Blog | Consumer Financial Protection Bureau

Info for consumers

Published APR 11, 2022

Ou dwe konnen ki dwa ak pwoteksyon ou genyen nan sa ki gen pou wè avèk bòdwo medikal ak rekouvreman

Yon ijans oswa tretman medikal ka transfòme an yon kriz finansye ou pa’t atann. Aprann dwa ou, kijan pou w pwoteje kredi ou, ak kijan pou w evite pyèj.

Info for consumers

Published APR 11, 2022

Alamin ang iyong mga karapatan at proteksyon pagdating sa mga medikal na singil at pangongolekta

Maaaring mauwi sa hindi inaasahang krisis pinansyal and medikal na emerhensya o paggamot. Alamin ang iyong mga karapatan, kung paano mapoprotektahan ang iyong kredito, at kung paano makaiwas sa mga suliranin.

Info for consumers

Published APR 11, 2022

Know your rights and protections when it comes to medical bills and collections

A medical emergency or treatment could turn into an unexpected financial crisis. Learn your rights, how to protect your credit, and how to steer clear of pitfalls.

Info for consumers

Published APR 11, 2022

Biết các quyền và biện pháp bảo vệ của quý vị khi đề cập tới hóa đơn và thu nợ y tế

Một trường hợp khẩn cấp hoặc điều trị y tế có thể trở thành một cuộc khủng hoảng tài chính bất ngờ. Tìm hiểu các quyền của quý vị, cách bảo vệ tín dụng của quý vị và cách tránh xa những cạm bẫy.

Info for consumers

Published APR 11, 2022

瞭解你關於醫療帳單和收帳的權利和保護措施

一次醫療急診或治療可能會變成一場意外的財務危機。瞭解你的權利，如何保護你的信用，以及如何避開陷阱。

Info for consumers

Published APR 11, 2022

Conozca sus derechos y protecciones en relación a las facturas médicas y los cobros

Una emergencia médica o un tratamiento se pueden convertir en una crisis financiera inesperada. Aprenda sus derechos, cómo proteger su crédito y cómo evitar los inconvenientes.

Info for consumers

Published APR 11, 2022

의료비 및 추심에 대한 권리와 보호조치에 대해 알아보세요.

의료 응급 상황 또는 치료로 인해 예상치 못한 재정적 위기에 처할 수 있습니다. 권리와 신용을 보호하는 방법, 그리고 위험을 피하는 방법에 대해 알아보세요.

Info for consumers

Published APR 11, 2022

Знайте и защищайте свои права, касающиеся медицинских счетов и взыскания задолженности

Вызов скорой помощи и получение неотложной медицинской помощи могут обернуться неожиданным финансовым кризисом. Узнайте о своих правах и о том, как защитить свою кредитную историю и избежать ошибок.

Policy and compliance

Published FEB 18, 2022

Inaccurate small business credit reports can block access to loans

Inaccurate credit reports hurt small businesses similar to how they hurt consumers – the CFPB commends the FTC for taking action to hold credit reporting agencies accountable for their misconduct toward small businesses.

By Alan Ellison and Kyle Thetford

Data, research, and reports

Published FEB 11, 2022

Report illustrates how the big three credit reporting companies are giving consumers the runaround

A CFPB report revealed that the NCRAs have largely relied on vague, unhelpful form letters in response to consumer complaints filed with the Bureau. This practice, which surged in 2020, left families and communities vulnerable at the height of an unprecedented global pandemic and economic crisis.

By Karen Andre

Info for consumers

Published FEB 09, 2022

No Surprises Act: How we are protecting people from the side effects of surprise medical bills

If the people you serve face unexpectedly high medical costs, now they have protections under the No Surprises Act, plus support from the CFPB on debts arising from charges that exceed amounts allowed under the No Surprises Act.

By Desmond Brown

At the CFPB

Published JAN 27, 2022

Know your data: Our updated list of reporting companies

Your consumer reporting data can affect your ability to get a loan, job, or apartment. Learn how to request, review, and freeze your consumer reports.

By Aarthi Kannan and Jonah Kaplan

Credit reports and scores

Info for consumers

Published JAN 12, 2022

Our public inquiry on buy now, pay later

Several weeks ago, we issued a market-monitoring inquiry into “buy now, pay later” (BNPL) products and business practices. Now we are inviting anyone interested in this market to submit comments -- including families, small businesses, and international regulators.

By Ashwin Vasan

Info for consumers

Published JAN 05, 2022

Hold credit reporting companies accountable for incorrect reports and shoddy service

Consumers told us how credit reporting errors affect their lives. Here are steps you can take to help hold credit reporting companies accountable.

By Darian Dorsey

Info for consumers

Published DEC 16, 2021

Know before you buy (now, pay later) this holiday season

Learn more about Buy Now Pay Later (BNPL) loans before using them for your purchases this holiday season.

By Andrew Braden

Info for consumers

Published NOV 30, 2021

Understand how the CFPB’s Debt Collection Rule impacts you

The CFPB issued rules clarifying how debt collectors can communicate with you. Here are five key things to know about these new debt collection rules.

Info for consumers

Published JUL 06, 2021

Should you buy now and pay later?

Learn how Buy Now, Pay Later (BNPL) products work, and important details to help you decide whether or not to use them for purchases.

By Nelson Akeredolu, Andrew Braden, Joshua Friedman, and Laura Udis

Info for consumers

Published JUL 01, 2021

Errors in your tenant screening report shouldn’t keep you from finding a place to call home

The CFPB has notified companies that we will be paying particular attention to practices related to the accuracy of rental information in consumer reports. Learn how to protect yourself and how to take action if denied rental housing because of errors in your tenant screening reports.

Data, research, and reports

Published JUN 30, 2021

The trends of commercial credit reporting on consumer credit

Millions of consumers may have business loans and commercial credit products on their consumer credit reports. New CFPB research finds inconsistent reporting practices that may impact consumer credit scores.

By Claire Brennecke, Gohar Siravyan, and B. Heath Witzen

Info for consumers

Published JAN 29, 2021

Know your data: Our updated list of reporting companies

Your consumer reporting data can affect your ability to get a loan, job, or apartment. Learn how to request your consumer reports.

By Logan Herman and Jonah Kaplan

Data, research, and reports

Published NOV 12, 2020

New report explores the prevalence of actual payment information in consumer credit reporting

This quarterly consumer credit trends report explores the prevalence of actual payment information in consumer credit reporting.

By Logan Herman, Jonah Kaplan, and Austin Mueller

Info for consumers

Published AUG 26, 2020

Recursos del CFPB en múltiples idiomas

Los consumidores con limitado inglés tienen retos para conocer y acceder a servicios financieros. Mire el webinar y sepa cómo trabajamos para que los recursos sean accesibles para todos.

By Desmond Brown, Keo Chea, and Frank Vespa-Papaleo

Info for consumers

Published JUL 29, 2020

Protecting your credit during the coronavirus pandemic

Your credit reports and scores play an important role in your future financial opportunities. Learn how to manage and protect your credit during the COVID-19 (coronavirus) pandemic.

By Liane Fiano

Info for consumers

Published JUL 29, 2020

Proteja su crédito durante la pandemia del coronavirus

Sus informes y puntajes de crédito juegan un papel muy importante en sus oportunidades financieras futuras. Usted puede usar los siguientes pasos para manejar y proteger su crédito durante la pandemia del COVID-19 (coronavirus).

By Liane Fiano

Data, research, and reports

Published JUL 24, 2020

What to consider when sharing your financial data

A growing number of financial services are powered by data sharing. Learn what that means for you, and the key things to consider before sharing your data.

By Max Bentovim