Making Ends Meet in 2022: Insights from the CFPB Making Ends Meet survey
The annual Making Ends Meet survey report shows how consumers’ finances changed from 2021 to 2022.
Reports
We study how consumers interact with financial products and services to help identify potential problems in the marketplace and achieve better outcomes for all. Review our reports and analyses to help inform your decisions, policies, and practices. And, see reports that we periodically prepare about the CFPB.
Data point: Mortgage trends
This Bureau Data Point article describes 2020 mortgage market activity and trends using data reported under the Home Mortgage Disclosure Act (HMDA).
Consumer Savings App Strategies and Savings Outcomes
This report provides new insights into the automated saving rules consumers use (e.g., save on payday or with each purchase) and how these rules relate to the amount saved.
Emergency Savings and Financial Security: Insights from the Making Ends Meet Survey and Consumer Credit Panel
New analysis in our Making Ends Meet series looks at financial security by examining how much consumers have in emergency savings and their financial profiles.
Balancing savings and debt: Findings from an online experiment
The Office of Research released a research brief summarizing the results of an online experiment exploring how the amount of available savings may influence decisions about using savings to pay down credit card debt.
Children’s Savings Account Programs: Measuring Program Performance and Outcomes
Children’s Savings Account (CSA) programs provide children and families with long-term savings or investment accounts and incentives to save for postsecondary education.
Perceived Financial Preparedness, Saving Habits, and Financial Security
The Office of Research released a research brief that explores consumers’ perceived financial preparedness, saving habits, and financial security.
Evidence-based strategies to build emergency savings
The Office of Research released a report that synthesizes the rigorous research of programs and strategies aiming to help consumers achieve greater liquid savings.
Tax Time: An opportunity to Start Small and Save Up
This report provides results from the CFPB 2019 Tax Time Saving Cohort and information on how the receipt of a tax refund is a unique opportunity for many taxpayers to Start Small and Save Up.
Planning for tax-time savings
A large study exploring tax-time saving found that early messaging and small incentives were effective at encouraging some customers to save using a savings feature on their prepaid card.
Building a brighter future by saving at tax time
Building and retaining savings is important because it provides a financial foundation on which to plan for the future.
Increasing saving at tax time and promising practices for the field
The CPFB has identified ten promising practices that may help tax preparation programs be more successful at informing consumers about their saving options.
Financial literacy annual report
Improving financial literacy requires more than simply providing consumers with more information.