Blog

Info for consumers

Published SEP 27, 2017

Las 10 mejores maneras de proteger su información personal contra el uso indebido

Las 10 mejores maneras de protegerse contra el robo de identidad y el fraude después de la filtración de información en Equifax y una actualización de la cláusula de arbitraje sobre la oferta gratuita de Equifax sobre monitoreo de crédito.

By Kristin Dohn

• • Arbitration
• • Credit reports and scores
• • Identity theft and fraud

Info for consumers

Published SEP 26, 2017

Want to see where you stand financially? Start with these 10 questions

How much money you spend, save, and owe is only part of the whole story about your financial situation. Your financial well-being score can get you thinking about your financial outlook in a new way.

By Janneke Ratcliffe

• • Data
• • Financial education
• • Financial well-being
• • Research

Info for consumers

Published SEP 25, 2017

Listening to our audience to serve up a better resource

Consumer education placemats on fraud and scam prevention and elder financial exploitation are available for free from CFPB.

By Erin Scheithe

• • Financial education
• • Identity theft and fraud
• • Older Americans

Info for consumers

Published SEP 22, 2017

Servicemembers and debt collection: Sharing your stories

Servicemembers share their stories of dealing with debt collection. Learn the steps to take when contacted by a debt collector.

By Courtney-Rose Dantus

• • Debt collection
• • Fair Debt Collection Practices Act
• • Servicemembers

Info for consumers

Published SEP 22, 2017

Does your college sponsor an affordable bank account?

Check to see if your college and school sponsored or branded checking account is safe and affordable, avoid overdraft fees, always shop around.

By Seth Frotman and Rich Williams

• • Banking
• • Students

Info for consumers

Published SEP 18, 2017

Top 10 ways to protect yourself in the wake of the Equifax data breach

Top 10 ways to protect yourself from identity theft and fraud after the Equifax data breach and an update on the arbitration clause for Equifax’s offer of free credit monitoring.

By Kristin Dohn

• • Arbitration
• • Credit reports and scores
• • Identity theft and fraud

Info for consumers

Published SEP 18, 2017

Servicemembers should secure their identity after the Equifax data breach

If you were one of the many servicemembers and their families affected by the recent Equifax data breach here is a CFPB Op Order on how to secure your identity.

By Patrick Campbell

• • Credit reports and scores
• • Identity theft and fraud
• • Servicemembers

Info for consumers

Published SEP 18, 2017

Equifax data breach updates

A collection of the latest releases, tips, updates, known scams, and information from the Consumer Financial Protection Bureau and other federal agencies working to support the millions of people affected by the Equifax data breach.

• • Arbitration
• • Credit reports and scores
• • Identity theft and fraud

Data, research, and reports

Published SEP 18, 2017

Project Catalyst collaboration to improve understanding of financial well-being

The CFPB is launching a research pilot with Credit Karma to help understand consumer financial well-being.

By Genevieve Melford and Dan Quan

• • Financial education
• • Financial well-being
• • Innovation
• • Project Catalyst

Policy and compliance

Published SEP 14, 2017

Supporting consumer-friendly innovation: Announcing our first no-action letter

Our first-ever no-action letter is being issued to Upstart.

By Patrice Alexander Ficklin and Dan Quan

• • Fair lending
• • Innovation
• • Project Catalyst

Info for consumers

Published SEP 13, 2017

Protección contra el robo de identidad tras el incidente en Equifax

Independientemente de si se ha visto afectado por la violación de datos en Equifax, o si su información personal ha sido robada, hay medidas que usted puede tomar para protegerse a sí mismo y a su crédito.

By Kristin Dohn

• • Credit reports and scores
• • Identity theft and fraud

Info for consumers

Published SEP 09, 2017

Identity theft protection following the Equifax data breach

Whether or not you have been affected by the Equifax data breach, or your personal information has been stolen, there are steps you can take to protect yourself and your credit.

By Kristin Dohn

• • Credit reports and scores
• • Identity theft and fraud

Info for consumers

Published SEP 08, 2017

A financial toolkit for victims of hurricanes Maria, Irma, and Harvey

Hurricanes like Maria, Irma, and Harvey can bring flood damage and financial distress. Know who to contact, what to expect, and how to avoid scams as you reorganize your finances.

By Kristin Dohn

• • Financial well-being
• • Identity theft and fraud

Info for consumers

Published SEP 08, 2017

Consejos financieros para víctimas de los huracanes María, Irma y Harvey

Huracanes como María, Irma y Harvey pueden generar daños por inundación y dificultades financieras. Conozca a quién contactar, qué expectativas tener y cómo evitar estafas mientras reorganiza sus finanzas.

By Kristin Dohn

• • Identity theft and fraud

Info for consumers

Published SEP 06, 2017

New financial empowerment tools for people with disabilities

Find tips and information for people with disabilities on our website.

By Olivia Calderon

• • Financial well-being
• • People with disabilities

At the CFPB

Published SEP 05, 2017

Join the Your Money, Your Goals 2018 cohort

Want to build the financial well-being of people in your community? Apply to join other organizations from across the country in the 2018 Your Money, Your Goals cohort.

By Patty Avery and Daniel Dodd-Ramirez

• • Financial education
• • Partnerships

Info for consumers

Published SEP 01, 2017

Here’s what you should know if you were harmed by Morgan Drexen

Did you sign up for debt settlement services with Morgan Drexen? You could be eligible for compensation.

By Courtney-Rose Dantus

• • Civil Penalty Fund
• • Debt collection
• • Enforcement

Info for consumers

Published SEP 01, 2017

Got a check in the mail from the CFPB? Here’s how to tell if it’s legit

We'll never ask you to pay money or provide additional information to cash a check. Contact us if you think the check you received might be a scam.

By Courtney-Rose Dantus

• • Civil Penalty Fund
• • Debt collection
• • Enforcement

Info for consumers

Published AUG 24, 2017

Things to consider before borrowing a reverse mortgage to delay collecting Social Security

Resources to help you decide whether to borrow a reverse mortgage to delay collecting Social Security benefits.

By Stacy Canan

• • Older Americans
• • Retirement
• • Reverse mortgages

Info for consumers

Published AUG 23, 2017

Ordinary trip to the grocery store with your kid? Explain as you go

Conversation starters and ideas to turn your next trip to the grocery store into a chance for your children to build their money skills.

By Laura Schlachtmeyer

• • Financial education
• • Parents
• • Youth

Info for consumers

Published AUG 22, 2017

If you are a tax preparer, we’ve got tips you can use to help people save and build assets during tax time

Learn how encouraging people to save their tax refunds could have a big impact on their financial situation.

By Dave Sieminski

• • Financial service providers
• • Financial well-being
• • Saving

Policy and compliance

Published AUG 22, 2017

Here’s what you need to know about the new FFIEC HMDA Examiner Transaction Testing Guidelines

Learn more about the new Home Mortgage Disclosure Act (HMDA) Resubmission Guidelines for all financial institutions that report HMDA data.

By Tim Lambert and Eric Wang

• • Home Mortgage Disclosure Act
• • Mortgages

Data, research, and reports Info for consumers

Published AUG 17, 2017

We’re working to better serve people through financial coaching

The CFPB is working to advance the field of financial coaching and expanding access to financial coaching services to people across the country.

By Lissan Anfune

• • Financial coaching
• • Financial education
• • Financial well-being

Data, research, and reports

Published AUG 16, 2017

Too many student loan borrowers struggling, not enough benefiting from affordable repayment options

A new CFPB report shows that at-risk student loan borrowers are struggling with repaying their debts and are seeing their credit suffer.

By Seth Frotman and Christa Gibbs

• • Data
• • Research
• • Student loans
• • Students

Info for consumers

Published AUG 10, 2017

Behind on bills: Three steps to help you make tough choices in tight moments

Here are some steps to consider if you can’t pay your bills.

By Courtney-Rose Dantus

• • Debt collection
• • Financial well-being