Archive of closed notices
The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.
The Bureau is proposing to amend a provision in Regulation Z that it issued in 2016 relating to the timing for mortgage servicers to transition to providing modified or unmodified periodic statements and coupon books in connection with a consumer’s bankruptcy case.
The CFPB is proposing policy guidance that would describe modifications that the Bureau intends to apply to the loan-level HMDA data that financial institutions will report under Regulation C before the data is disclosed to the public.
The CFPB is requesting to renew OMB approval for an existing information collection titled, "Generic Information Collection Plan for Consumer Complaint and Information Collection System (Testing and Feedback)".
The CFPB is requesting to renew OMB approval for an existing information collection titled, "CFPB's Consumer Response Intake Form".
The proposed rule would temporarily raise the reporting threshold for open-end lines of credit to 500 loans.
The proposal relates to when creditors may compare actual charges to amounts disclosed on a Closing Disclosure to determine if an estimated closing cost was disclosed in good faith.
The Bureau is proposing to amend its rules governing prepaid accounts under Regulation E and Regulation Z.
The Bureau plans to conduct a web survey of 8,000 individuals as part of the Bureau’s research on debt collection disclosures. The survey will explore consumer comprehension and decision making in response to debt collection disclosure forms.
The Bureau of Consumer Financial Protection is conducting an assessment of the ATR/QM Rule under the Truth in Lending Act (Regulation Z), in accordance with...
The
CFPB (CFPB or Bureau) is seeking comments from
the public about the small business lending market. Congress requires the CFPB
to collect information about small business lending to help determine how well
the market is functioning. Our Request for Information asks for feedback to
help the Bureau better understand how to develop this data collection rule.
The Bureau of Consumer Financial Protection is conducting an assessment of the Mortgage Servicing Rules Under the Real Estate Settlement Procedures Act...
The Bureau proposes amendments to Regulation C to make technical corrections to and to clarify certain requirements adopted by the Bureau's Home Mortgage...
The Bureau is proposing amendments to Regulation B to permit creditors additional flexibility in complying with Regulation B in order to facilitate...
The Bureau is conducting an assessment of certain of the Bureau's regulations related to consumer remittance transfers under the Electronic Fund Transfer...
The Credit CARD Act requires the Bureau to conduct a review of the consumer credit card market, within the limits of its existing resources available for...
The Bureau is proposing to delay the October 1, 2017 effective date of the rule governing Prepaid Accounts Under the Electronic Fund Transfer Act...
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau is proposing a new information collection titled, "Student Loan Servicing Market...
The CFPB seeks information about the use or potential use of alternative data and modeling techniques in the credit...
The Bureau, with the concurrence of the Office of Government Ethics, is issuing this notice of proposed rulemaking for employees of the Bureau. This...
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau is proposing a new information collection titled, "Consumer Response Company...
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau is proposing a new information collection titled, "Application Forms for Financial...
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau is requesting to renew the Office of Management and Budget (OMB) approval for an...
The Dodd-Frank Act provides for consumer rights to access financial account and account-related data in usable electronic form. The CFPB is seeking...
In accordance with the Paperwork Reduction Act of 1995, the Bureau is proposing to renew the Office of Management and Budget approval for an existing...
The Office of Financial Education at the Bureau is exploring how to produce a list of companies offering existing customers free access to a credit score...