technical assistance on how to use the Your Money, Your Goals financial empowerment materials.
The Office of Financial Empowerment is requesting Letters of Interest from organizations who wish to join the 2017 Your Money, Your Goals cohort.
"Your Money, Your Goals: Focus on Native Communities" provides tips and tools based on the wisdom of tribal staff and organizations that serve native communities.
The Office of Financial Empowerment announces 30 new partners selected to participate in Your Money, Your Goals training and expand the reach of financial empowerment tools and information to low-income consumers. The national launch report, released today, outlines the initial success of the Your Money, Your Goals initiative.
La delimitación ilegal: Acción del CFPB y del Departamento de Justicia requiere que el banco BancorpSouth pague millones de dólares a consumidores perjudicados
El banco BancorpSouth pagará $10.6 millones para responder al problema de la delimitación ilegal y otras alegaciones de discriminación, luego de que por primera vez el CFPB utilizara a personas encubiertas para ayudar a respaldar dichas alegaciones de discriminación.
Having access to a vehicle can be a lifeline for you and your family if you have limited resources. Before choosing an auto loan, learn four ways you can protect yourself from an auto loan you can’t afford.
BancorpSouth Bank will pay $10.6 million to address redlining and other discrimination claims. After, for the first time, we used undercover testers to help support claims of discrimination.
Twenty new social services, legal aid, and volunteer organizations are joining with CFPB to train staff and volunteers on Your Money, Your Goals. You can learn to lead Your Money, Your Goals workshops in your organization or community by joining us on a train-the-trainer webinar.
Our job is to empower consumers by providing them with the information they need to make the best financial decisions for themselves and their families. As part of our mission to protect and empower all consumers, we’re launching ROADS (Reach Outcomes. Achieve Dreams. Succeed) to Financial Independence – a first-of-its-kind nationwide initiative to provide financial counseling services to people with disabilities who are working or transitioning into the workforce.
Today, we’re excited to launch our financial coaching initiative. We’re cohosting the launch with the U.S. Department of Labor (DOL) and the event will take place at 11:30 a.m. EDT.
Income from the Section 8 Housing Choice Voucher Homeownership Program shouldn’t mean you don’t qualify for a mortgage
Everyone should be able to qualify for mortgages they can afford based on their stable income. Our reminder to mortgage lenders should help people who receive Section 8 HCV Homeownership Program vouchers receive fair and equal access to credit.
This expansion builds on the success of last year’s launch of Your Money, Your Goals. Since then, we’ve trained over 2,000 frontline staff in both public and private non-profit social service organizations.
Millions of consumers will now have access to credit scores and reports through nonprofit counselors
All three major credit reporting agencies (Experian, Equifax and TransUnion) will now allow nonprofit counselors to share credits reports, as well as the scores, with the consumer.
We’re working with the Department of Labor to increase youth financial capability across the country at this crucial stage when young people are starting to enter the workforce.
In the six months since we announced the release of Your Money, Your Goals: A Financial Empowerment Toolkit for Social Services Programs, organizations across the country have been at work equipping frontline social services staff to use its information and tools to help their clients learn financial decision-making skills. This comprehensive guide to empowered financial decision-making covers topics like budgeting daily expenses, managing debt, and avoiding financial tricks and traps.
We held a forum on access to checking accounts in Washington, D.C. The event featured remarks from Director Richard Cordray, as well as presentations from consumer groups, federal and local government officials, and industry representatives. A recording of the event is available.
Many people feel overwhelmed by their financial situations, and they may not know where to go for help. For many low-income Americans, frontline staff of nonprofit and public social services programs are in a unique position to provide that help. To support their efforts, we’ve developed and field-tested a toolkit for financial services programs called Your Money, Your Goals.