Learn about our work over the past six years to create new consumer financial protections and provide resources to help people make informed financial decisions.
The improvements to our policy will help ensure that
our rulemaking process continues to be open and fair and allows for candid
input from state entities.
We are seeking comment on our proposal to clarify, make technical corrections, and minor changes to the data that financial institutions are required to...
We have released a plan to assess the effectiveness of the remittance rule and are asking the public for comments and information that would help the...
Prepaid cards can look and act like other types of cards, but they haven't always had the same protections. Our new rule will help make prepaid cards and...
Today we finalized new changes to our mortgage servicing rules. These updates ensure that mortgage servicers treat homeowners and struggling borrowers...
In the past five years, we have written rules, enforced laws and, supervised banks and other financial companies, while at the same time creating resources...
An important part of the CFPB's mandate from Congress is to make rules governing consumer finance markets more effective and to create new rules when...
Buried in many contracts for consumer financial products are arbitration clauses that block consumers from seeking relief through class action lawsuits...
Today, we're issuing a final rule delaying the effective date for the Know Before You Owe mortgage disclosure rule to October 3, 2015. The Know Before You...
An important part of our mandate is to make rules more effective and create new rules when necessary. Today, we're posting a semi-annual update of our...
We often hear many questions about how the rulemaking process works. We decided to write a series of posts that explain some key parts of the rulemaking...
Today, we're posting a semi-annual update of our rulemaking agenda in conjunction with a broader initiative led by OMB to publish a Unified Agenda of...
Since the Mortgage Servicing Rules went into effect, we've spent a lot of time talking to consumer advocacy groups, housing counselors, mortgage servicers...
We're proposing new disclosure requirements that consumers would receive before deciding to open a prepaid account. Currently, each prepaid card company's...
Nearly a year ago, we issued the TILA-RESPA Integrated Disclosure Rule. Many of you know this work as Know Before You Owe and we've been talking about it...