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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Press release 2025 HMDA Data on Mortgage Lending Now Available
Category: Report 2025 College credit card agreements
Category: Report CFPB FY 2024 Office of Minority and Women Inclusion (OMWI) Report to Congress
Category: Office of Research Publication Technical correction and update to the CFPB's credit invisibles estimate
Category: Report Auto Lending to Servicemembers
Category: Office of Research Publication An Introduction to the CFPB’s Rental Payment Data and Analysis
Category: Report Behind on Rent? Examining Rental Housing Delinquencies in New Payment Data
Category: Office of Research Publication Cash-Out Refinances and Paydown Behavior of Non-mortgage Debt Balances
Category: Office of Research Publication Consumer Use of Buy Now, Pay Later and Other Unsecured Debt
Category: Office of Research Publication Flood Risk and the U.S. Mortgage Market
Category: Report Issue Spotlight: Social Security Offsets and Defaulted Student Loans
Category: Report The Financial Security of Small Business Owners: Evidence from the Making Ends Meet Survey
Category: Report College Banking and Credit Card Agreements
Category: Office of Research Publication 2023 Mortgage Market Activity and Trends
Category: Report Medical Collections on Credit Reports in Native American Communities
Category: Office of Research Publication An analysis of the first seven months of the federal student loan return to repayment
Category: Office of Research Publication Making Ends Meet in 2024: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Insights from the 2023-2024 Student Loan Borrower Survey
Category: Office of Research Publication Matched-Pair Testing in Small Business Lending Markets
Category: Report Data Spotlight: The Impact of Changing Mortgage Interest Rates
Category: Report 2023 Financial Literacy Annual Report
Category: Report Data Spotlight: Developments in the Paycheck Advance Market
Category: Office of Research Publication Borrower Experiences with Mortgage Servicing During the COVID-19 Pandemic
Category: Report Negative Equity Findings from the Auto Finance Data Pilot
Category: Office of Research Publication Price Complexity in Laboratory Markets
Category: Report Recent Changes in Medical Collections on Consumer Credit Records
Category: Report Overdraft/NSF Revenue in 2023 down more than 50% versus pre-pandemic levels, saving consumers over $6 billion annually
Category: Report CFPB FY 2023 Office of Minority and Women Inclusion (OMWI) Report to Congress
Category: Report Data Spotlight: Trends in discount points amid rising interest rates
Category: Office of Research Publication The Neighborhood Geography of Mortgage Lending
Category: Office of Research Publication Overdraft and Nonsufficient Fund Fees: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Office of Research Publication Making Ends Meet in 2023: Insights from the Making Ends Meet Survey
Category: Report Vast majority of NSF fees have been eliminated, saving consumers nearly $2 billion annually
Category: Office of Research Publication Data Point: 2022 Mortgage Market Activity and Trends
Category: Report Overdraft/NSF Revenue in Q4 2022 down nearly 50% versus pre-pandemic levels
Category: Office of Research Publication Property Assessed Clean Energy (PACE) Financing and Consumer Financial Outcomes
Category: Report Consumer Credit and the Removal of Medical Collections from Credit Reports
Category: Office of Research Publication Insights into Consumers’ Financial Standing and Distress from 2019-2022: Evidence from a CDFI
Category: Report 2022 Financial Literacy Annual Report
Category: Office of Research Publication Report on the Home Mortgage Disclosure Act Rule Voluntary Review
Category: Office of Research Publication Consumer Use of Buy Now, Pay Later: Insights from the CFPB Making Ends Meet Survey
Category: Report Market Snapshot: Trends in Third-Party Debt Collections Tradelines Reporting
Category: Report Banks’ overdraft/NSF fee revenue declines significantly compared to pre-pandemic levels
Category: Office of Research Publication Making Ends Meet in 2022: Insights from the CFPB Making Ends Meet survey
Category: Report Protecting Those Who Protect Us: Evidence of activated Guard and Reserve servicemembers’ usage of credit protections under the Servicemembers Civil Relief Act
Category: Office of Research Publication Consumer Savings App Strategies and Savings Outcomes
Category: Report Consumer Snapshot: Tenant Background Checks
Category: Report Tenant Background Checks Market Report
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Office of Research Publication Understanding Required Financial Assistance in Medical Care
Category: Office of Research Publication Consumer Credit Trends Report: Paid and Low-Balance Medical Collections on Consumer Credit Reports
Category: Report Credit Card Line Decreases
Category: Report Data Spotlight: Challenges in Rural Banking Access
Category: Office of Research Publication Student Loan Borrowers Potentially At-Risk when Payment Suspension Ends
Category: Office of Research Publication New Data on the Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Office of Research Publication Emergency Savings and Financial Security: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Report 2021 Financial Literacy Annual Report
Category: Office of Research Publication Consumer finances during the pandemic: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Office of Research Publication Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Office of Research Publication Disputes on Consumer Credit Reports
Category: Office of Research Publication Subprime Auto Loan Outcomes by Lender Type
Category: Office of Research Publication Financial conditions for renters before and during the COVID-19 pandemic
Category: Report 2021 College credit card agreements
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Office of Research Publication The Recovery of Credit Applications to Pre-Pandemic Levels
Category: Office of Research Publication Asian American and Pacific Islanders in the Mortgage Market
Category: Office of Research Publication Commercial Credit on Consumer Credit Reports
Category: Office of Research Publication A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters
Category: Office of Research Publication Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act
Category: Office of Research Publication Consumer use of payday, auto title, and pawn loans: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Report Measuring the financial well-being of Hispanics: 2018 Financial Well-being Score Benchmarks
Category: Office of Research Publication Changes in consumer financial status during the early months of the pandemic
Category: Report Housing insecurity and the COVID-19 pandemic
Category: Office of Research Publication Balancing savings and debt: Findings from an online experiment
Category: Report 2020 Financial Literacy Annual Report
Category: Office of Research Publication Quarterly Consumer Credit Trends: Payment Amount Furnishing & Consumer Reporting
Category: Report Debt and delinquency after military service: A study of the credit records of young veterans in the first year after separation
Category: Report 2020 College credit card agreements
Category: Report Children’s Savings Account Programs: Measuring Program Performance and Outcomes
Category: Office of Research Publication Data point: How mortgages change before origination
Category: Report Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) Rule Assessment
Category: Office of Research Publication Perceived Financial Preparedness, Saving Habits, and Financial Security
Category: Office of Research Publication Special issue brief: The early effects of the COVID-19 pandemic on consumer credit
Category: Office of Research Publication An updated review of the new and revised data points in HMDA: Further observations using the 2019 HMDA data
Category: Office of Research Publication Evidence-based strategies to build emergency savings
Category: Report Financially Fit? Comparing the credit records of young servicemembers and civilians
Category: Office of Research Publication Insights from the Making Ends Meet Survey
Category: Office of Research Publication Quarterly Consumer Credit Trends: Recent trends in debt settlement and credit counseling
Category: Office of Research Publication Data point: 2019 mortgage market activity and trends
Category: Office of Research Publication The early effects of the COVID-19 pandemic on credit applications
Category: Report Office of Servicemember Affairs Annual Report for Fiscal Year 2019
Category: Report Market Snapshot: First-time Homebuyers
Category: Office of Research Publication Data point: Small business lending and the Great Recession
Category: Report 2019 College credit card agreements
Category: Report 2019 Financial Literacy Annual Report
Category: Office of Research Publication Quarterly Consumer Credit Trends: Public records, credit scores, and credit performance
Category: Office of Research Publication Data point: Borrower experiences on income-driven repayment
Category: Office of Research Publication Data point: Servicer size in the mortgage market

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