Spring 2018 rulemaking agenda
The semiannual update of our rulemaking agenda.
Blog
Six years serving you
Learn about our work over the past six years to create new consumer financial protections and provide resources to help people make informed financial decisions.
Spring 2017 rulemaking agenda
The semiannual update of our rulemaking agenda.
We are seeking comment on our plan for assessing the ATR/QM rule
The CFPB will assess the Ability-to-Repay/Qualified
Mortgage (ATR/QM) rule. We are seeking
comments on our plan for the assessment.
We are seeking comment on our plan for assessing the mortgage servicing rule
Your feedback and comments will help up improve our
assessment.
CFPB finalizes effective date extension for prepaid accounts rule
We’ve
finalized a rule to delay the general effective date of the prepaid accounts
rule by six months, to April 1, 2018.
We’re updating the ex parte policy on rulemaking
The improvements to our policy will help ensure that
our rulemaking process continues to be open and fair and allows for candid
input from state entities.
We are proposing changes to Regulation C to help industry comply and are looking for your feedback
We are seeking comment on our proposal to clarify, make technical corrections, and minor changes to the data that financial institutions are required to...
The Consumer Bureau is proposing changes to Regulation B to help mortgage lenders and is looking for your feedback
We
are seeking comment on our proposal to increase flexibility for mortgage
lenders in collecting certain information.
We are seeking comment on our plan for assessing the remittance rule
We have released a plan to assess the effectiveness of the remittance rule and are asking the public for comments and information that would help the...
CFPB proposes to extend the prepaid accounts rule’s effective date
We are seeking comment on a proposal to delay the effective date of the prepaid accounts rule by six months.
Fall 2016 rulemaking agenda
The semiannual update of our rulemaking agenda.
We’ve issued a new rule to help protect consumers using prepaid accounts
Prepaid cards can look and act like other types of cards, but they haven't always had the same protections. Our new rule will help make prepaid cards and...
We’ve updated our mortgage servicing rules to provide greater protections for mortgage borrowers and other homeowners
Today we finalized new changes to our mortgage servicing rules. These updates ensure that mortgage servicers treat homeowners and struggling borrowers...
Consumers Count: Five years standing up for you
In the past five years, we have written rules, enforced laws and, supervised banks and other financial companies, while at the same time creating resources...
We’ve proposed a rule to protect consumers from payday debt traps
New data shows payday and similar loans lead to consumers trapped in debt and our proposed rule aims to help those consumers.
Fall 2015 rulemaking agenda
An important part of the CFPB's mandate from Congress is to make rules governing consumer finance markets more effective and to create new rules when...
New proposal to ban companies from using arbitration clauses as a free pass to avoid accountability
Buried in many contracts for consumer financial products are arbitration clauses that block consumers from seeking relief through class action lawsuits...
The Know Before You Owe mortgage rule will take effect October 3, 2015
Today, we're issuing a final rule delaying the effective date for the Know Before You Owe mortgage disclosure rule to October 3, 2015. The Know Before You...
Spring 2015 rulemaking agenda
An important part of our mandate is to make rules more effective and create new rules when necessary. Today, we're posting a semi-annual update of our...
Explainer: How small businesses play a role in the rulemaking process
We often hear many questions about how the rulemaking process works. We decided to write a series of posts that explain some key parts of the rulemaking...
Fall 2014 rulemaking agenda
Today, we're posting a semi-annual update of our rulemaking agenda in conjunction with a broader initiative led by OMB to publish a Unified Agenda of...
Proposed changes to our Mortgage Servicing Rules: New protections for surviving family members and other homeowners
Since the Mortgage Servicing Rules went into effect, we've spent a lot of time talking to consumer advocacy groups, housing counselors, mortgage servicers...
Prepaid products: New disclosures to help you compare options
We're proposing new disclosure requirements that consumers would receive before deciding to open a prepaid account. Currently, each prepaid card company's...
Final lists of rural and rural or underserved counties for use in 2015
We have several rules that refer to our “rural or underserved” and “rural” counties lists. Each year we publish new lists for use the next year.