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La CFPB publica su Reporte Anual al Congreso sobre la equidad en el crédito, describiendo las actividades ejecutorias y de supervisión, de orientación y normativas, y de difusión y educación, realizadas durante el año 2023.

The CFPB approved a rule to address the current and future applications of complex algorithms and artificial intelligence used to estimate home values.

Hemos aprobado una normativa que regula el uso actual y futuro de complejos algoritmos e inteligencia artificial, en la estimación del valor de las viviendas.

The CFPB is examining how financial institutions market their products to healthcare providers.

New guidance from the US Department of Labor addresses predatory practices on state prepaid debit cards for unemployment insurance payments.

After a Supreme Court decision last month, the CFPB’s rule to bring common-sense consumer protections for payday loans and other kinds of high-cost credit will move forward.

Luego de la reciente ola de tornados y grandes tormentas, le ofrecemos consejos para que se recupere y prepare financieramente en caso de que llegue la temporada de temporales.

Following the recent tornadoes and heavy storms, here are tips to help you recover financially and prepare in case of a season of severe weather.

The CFPB filed a Statement of Interest (amicus brief) to help ensure that banks meet their obligations with respect to scams.

Servicemembers have submitted over 400,000 complaints to the CFPB to get help with financial problems including problems with the Servicemember Civil Relief Act. The CFPB helps them get the answers and also enforces the law when necessary, returning $183 million in relief to the military community since 2011.

Join us and other enforcement agencies across the Federal government to ensure the use of advanced technology and automated systems comply with all Federal laws.

Consumers who were tricked into paying loans they did not actually owe will receive payments from the Consumer Financial Protection Bureau’s civil penalty fund.

Los consumidores quienes fueron engañados para que pagaran préstamos que, de hecho, no debían recibirán compensación del fondo de multas civiles de la CFPB.

More than 118,000 consumers who were falsely promised lower interest rates and larger loan amounts if they moved up the “LendUp Ladder” will receive checks in the mail this month.

Más de 118.000 consumidores a quienes se les prometió falsamente tasas de interés más bajas y montos de préstamos más grandes, si usaban el programa “LendUp Ladder”, recibirán este mes pagos por correo.

From flights to rental cars to amusement park tickets, it can feel like there's too much fine print and too many junk fees not included in the upfront price. Some argue that a wide array of pricing options gives consumers more choice, but recent research from the CFPB suggests that complex pricing leads consumers to fare worse and pay higher prices.

Desde vuelos, pasando por renta de autos, hasta tickets para parques temáticos, todos incluyen muchas cláusulas y tarifas escondidas que no se reflejan en el precio mostrado. Una reciente investigación nuestra sugiere que precios más complejos lleva a que los consumidores paguen peores tarifas y precios más altos.

The CFPB and DOJ filed an amicus brief to help ensure that servicemembers can file lawsuits to enforce the Servicemembers Civil Relief Act.

La CFPB y el DOJ emiten escrito amicus curiae para asegurarse de que militares puedan demandar para hacer cumplir la Ley de Ayuda Civil a Miembros de las Fuerzas Armadas.

The CFPB and FTC filed an amicus brief to help ensure that consumer reporting companies investigate consumer disputes.

Hemos introducido junto a la FTC un escrito amicus curiae para asegurarnos de que las compañías de informes del consumidor investiguen las disputas hechas por los consumidores.

CFPB provides input on New York reforms on abusive corporate conduct.

On February 13, the Appraisal Subcommittee (ASC) held a public hearing on appraisal bias, including an examination of The Appraisal Foundation.

Housing costs are high and a lack of competition in pricing and high fees compound the affordability problem.

The CFPB and FTC filed an amicus brief to help ensure that people can hold debt collectors accountable for unlawful fees.