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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Report CFPB FY 2023 Office of Minority and Women Inclusion (OMWI) Report to Congress
Category: Report Data Spotlight: Trends in discount points amid rising interest rates
Category: Press release CFPB Proposes Rule to Close Bank Overdraft Loophole that Costs Americans Billions Each Year in Junk Fees
Category: Office of Research Publication The Neighborhood Geography of Mortgage Lending
Category: Press release CFPB Issues Report Showing Many Americans Are Surprised by Overdraft Fees
Category: Office of Research Publication Overdraft and Nonsufficient Fund Fees: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Press release CFPB Report Finds Many College-Sponsored Financial Products Charge High and Unusual Fees
Category: Office of Research Publication Making Ends Meet in 2023: Insights from the Making Ends Meet Survey
Category: Report The CFPB Language Access Plan for consumers with limited English proficiency
Category: Report Vast majority of NSF fees have been eliminated, saving consumers nearly $2 billion annually
Category: Press release CFPB Mortgage Report Finds Jumps in Closing Costs and Denials for Insufficient Income, Growing Proportion of Cash-Out Refinances
Category: Office of Research Publication Data Point: 2022 Mortgage Market Activity and Trends
Category: Director's statement Statement of CFPB Director Rohit Chopra on Mortgage Market Activity and Trends
Category: Blog Las dificultades financieras son más duras en Puerto Rico, que en el resto del país
Category: Blog Financial struggles in Puerto Rico bite deeper than the rest of the United States
Category: Blog Looking at credit scores only tells part of the story – cashflow data may tell another part
Category: Press release CFPB Report Shows Workers Face Risks from Employer-Driven Debt
Category: Blog Office of Research blog: Initial Fresh Start program changes followed by increased credit scores for affected student loan borrowers
Category: Blog Office of Research blog: Update on student loan borrowers during payment suspension
Category: Report Overdraft/NSF Revenue in Q4 2022 down nearly 50% versus pre-pandemic levels
Category: Office of Research Publication Property Assessed Clean Energy (PACE) Financing and Consumer Financial Outcomes
Category: Blog Office of Research blog: Who gets sued in civil courts? Civil judgments are not evenly distributed
Category: Report Consumer Credit and the Removal of Medical Collections from Credit Reports
Category: Office of Research Publication Insights into Consumers’ Financial Standing and Distress from 2019-2022: Evidence from a CDFI
Category: Report 2022 Financial Literacy Annual Report
Category: Office of Research Publication Report on the Home Mortgage Disclosure Act Rule Voluntary Review
Category: Office of Research Publication Consumer Use of Buy Now, Pay Later: Insights from the CFPB Making Ends Meet Survey
Category: Press release CFPB examina altas tarifas que reducen beneficios públicos | CFPB
Category: Press release New CFPB Issue Spotlight Examines High Fees that Chip Away at Public Benefits
Category: Blog Our auto finance data pilot
Category: Blog Why the largest credit card companies are suppressing actual payment data on your credit report
Category: Blog Por qué las grandes compañías emisoras de tarjetas de crédito suprimen datos reales de pagos en su informe de crédito
Category: Report Market Snapshot: Trends in Third-Party Debt Collections Tradelines Reporting
Category: Report Banks’ overdraft/NSF fee revenue declines significantly compared to pre-pandemic levels
Category: Office of Research Publication Making Ends Meet in 2022: Insights from the CFPB Making Ends Meet survey
Category: Press release CFPB Report Finds Household Financial Health is Declining after Several Years of Increased Savings
Category: Press release CFPB & FHFA news release announcing the publication of updated loan-level data for public use collected through the National Survey of Mortgage Originations
Category: Report Protecting Those Who Protect Us: Evidence of activated Guard and Reserve servicemembers’ usage of credit protections under the Servicemembers Civil Relief Act
Category: Press release CFPB Finds Members of the Reserves and National Guard Paying Millions of Dollars in Extra Interest Each Year
Category: Press release Reservistas y Guardias Nacionales pagan más intereses
Category: Office of Research Publication Consumer Savings App Strategies and Savings Outcomes
Category: Blog Mejorando la data del público usada en préstamos automotrices
Category: Blog Office of Research blog: Higher interest rates leading to higher debt burdens for mortgage borrowers
Category: Blog Enhancing public data on auto lending
Category: Press release CFPB Reports Highlight Problems with Tenant Background Checks
Category: Press release Reporte de la CFPB Destaca Problemas con la Verificación de Antecedentes de Inquilinos
Category: Report Consumer Snapshot: Tenant Background Checks
Category: Report Tenant Background Checks Market Report
Category: Blog Office of Research blog: Update on student loan borrowers during payment suspension
Category: Press release CFPB Launches Effort to Spur New Opportunities for Homeowners in the Mortgage Market
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Blog Market monitoring insights: examining the potential credit impact of high vehicle costs for consumers
Category: Report Buy Now, Pay Later: Market trends and consumer impacts
Category: Blog Exploring the connection between financial assistance for medical care and medical collections
Category: Office of Research Publication Understanding Required Financial Assistance in Medical Care
Category: Blog Office of Research blog: Housing inflation is hitting low-income renters
Category: Press release CFPB Publishes Analysis of Potential Impacts of Medical Debt Credit Reporting Changes
Category: Office of Research Publication Consumer Credit Trends Report: Paid and Low-Balance Medical Collections on Consumer Credit Reports
Category: Blog Banks’ overdraft/NSF fee revenues evolve along with their policies
Category: Speech Director Chopra’s Prepared Remarks to the Financial Literacy and Education Commission
Category: Press release CFPB Sues ACE Cash Express for Concealing No-Cost Repayment Plans and Improperly Withdrawing Consumers’ Funds
Category: Report Credit Card Line Decreases
Category: Blog New report explores the impact of credit card line decreases on consumers
Category: Report Data Spotlight: Financial well-being in America, from 2017 to 2020
Category: Press release CFPB Report Spotlights Medical Billing Challenges
Category: Report Data Spotlight: Challenges in Rural Banking Access
Category: Office of Research Publication Student Loan Borrowers Potentially At-Risk when Payment Suspension Ends
Category: Blog The student loan pause was extended—three things to keep in mind
Category: Speech Director Chopra’s Opening Remarks to the Consumer Advisory Board
Category: Office of Research Publication New Data on the Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Office of Research Publication Emergency Savings and Financial Security: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Report 2021 Financial Literacy Annual Report
Category: Press release CFPB Estimates $88 Billion in Medical Bills on Credit Reports
Category: Blog Ang hindi inaasahang gastos ng mga lihim na singil
Category: Blog 정크 수수료의 숨겨진 비용
Category: Blog The hidden cost of junk fees
Category: Blog El costo oculto de las tarifas inesperadas
Category: Blog التكلفة الخفية للرسوم المفاجئة وغير المتوقعة
Category: Blog 垃圾費的隱含費用
Category: Blog Sự ảnh hưởng của phụ phí ẩn
Category: Blog CFPB releases report on diversity and inclusion within financial services
Category: Office of Research Publication Consumer finances during the pandemic: Insights from the Making Ends Meet Survey
Category: Blog Making Ends Meet series: Consumer finances during the pandemic
Category: Office of Research Publication Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Office of Research Publication Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Office of Research Publication Disputes on Consumer Credit Reports
Category: Press release CFPB Finds Credit Report Disputes Far More Common in Majority Black and Hispanic Neighborhoods
Category: Blog The CFPB is looking out for families, workers, and communities
Category: Blog Volunteering to help people make the most of the tax refund. An opportunity to give back
Category: Blog Comparing auto loans for borrowers with subprime credit scores
Category: Office of Research Publication Subprime Auto Loan Outcomes by Lender Type
Category: Press release CFPB Report: Consumer Complaint Submission Patterns Vary by Demographic Characteristics of Census Tract
Category: Office of Research Publication Financial conditions for renters before and during the COVID-19 pandemic
Category: Press release CFPB Report: Renters at Risk as COVID-19 Safety Net Ends
Category: Report 2021 College credit card agreements
Category: Blog Credit access declined during the pandemic for credit cards, but increased for mortgages and auto loans
Category: Press release Mortgage refinance loans drove an increase in closed-end originations in 2020, new CFPB report finds
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Blog Credit card limits are rising for most groups after stagnating during the pandemic
Category: Blog Credit card use is still declining compared to pre-pandemic levels