Blog | Consumer Financial Protection Bureau

Info for consumers

Published MAR 16, 2020

¿Le preocupa no poder hacer los pagos del préstamo de su coche? Su prestamista puede tener opciones para ayudarle

Si está teniendo dificultades para hacer los pagos mensuales del préstamo de su coche, su prestamista podría tener opciones para asistirle, tales como, permitirle diferirlos por unos meses.

By Kristin Dohn and Damion English

Data, research, and reports

Published MAR 12, 2020

New report explores trends for first-time homebuyers

This Market Snapshot investigates the prevalence and ease of first-time homeownership today by comparing current and historical market trends.

By Logan Herman and Kristin Wong

Info for consumers

Published MAR 10, 2020

Are you in the military and getting ready to do your taxes? Make sure you know how to file for free

Ensure servicemembers know where they can file their taxes for free.

By Patrick Brick, Andrew Cohen, and Jim Rice

Info for consumers

Published FEB 27, 2020

Thirty-four organizations join the 2020 Your Money, Your Goals Cohort

Organizations will receive technical assistance and training on financial empowerment tools to help people reach their financial goals.

By Yuliya Rzad and Jill Wheeler

Info for consumers

Published FEB 24, 2020

Cómo diferenciar a un cobrador de deudas legítimo de los estafadores

Cuando los cobradores le contactan, usted podría no saber si se trata de uno legítimo o de alguien tratando de estafarle.

By Kristin Dohn

Info for consumers

Published FEB 24, 2020

Compare las tarjetas prepagadas gracias a las nuevas divulgaciones

Aprenda más sobre su cuenta prepagada y cómo comprar una tarjeta prepagada. Explore la base de datos de contratos de tarjetas prepagadas del CFPB.

By Kris Andreassen

Info for consumers

Published FEB 18, 2020

Cinco formas de reconocer una estafa con su Seguro Social

Las estafas con el Seguro Social son el tipo más común de fraude y los estafadores están mejorando sus trucos que ahora incluyen llamadas telefónicas, emails y mensajes de texto. Le mostramos las señales que debe observar para protegerse usted y a sus seres queridos.

By Erin Scheithe

Info for consumers

Published FEB 18, 2020

Five ways to recognize a Social Security scam

Social Security scammers are evolving their tactics to include phone, email and text. Learn five ways to identify a scam to protect yourself and your loved ones.

By Erin Scheithe

Info for consumers

Published FEB 12, 2020

Worried about making your auto loan payments? Your lender may have options that can help

If you’re struggling to make your monthly car payments, your auto lender may have assistance options, such as letting you defer payments for a couple months.

By Nhu-Han Duong and Damion English

Info for consumers

Published JAN 30, 2020

Know your data: Our updated list of reporting companies

Request your consumer reports using our list of consumer reporting companies. Your consumer reporting data affects your ability to get an affordable loan, a job, an apartment, or many other essentials of daily life to reach your financial and personal goals.

By Jonah Kaplan

Data, research, and reports

Published JAN 23, 2020

Small business lending and the Great Recession

This report looks at the impact of the Great Recession on small business lending before, during, and after the Recession across geography and sources of lending.

By Jason Dietrich, Karl Schneider, and Chris Stocks

At the CFPB

Published JAN 13, 2020

We are accepting applications for our Advisory Committees

These advisory committees provide us with information about emerging trends and practices in the consumer financial marketplace. Apply today to become a member.

By Matt Cameron

At the CFPB

Published JAN 10, 2020

CFPB hosts savings summit to find opportunities to help people save

The savings summit was held to help people learn about innovative savings initiatives and discover opportunities to make it easier for people to save.

By Erica Kritt

Data, research, and reports

Published DEC 31, 2019

Read our 2019 College Credit Card Report

The CFPB is publishing the 2019 College Credit Card Report and releasing updated data the public can access and examine.

By Max Bentovim

Data, research, and reports

Published DEC 10, 2019

A new retrospective on the removal of public records

This report looks at how the removal of public records from credit reports affected the relationship between credit scores and consumers’ credit performance.

By Jasper Clarkberg

Info for consumers

Published DEC 10, 2019

Seis consejos a tener en cuenta cuando le ofrezcan la tarjeta de crédito de una tienda

En estas fiestas, disfrutar de los descuentos extras de la tarjeta de crédito de alguna tienda, puede sonar muy tentador, pero puede tener un precio. Tenemos 6 consejos a seguir para que disfrute los beneficios mientras reduce los riesgos.

By Kristin Dohn

Info for consumers

Published DEC 09, 2019

Six tips to consider when you’re offered a retail store credit card

This holiday season, you’ll likely get more than one offer for a retail store credit card. That extra 20-percent off or no-interest-if-paid-in-full offer may sound tempting, but it can come at a price. Enjoy the benefits and reduce the risk with these six tips.

By Kristin Dohn

Info for consumers

Published DEC 06, 2019

Shopping for a prepaid card with new disclosures

Learn more about your prepaid account and how to shop for prepaid cards. Explore the CFPB’s database of prepaid account agreements.

By Kris Andreassen

Info for consumers

Published DEC 05, 2019

CFPB Ombudsman’s Office 2019 Annual Report

The CFPB Ombudsman’s Office shares its FY2019 Annual Report.

By Wendy Kamenshine

Data, research, and reports

Published NOV 22, 2019

New report shows how student loan borrowers fare on Income-Driven Repayment Plans

Data Point research report by Thomas Conkling and Christa Gibbs uses CFPB CCP to study income-driven repayment (IDR), provides statistics on borrower delinquency on federal student loans.

By Thomas Conkling and Christa Gibbs

Info for consumers

Published NOV 20, 2019

How to tell the difference between a legitimate debt collector and scammers

When debt collectors contact you, you may not be sure if they are legitimate or trying to scam you.

By Courtney-Rose Dantus

Policy and compliance

Published NOV 20, 2019

Fall 2019 rulemaking agenda

Under the Regulatory Flexibility Act, federal agencies must publish regulatory agendas twice a year. As an independent regulatory agency, we have been voluntarily participating in the Unified Agenda, which is led by the Office of Management and Budget (OMB).

By Susan M. Bernard

Info for consumers

Published OCT 24, 2019

Sea inteligente con su dinero. Le damos 25 consejos para que mejore su bienestar financiero

Su bienestar financiero refleja la forma en que usted administra su dinero. Octubre es el Mes de la Planificación Financiera y por ello, le ofrecemos 25 consejos para que mejore la salud de sus finanzas y alcance el bienestar.

By Kristin Dohn

Data, research, and reports

Published OCT 24, 2019

What international data tells us about youth financial literacy

Among 15-year-olds in the United States, a gap in financial literacy appears, connected with socioeconomic status. We explore potential ways to help close the gap through a deeper analysis in the linked financial literacy brief.

By Meina Banh

Info for consumers

Published OCT 24, 2019

Get money smart. 25 tips to improve your financial well-being

Your financial well-being tells the story of how you manage your money. For Financial Planning Month, we have 25 tips to improve your finances and overall financial well-being.

By Kristin Dohn