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Category: Data, research, and reports |
Published

New report explores when consumers apply for credit cards as their credit scores change

The ability of consumers to access various types of credit can be affected by their credit scores, as many lenders require a minimum credit score before credit will be extended. This report finds that consumers with lower credit scores may strategically time their applications for credit around peaks and troughs in their scores.  

Category: Info for consumers |
Published

Cómo descubrir a un estafador

Ni el gobierno federal, ni sus empleados le solicitarán a usted que envíe dinero para obtener un premio. Tampoco le llamarán por teléfono para amenazarle con enviarlo a la cárcel o con demandarle si usted no paga una deuda. Aprenda a protegerse contra las estafas de impostores.

Category: Info for consumers |
Published
Wrongfully billed Medicare bills illustration

What to do if you’re wrongfully billed for Medicare costs

Under the Qualified Medicare Beneficiaries (QMB) program, medical providers such as doctors, hospitals, and medical supply companies aren’t allowed to bill enrollees for Medicare deductibles, coinsurance, and copayments. If you get a wrongful bill, you don’t have to pay it. You have the right to a refund if you’ve already paid.

Category: Data, research, and reports |
Published

Promising practices and lessons learned for Child Savings Account programs

The Bureau is engaged in building the capacity of child savings programs by releasing four briefs geared toward institutions and communities interested in starting, or expanding child savings opportunities.