Reports

We study how consumers interact with financial products and services to help identify potential problems in the marketplace and achieve better outcomes for all. Review our reports and analyses to help inform your decisions, policies, and practices. And, see reports that we periodically prepare about the CFPB.

Data point: Mortgage trends

This Bureau Data Point article describes 2020 mortgage market activity and trends using data reported under the Home Mortgage Disclosure Act (HMDA).

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Issue Spotlight: Costs of Electronic Payments in K-12 Schools

K-12 schools are increasingly offering families the option to pay school-related expenses online via third-party payment processors, presenting new costs and challenges for users.

Issue spotlight

Published APR 04, 2024

Banking in video games and virtual worlds

Gaming marketplaces increasingly incorporate banking and payment systems. Learn how the CFPB is monitoring the use of virtual currencies in online games.

Consumer education and empowerment

Published OCT 16, 2019

Measuring Youth Financial Capability

The CFPB researched the childhood origins of financial capability and well-being to identify those roots and to find promising practices and strategies to...

Consumer education and empowerment

Published JUN 22, 2018

Building Blocks to Help Youth Achieve Financial Capability: Measurement guide

The Building Blocks Measurement Guide provides a means of assessing young people’s progress toward acquiring the foundations of financial capability.

To Congress

Published NOV 09, 2017

2017 Financial Literacy Annual Report

The 2017 Financial Literacy Annual Report is a statutorily mandated report to Congress on the Bureau’s activities and strategy to improve the financial capability and well-being of consumers.

Consumer education and empowerment

Published AUG 22, 2017

Building the capacity of tax preparation providers to encourage saving

The CFPB has identified ten promising practices for tax assistance providers to help people save when filing their taxes.

Consumer education and empowerment

Published FEB 10, 2017

Personal finance teaching pedagogy

The CFPB researched the childhood origins of financial capability and well-being to identify those roots and to find promising practices and strategies to...

Consumer education and empowerment To Congress

Published OCT 31, 2016

2016 Financial Literacy Annual Report

The 2016 Financial Literacy Annual Report is a statutorily mandated report to Congress on the Bureau's activities and strategy to improve the financial...

Consumer education and empowerment

Published SEP 07, 2016

Building Blocks to Help Youth Achieve Financial Capability: A new model and recommendations

We've released a new report on our findings for how young people can acquire three building blocks of financial capability which include: executive...

To Congress

Published OCT 29, 2015

2015 Financial literacy annual report

Empowering people to take more control over their economic lives is essential to our mission.

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