Las dificultades financieras son más duras en Puerto Rico, que en el resto del país
Nuestra investigación muestra que en Puerto Rico la gente goza de menos bienestar financiero que en el resto de los Estados Unidos.
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Financial struggles in Puerto Rico bite deeper than the rest of the United States
Our research shows that people in Puerto Rico have lower financial well-being compared to people in the rest of the United States.
Federal housing agencies strongly encourage landlords to provide tenants written notice of their rights
After using rental background check/tenant screening reports against a renter, landlords have to provide an adverse action notice. Federal Housing Agencies want this to be in writing.
Looking at credit scores only tells part of the story – cashflow data may tell another part
Cashflow data (regular savings, accumulated savings, paying bills on time) helps predict ability to repay and repayment risk, even when accounting for credit scores.
Doce años protegiendo a consumidores y negocios honestos
La Oficina para la Protección Financiera del Consumidor cumplió 12 años de fundada. Estamos orgullosos del trabajo hecho hasta ahora y continuaremos protegiendo a los consumidores mientras nuevos mercados emerjan.
Twelve years of protecting consumers and honest businesses
Tomorrow is the 12th anniversary of the Consumer Financial Protection Bureau. The CFPB is proud to celebrate our work so far and continue protecting consumers as new markets emerge.
Qué viene a continuación para Bank of America y sus clientes
Información básica de nuestras acciones contra Bank of America, quiénes fueron afectados y cuáles prácticas violaron leyes federales.
Что ждет Bank of America и его клиентов
Принципы дисциплинарных мер CFPB в отношении Bank of America, пострадавшие клиенты и деятельность, нарушающая федеральное законодательство.
Bank of America（美國銀行）及其客戶的未來展望
CFPB 對 Bank of America 銀行執法行動的基本情況、受影響的客戶以及違反聯邦法律的做法。
Tương lai dành cho Bank of America và Khách hàng của mình
Thông tin cơ bản về các hành động thực thi CFPB đối với Bank of America, những khách hàng bị ảnh hưởng và các hành vi vi phạm luật liên bang.
Bank of America 및 고객 추후 대응
Bank of America를 상대로 한 CFPB의 집행 조치의 기본 내용은 영향을 입은 고객들과 연방법을 위반한 관행입니다.
What’s ahead for Bank of America and its customers
The basics of CFPB’s enforcement actions against Bank of America, the customers who were affected, and the practices that violated federal law.
Sa ki rezève pou Bank of America ak kliyan li yo
Sa ki esansyèl nan mezi egzekisyon CFPB pran kont Bank of America, kliyan ki konsène yo, ak pratik ki te vyole lwa federal la.
Ano ang naghihintay para sa Bank of America at sa mga kostumer nito
Mga pangunahing bagay tungkol sa mga aksyon ng pagpapatupad ng CFPB laban Bank of America, mga kostumer na apektado, at mga gawaing lumabag sa pederal na batas.
ما هو المستقبل لـ Bank of America وعملائه
أساسيات إجراءات إنفاذ CFPB ضد Bank of America، والعملاء الذين تأثروا، والممارسات التي تنتهك القانون الفيدرالي.
Office of Research blog: Initial Fresh Start program changes followed by increased credit scores for affected student loan borrowers
Credit reporting changes through the Department of Education’s Fresh Start program coincided with increased credit scores for nearly 2 million student loan borrowers.
Ensuring consumers receive critical lending protections
This week, we joined the State of Maine to file an amicus brief to help ensure that consumers receive critical protections when taking out loans.
Distribuiremos más de $3.5 millones entre los consumidores a quienes les cobraron tarifas ilegales para reducir o eliminar sus préstamos estudiantiles federales
Timemark, Inc. cobró ilegalmente tarifas por adelantado a consumidores que buscaban renegociar, acordar, reducir, o alterar los términos de sus préstamos.
CFPB to distribute more than $3.5 million to consumers who were charged illegal fees to reduce or eliminate their federal student loans
Timemark, Inc. collected illegal advance fees from more than 7,100 consumers seeking to renegotiate, settle, reduce, or alter the terms of their loans.
The CFPB's 2022 fair lending annual report to congress
The CFPB releases its Fair Lending Annual Report to Congress, describing its fair lending activities in enforcement and supervision; guidance and rulemaking; interagency coordination; and outreach and education for calendar year 2022.
CFPB entrega al congreso el reporte anual del 2022 sobre equidad en el crédito
CFPB entrega al Congreso su Reporte Anual sobre la Equidad en el Crédito, describiendo nuestras actividades en el año 2022.
How are mortgages with a COVID-related forbearance performing in 2023?
A new analysis from CFPB researchers finds that the majority of mortgage borrowers in forbearance during COVID-19 have since become current on their loans.
Protecting consumers’ right to challenge discrimination
The CFPB filed an amicus brief to protect consumers’ right to challenge discrimination under the Equal Credit Opportunity Act.
Accepting applications for CFPB advisory committees
Beginning on July 3, the CFPB is accepting applications to serve on our four advisory committees, which provide insight and advice as we carry out our work.
Worker surveillance poses potential privacy harms
In a response to the White House Office of Science and Technology Policy’s inquiry into automated worker surveillance, the CFPB has also outlined concerns about the potential harms workers may face when algorithms continually determine a worker’s earnings, hours, and more.