Personal Financial Data Rights Reconsideration
Advance Notice of Proposed Rulemaking to inform reconsideration of open-banking issues in the Personal Financial Data Rights Rule (PFDR Rule) implementing section 1033.
Archive of closed notices
The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.
Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work
The Consumer Financial Protection Bureau (CFPB) is proposing this interpretive rule to help participants in the market for paycheck advance products determine when certain existing requirements under Federal law are triggered. The proposed interpretive rule also addresses certain costs that are in substantial connection with extensions of such credit, such as expedited delivery fees and costs marketed as “tips.”
Request for Information and Comment on Financial Institutions' Use of Artificial Intelligence, Including Machine Learning
The Board of the Federal Reserve System, Bureau of Consumer Financial Protection, Federal Deposit Insurance Corporation, National Credit Union Administration, and the Office of the Comptroller of the Currency are gathering information and comments on financial institutions' use of artificial intelligence (AI), including machine learning (ML).
Dodd-Frank Act Section 1033 – Consumer Access to Financial Records
The Bureau is issuing this Advance Notice of Proposed Rulemaking to solicit comments and information to assist the Bureau in developing regulations to implement Section 1033 of the Dodd-Frank Act.
Policy on No-Action Letters and the BCFP Product Sandbox
The Bureau invites the public to comment on its proposed policy, which is intended to carry out certain of the Bureau's authorities under federal consumer financial law; and a proposed information collection associated with applications submitted by applicants requesting admission to the BCFP Product Sandbox.
Policy to Encourage Trial Disclosure Programs
The Bureau of Consumer Financial Protection invites comments on its proposal to create a Disclosure Sandbox through its revised Policy to Encourage Trial Disclosure Programs, which is based on its authority under Section 1032(e) of the Dodd-Frank Act.