2025 Financial Literacy Annual Report
The 2025 Financial Literacy Annual Report summarizes the CFPB’s financial education priorities.
Reports
Our reports focus on a wide range of topics including how consumers interact with financial products and services, trends in specific markets such as debt collection and credit cards, and the experiences of selected populations such as servicemembers, older Americans, and traditionally underserved consumers. Review our reports and analyses to help inform your decisions, policies, and practices.
Debt Burdens Among Credit-Linked Consumers in the United States
Using consumer credit record data, CFPB researchers document how often consumers share credit with likely-household members, what types of credit they share, and what we might miss by focusing solely on individuals.
2024 Financial Literacy Annual Report
The 2024 Financial Literacy Annual Report describes the CFPB’s financial literacy activities and strategy to improve the financial literacy of consumers. This year’s report includes information about the need for youth financial education and how the CFPB supports those programs.
2023 Financial Literacy Annual Report
The 2023 Financial Literacy Annual Report describes the CFPB’s financial literacy activities and strategy to improve the financial literacy of consumers.
Issue Spotlight: Costs of Electronic Payments in K-12 Schools
K-12 schools are increasingly offering families the option to pay school-related expenses online via third-party payment processors, presenting new costs and challenges for users.
Banking in video games and virtual worlds
Gaming marketplaces increasingly incorporate banking and payment systems. Learn how the CFPB is monitoring the use of virtual currencies in online games.
2022 Financial Literacy Annual Report
The 2022 Financial Literacy Annual Report of the Consumer Financial Protection Bureau (CFPB) is required under Section 1013 of the Dodd-Frank Wall Street Reform and Consumer Protection Act.
2021 Financial Literacy Annual Report
The 2021 Financial Literacy Annual Report details the CFPB’s financial literacy strategy and activities to improve the financial literacy of consumers. Overall, this report describes the CFPB’s efforts in a broad range of financial literacy areas relevant to consumers’ financial lives.
2020 Financial Literacy Annual Report
The 2020 Financial Literacy Annual Report of the Consumer Financial Protection Bureau details the Bureau’s financial literacy activities and strategy to improve the financial literacy of consumers. Overall, this report describes the Bureau’s efforts in a broad range of financial literacy areas relevant to consumers’ financial lives.
2019 Financial Literacy Annual Report
The 2019 Financial Literacy Annual Report of the Consumer Financial Protection Bureau details the Bureau's financial literacy activities and strategy to improve the financial literacy of consumers. Overall, this report describes the Bureau's efforts in a broad range of financial literacy areas relevant to consumers' financial lives.
Measuring Youth Financial Capability
The CFPB researched the childhood origins of financial capability and well-being to identify those roots and to find promising practices and strategies to...
Program for International Student Assessment (PISA): Financial Literacy Brief
This research brief is intended to help stakeholders understand how the 2015 Program for International Student Assessment (PISA) financial literacy data about the U.S. may be used to identify effective approaches to financial education and better define the metrics for success.
Youth Financial Education Research Priorities
This report lays out key unanswered research questions in youth financial education identified by a range of stakeholders.
Review of youth financial education: Effects and evidence
This report is designed to help education policymakers, program leaders, financial educators, and academic researchers make evidence-informed policy, programming and resourcing decisions in school-based financial education.
Building Blocks to Help Youth Achieve Financial Capability: Measurement guide
The Building Blocks Measurement Guide provides a means of assessing young people’s progress toward acquiring the foundations of financial capability.
2017 Financial Literacy Annual Report
The 2017 Financial Literacy Annual Report is a statutorily mandated report to Congress on the Bureau’s activities and strategy to improve the financial capability and well-being of consumers.
Building the capacity of tax preparation providers to encourage saving
The CFPB has identified ten promising practices for tax assistance providers to help people save when filing their taxes.
A guide for advancing K-12 financial education
Financial education in grades K-12 can reach consumers at a pivotal point. This resource guide connects community and education leaders with information...
Personal finance teaching pedagogy
The CFPB researched the childhood origins of financial capability and well-being to identify those roots and to find promising practices and strategies to...
2016 Financial Literacy Annual Report
The 2016 Financial Literacy Annual Report is a statutorily mandated report to Congress on the Bureau's activities and strategy to improve the financial...
Building Blocks to Help Youth Achieve Financial Capability: A new model and recommendations
We've released a new report on our findings for how young people can acquire three building blocks of financial capability which include: executive...
Youth Financial Education Curriculum Review Tool
The CFPB is pleased to offer the Youth Financial Education Curriculum Review Tool, a resource that educators can use when selecting and updating financial...
Advancing K-12 financial education: A guide for policymakers
Integrating financial education throughout the K-12 experience represents a promising opportunity to reach consumers at a pivotal point in their development...
Building financial capability in youth employment programs
Youth employment programs present a promising opportunity for helping disadvantaged youth acquire the financial knowledge, skills, and access to resources...
Transforming the financial lives of a generation of young Americans
The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 directs the Office of Financial Education within the CFPB to educate American...
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