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Category: Data, research, and reports |
Published

Office of Research blog: Credit score transitions during the COVID-19 pandemic

The distribution of credit score tiers shifted upward during the pandemic. Individuals in all credit score tiers were more likely to move up at least one tier or remain in their own tier during the pandemic, but upward mobility was especially improved for consumers with subprime credit scores.

Category: Policy and compliance |
Published

For many struggling mortgage borrowers with home equity, selling their home could be an alternative to foreclosure

Mortgage servicers have direct communication with homeowners. Servicers may remind homeowners that one option to avoid foreclosure is selling the home. Servicers may recommend homeowners speak with a real estate agent for a free estimate of the home’s current value. Servicers can also direct struggling homeowners to HUD-approved housing counseling agencies.

Category: Info for consumers |
Published

ما هو المستقبل لمصرف Wells Fargo وعملائه

نتيجة لإجراءات الإنفاذ التي اتخذها مكتب الحماية المالية للمستهلكين CFPB ضد مصرف Wells Fargo، قد يتوقع عملاء قروض السيارات والرهون العقارية والأعمال المصرفية تلقي مدفوعات تساعد في تعويضهم عن الممارسات غير القانونية للمصرف.

Category: Info for consumers |
Published

Что следует ожидать банку Wells Fargo и его клиентам

В результате правоприменительных мер, наложенных CFPB на Wells Fargo Bank, его клиенты, получавшие услуги в области автокредитования, ипотеки и банковского бизнеса, могут получить выплаты с целью возмещения ущерба, причиненного незаконными действиями банка.

Category: Info for consumers |
Published

Điều gì sẽ xảy ra sắp tới với Wells Fargo và khách hàng của họ

Do hành động thực thi của CFPB đối với Ngân Hàng Wells Fargo, khách hàng của các dịch vụ cho vay mua ô tô, thế chấp và ngân hàng của Wells Fargo có thể mong đợi nhận được các khoản tiền, giúp bù đắp cho các thông lệ bất hợp pháp của ngân hàng.

Category: Data, research, and reports |
Published

Office of Research Blog: Even as rents increase, fewer people are buying

The past two years of high inflation have been difficult for renters. A substantial percentage of renters missed rent payments, and relatively few renters who missed payments found assistance. Additionally, we show that the transition to homeownership has slowed markedly in the past year. Notably, Black and Hispanic families were less likely than non-Hispanic white families to get a mortgage when interest rates were low.

Category: Policy and compliance |
Published

Mortgage financing options in a higher interest rate environment

With mortgage interest rates elevated to levels not seen in many years, homebuyers are more likely to be offered, or seek out, alternatives to fixed-rate mortgages to help lower their monthly mortgage payments. Mortgage applicants should be aware of how these programs work to select the best option for their financial situation.

Category: Data, research, and reports | Category: Info for consumers |
Published

Consumidores perjudicados por servicios fraudulentos de alivio de deuda de préstamos estudiantiles, recibirán compensación

Los consumidores recibirán cheques provenientes de nuestra acción de cumplimiento de ley contra cinco compañías de alivio de deuda de préstamos estudiantiles, asociadas a Monster Loan y Tech Loans, por violar leyes de protección al consumidor