The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.
The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information from interested parties to assist the Bureau in considering whether, consistent with its statutory authority to prescribe rules pursuant to the Federal consumer financial laws, the Bureau should amend those rules it has promulgated since its creation or issue certain new rules.
The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information from interested parties to assist the Bureau in assessing the overall efficiency and effectiveness of its rulemaking processes and, consistent with law, considering whether any changes to its rulemaking processes would be appropriate.
The Bureau of Consumer Financial Protection (Bureau) is seeking comments
and information from interested parties to assist the Bureau in assessing
potential changes that can be implemented to the Bureau’s public reporting
practices of consumer complaint information, consistent with law, to consider
whether any changes to the practices would be appropriate.
The Bureau of Consumer Financial Protection (Bureau) seeks comments and information from interested parties to assist the Bureau in assessing its public and non-public external engagements, including but not limited to field hearings, town halls, roundtables, and meetings of the Advisory Board and Councils.
The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information from interested parties to assist the Bureau in assessing the overall efficiency and effectiveness of its supervision program and whether any changes to the program would be appropriate.
The Bureau of Consumer
Financial Protection (Bureau) is seeking comments and information from
interested parties to assist the Bureau in considering whether and how to amend
the Bureau’s Rules of Practice for Adjudication Proceedings.
The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information from interested parties to assist the Bureau in assessing potential changes that can be implemented to the Bureau’s Civil Investigative Demand (CID) processes, consistent with law, to consider whether any changes to the processes would be appropriate.
The Bureau seeks to learn about the experience consumers are having with access to free credit scores and the experience of companies, and nonprofits, offering free access to credit scores.
The Bureau is updating a list of companies that told us they offer credit card customers free access to a credit score. Responses received to this notice will be used to publish an updated list.
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is requesting to renew the Office of Management and Budget (OMB) approval for an existing information collection titled, ‘‘Generic Information Collection Plan for Consumer Complaint and Information Collection System (Testing and Feedback).’’
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is requesting to renew the Office of Management and Budget (OMB) approval for an existing information collection titled, “CFPB’s Consumer Response Intake Form.”
The Bureau of Consumer Financial Protection (Bureau) is conducting an assessment of the ATR/QM Rule under the Truth in Lending Act (Regulation Z), in accordance with section 1022(d) of the Dodd-Frank Wall Street Reform and Consumer Protection Act.
The Consumer Financial Protection Bureau (CFPB or Bureau) is seeking comments from the public about the small business lending market. Congress requires the CFPB to collect information about small business lending to help determine how well the market is functioning. Our Request for Information asks for feedback to help the Bureau better understand how to develop this data collection rule.
The Bureau of Consumer Financial Protection (Bureau) is conducting an assessment of the Mortgage Servicing Rules Under the Real Estate Settlement Procedures Act (Regulation X), as amended prior to January 10, 2014, in accordance with section 1022(d) of the Dodd-Frank Wall Street Reform and Consumer Protection Act.
The Bureau of Consumer Financial Protection (Bureau) is conducting an assessment of certain of the Bureau’s regulations related to consumer remittance transfers under the Electronic Fund Transfer Act (subpart B of Regulation E) in accordance with section 1022(d) of the Dodd-Frank Wall Street Reform and Consumer Protection Act.
The Credit CARD Act requires the Bureau to conduct a review of the consumer credit card market, within the limits of its existing resources available for reporting purposes. In connection with conducting that review, and in accordance with the act, the Bureau is soliciting information from the public about a number of aspects of the consumer credit card market.
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is proposing a new information collection titled, “Student Loan Servicing Market Monitoring.”
The Consumer Financial Protection Bureau (CFPB or Bureau) seeks information about the use or potential use of alternative data and modeling techniques in the credit process. The Bureau seeks to learn more about current and future market developments, including existing and emerging consumer benefits and risks, and how these developments could alter the marketplace and the consumer experience. The Bureau also seeks to learn how market participants are or could be mitigating certain risks to consumers, and about consumer preferences, views, and concerns.
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is proposing a new information collection titled, “Consumer Response Company Response Survey.”
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is proposing a new information collection titled, “Application Forms for Financial Empowerment Partnerships.
The Dodd-Frank Act provides for consumer rights to access financial account and account-related data in usable electronic form. The CFPB is seeking comments from the public about consumer access to such information, including access by entities acting with consumer permission, in connection with the provision of products or services that make use of that information.
The Office of Financial Education at the Bureau of Consumer Financial Protection is exploring how to produce a list of companies offering existing customers free access to a credit score. Responses to this Federal Register notice will help us to launch this public list.
The CFPB seeks feedback on practices and products that are related to but may not be addressed in the Bureau's concurrently published Notice of Proposed Rulemaking on Payday, Vehicle Title, and Certain High-Cost Installment Loans (concurrent proposal).
The CFPB is seeking comments from the public related to consumer decision-making when repaying student loans, including the presentation of information about alternative repayment options.
The Bureau of Consumer Financial Protection (Bureau) is reopening the comment period for a specific aspect of the proposed rule published by the Bureau in the Federal Register on December 15, 2014. The Bureau conducted consumer testing of sample periodic statement forms for consumers in bankruptcy after the close of the original comment period. The Bureau now reopens the comment period until May 26, 2016 to seek comment specifically on the report summarizing consumer testing of sample periodic statement forms for consumers in bankruptcy.
