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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Report Overdraft/NSF Revenue in 2023 down more than 50% versus pre-pandemic levels, saving consumers over $6 billion annually
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra for CBA Live
Category: Press release CFPB Prohíbe el Cobro de Excesivas Penalidades por Atraso en Tarjetas de Crédito, la Tarifa Típica Baja de $32 a $8
Category: Press release CFPB Bans Excessive Credit Card Late Fees, Lowers Typical Fee from $32 to $8
Category: Director's statement Statement of CFPB Director Rohit Chopra on the Final Rule to Close the Credit Card Late Fee Loophole
Category: Press release CFPB Emite Directrices para Regir los Resultados Arreglados de Comparaciones de Tarjetas de Crédito y Otros Productos Financieros
Category: Press release CFPB Issues Guidance to Rein in Rigged Comparison-Shopping Results for Credit Cards and Other Financial Products
Category: Blog Credit card interest rate margins at all-time high
Category: Press release CFPB Report Finds Large Banks Charge Higher Credit Card Interest Rates than Small Banks and Credit Unions
Category: Report Credit card data: Small issuers offer lower rates
Category: Press release CFPB Proposes Rule to Close Bank Overdraft Loophole that Costs Americans Billions Each Year in Junk Fees
Category: Press release La CFPB Propone Normativa para Cerrar el Vacío Legal sobre los Sobregiros Bancarios que le Cuesta Miles de Millones de Dólares a los Consumidores del País
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on Overdraft Lending Press Call
Category: Office of Research Publication The Neighborhood Geography of Mortgage Lending
Category: Office of Research Publication Overdraft and Nonsufficient Fund Fees: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Report 2023 College banking and credit card agreements
Category: Press release CFPB Report Finds Many College-Sponsored Financial Products Charge High and Unusual Fees
Category: Blog Office of Research blog: A look at cash-out refinance mortgages and their borrowers between 2013 to 2023
Category: Office of Research Publication Making Ends Meet in 2023: Insights from the Making Ends Meet Survey
Category: Testimony Opening Statement of Director Rohit Chopra before the Senate Committee on Banking, Housing, and Urban Affairs
Category: Testimony Opening Statement of Director Rohit Chopra before the House Committee on Financial Services
Category: Press release CFPB Orders Citi to Pay $25.9 Million for Intentional, Illegal Discrimination Against Armenian Americans
Category: Director's statement Prepared Remarks of CFPB Director Rohit Chopra on Press Call for CFPB’s Enforcement Action against Citi for Illegal Discrimination Targeting Armenian-Americans
Category: Press release CFPB actúa contra Citi por discriminar a consumidores | CFPB
Category: Blog Servicemembers continue to face major financial challenges
Category: Report The Consumer Credit Card Market
Category: Press release Tarjetas de crédito cobran cifra récord en 2022 | CFPB
Category: Press release CFPB Report Finds Credit Card Companies Charged Consumers Record-High $130 Billion in Interest and Fees in 2022
Category: Director's statement Prepared Remarks of CFPB Director Rohit Chopra on a Press Call on Junk Fees
Category: Press release CFPB Issues Guidance to Halt Large Banks from Charging Illegal Junk Fees for Basic Customer Service
Category: Press release CFPB examina devolver $140 millones a consumidores | CFPB
Category: Report Vast majority of NSF fees have been eliminated, saving consumers nearly $2 billion annually
Category: Press release CFPB Exams Return $140 Million to Consumers Hit by Illegal Junk Fees in Banking, Auto Loans, and Remittances
Category: Press release CFPB Emite Directrices para Impedir que Grandes Bancos Cobren Tarifas Inesperadas Ilegales por Servicios Básicos de Atención al Cliente
Category: Office of Research Publication Data Point: 2022 Mortgage Market Activity and Trends
Category: Blog Looking at credit scores only tells part of the story – cashflow data may tell another part
Category: Blog Qué viene a continuación para Bank of America y sus clientes
Category: Blog Что ждет Bank of America и его клиентов
Category: Blog Bank of America(美國銀行)及其客戶的未來展望
Category: Blog Tương lai dành cho Bank of America và Khách hàng của mình
Category: Blog Bank of America 및 고객 추후 대응
Category: Blog What’s ahead for Bank of America and its customers
Category: Blog Sa ki rezève pou Bank of America ak kliyan li yo
Category: Blog Ano ang naghihintay para sa Bank of America at sa mga kostumer nito
Category: Blog ما هو المستقبل لـ Bank of America وعملائه
Category: Blog Office of Research blog: Initial Fresh Start program changes followed by increased credit scores for affected student loan borrowers
Category: Press release CFPB Takes Action Against Bank of America for Illegally Charging Junk Fees, Withholding Credit Card Rewards, and Opening Fake Accounts
Category: Press release CFPB Toma Acción Contra Bank of America por Cobrar Ilegalmente Tarifas Inesperadas, Retener “Rewards” en Tarjetas de Crédito y Abrir Cuentas Falsas
Category: Press release CFPB, U.S. Department of Health and Human Services, and U.S. Department of Treasury Launch Inquiry into Costly Credit Cards and Loans Pushed on Patients for Health Care Costs
Category: Press release La CFPB, el Departamento de Salud y Servicios Humanos y el Departamento del Tesoro Solicitan Información sobre Costosas Tarjetas de Crédito y Préstamos que los Pacientes son empujados a Tomar para pagar Costos de Atención Médica
Category: Blog How are mortgages with a COVID-related forbearance performing in 2023?
Category: Office of Research Publication Consumer Finances in Rural Areas of the Southern Region
Category: Blog Office of Research blog: Update on student loan borrowers during payment suspension
Category: Report Overdraft/NSF Revenue in Q4 2022 down nearly 50% versus pre-pandemic levels
Category: Blog Mortgage data shows that borrowers could save $100 a month (or more) by choosing cheaper lenders
Category: Press release CFPB Action to Require Citizens Bank to Pay $9 Million Penalty for Unlawful Credit Card Servicing
Category: Press release CFPB Obliga a Citizens Bank a Pagar Multa de $9 Millones | CFPB
Category: Report Medical Credit Cards and Financing Plans
Category: Speech Prepared Remarks of Director Rohit Chopra at the American Association of Healthcare Administration Management
Category: Press release CFPB Report Highlights Costly Credit Cards and Loans Pushed on Patients
Category: Office of Research Publication Property Assessed Clean Energy (PACE) Financing and Consumer Financial Outcomes
Category: Blog Adjustable-rate loans are changing, because a widely-used interest rate index expires in June
Category: Press release CFPB Issues Rule to Facilitate Orderly Wind Down of LIBOR
Category: Press release CFPB Joins Other Financial Regulatory Agencies in Issuing Statement on Completing the LIBOR Transition
Category: Blog Office of Research blog: Who gets sued in civil courts? Civil judgments are not evenly distributed
Category: Report Consumer Credit and the Removal of Medical Collections from Credit Reports
Category: Testimony Written Testimony of James S. Rice, Assistant Director, Office of Servicemember Affairs, before the U.S. Senate Committee on Veterans’ Affairs
Category: Blog Mientras la deuda de tarjetas de crédito alcanza un nuevo pico, en la CFPB nos enfocamos en aumentar la competencia y reducir los costos
Category: Blog As outstanding credit card debt hits new high, the CFPB is focusing on ways to increase competition and reduce costs
Category: Testimony Testimony of CFPB Senior Advisor Brian Shearer on Junk Fees Before the Pennsylvania House of Representatives Consumer Protection, Technology, and Utilities Committee
Category: Office of Research Publication Insights into Consumers’ Financial Standing and Distress from 2019-2022: Evidence from a CDFI
Category: Press release CFPB Mejora Herramienta para Promover Competencia y Comparación de Tarjetas de Crédito
Category: Press release CFPB Enhances Tool to Promote Competition and Comparison Shopping in Credit Card Market
Category: Office of Research Publication Report on the Home Mortgage Disclosure Act Rule Voluntary Review
Category: Speech Deputy Director Martinez’s Prepared Remarks at the Consumer Law Scholars Conference
Category: Office of Research Publication Consumer Use of Buy Now, Pay Later: Insights from the CFPB Making Ends Meet Survey
Category: Blog Why the largest credit card companies are suppressing actual payment data on your credit report
Category: Blog Por qué las grandes compañías emisoras de tarjetas de crédito suprimen datos reales de pagos en su informe de crédito
Category: Report Banks’ overdraft/NSF fee revenue declines significantly compared to pre-pandemic levels
Category: Press release CFPB Proposes Rule to Rein in Excessive Credit Card Late Fees
Category: Director's statement Director Chopra’s Remarks on Press Call for Credit Card Late Fees NPRM
Category: Press release La CFPB Propone Normativa para Frenar el Cobro de Excesivas Penalidades por Atraso con Tarjetas de Crédito
Category: Blog Office of Research blog: Credit score transitions during the COVID-19 pandemic
Category: Press release CFPB Seeks Public Input on Consumer Credit Card Market
Category: Blog Office of Research Blog: Even as rents increase, fewer people are buying
Category: Office of Research Publication Making Ends Meet in 2022: Insights from the CFPB Making Ends Meet survey
Category: Office of Research Publication Consumer Savings App Strategies and Savings Outcomes
Category: Blog Office of Research blog: Higher interest rates leading to higher debt burdens for mortgage borrowers
Category: Blog Protecting borrowers’ control over their money
Category: Report Supervisory Highlights, Issue 28, Fall 2022
Category: Blog Office of Research blog: Update on student loan borrowers during payment suspension
Category: Press release CFPB Report Finds High Fees Charged on Student Banking Products Endorsed by Colleges
Category: Report 2022 College banking and credit card agreements
Category: Press release CFPB Orders Regions Bank to Pay $191 Million for Illegal Surprise Overdraft Fees
Category: Blog Examining the potential impact of high vehicle costs on Americans with deep subprime credit scores
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Report Buy Now, Pay Later: Market trends and consumer impacts
Category: Speech Director Chopra’s prepared remarks on the release of the CFPB’s Buy Now, Pay Later report
Category: Office of Research Publication Consumer Finances in Rural Appalachia
Category: Blog Exploring the connection between financial assistance for medical care and medical collections