Archive of closed notices

The Consumer Financial Protection Bureau (CFPB) is seeking comment from the public about (1) ways to facilitate mortgage refinances for consumers who would benefit from refinancing, especially consumers with smaller loan balances; and (2) ways to reduce risks for consumers who experience disruptions in their financial situation that could interfere with their ability to remain current on their mortgage payments.

The CFPB is seeking input from the public on debt obligations incurred by consumers in the context of an employment or independent contractor arrangement.

The Consumer Financial Protection Bureau (Bureau or CFPB) is seeking comments from the public related to fees that are not subject to competitive processes that ensure fair pricing.

The Consumer Financial Protection Bureau (Bureau or CFPB) is seeking comments from the public related to fees that are not subject to competitive processes that ensure fair pricing. The submissions to this request for information will serve to assist the CFPB and policymakers in exercising its enforcement, supervision, regulatory, and other authorities to create fairer, more transparent, and competitive consumer financial markets.

The Bureau invites any interested parties, including consumers, small businesses, consumer advocates, financial institutions, trade associations, investors, state and Federal regulators and Attorneys General, and experts in consumer lending, payments, and marketing to submit comments to inform its inquiry into BNPL products.

The Director of the Bureau issued a statement accompanying information orders issued to six large technology companies. The Bureau invites public comment.

The Board of the Federal Reserve System, Bureau of Consumer Financial Protection, Federal Deposit Insurance Corporation, National Credit Union Administration, and the Office of the Comptroller of the Currency are gathering information and comments on financial institutions' use of artificial intelligence (AI), including machine learning (ML).

The Bureau is requesting comment on two related, but separate, reviews, under the Regulatory Flexibility Act and the Credit Card Accountability Responsibility and Disclosure Act of 2009.

The Bureau of Consumer Financial Protection proposes to amend Regulation F, which implements the Fair Debt Collection Practices Act (FDCPA), by proposing to require debt collectors to make certain disclosures when collecting time-barred debts.

The Bureau seeks comments and information to identify opportunities to prevent credit discrimination, encourage responsible innovation, promote fair, equitable, and nondiscriminatory access to credit, address potential regulatory uncertainty, and develop viable solutions to regulatory compliance challenges under the Equal Credit Opportunity Act (ECOA) and Regulation B.

The Bureau seeks comments and information to identify opportunities to prevent credit discrimination, encourage responsible innovation, promote fair, equitable, and nondiscriminatory access to credit, address potential regulatory uncertainty, and develop viable solutions to regulatory compliance challenges under the Equal Credit Opportunity Act (ECOA) and Regulation B.

The Bureau of Consumer Financial Protection is seeking comments and information from interested parties to assist the Taskforce on Federal Consumer Financial Law.

This notice proposes changes to the Remittance Rule to mitigate the expiration of an exception that allows insured institutions to estimate certain costs associated with sending a remittance transfer to increase the normal course of business safe harbor.

The Bureau is requesting public comment on its plans for assessing the TILA-RESPA Integrated Disclosure (TRID) Rule in accordance with section 1022(d) of the Dodd-Frank Act.

The Bureau seeks information to identify opportunities to utilize Tech Sprints as a means to encourage regulatory innovation.

The Bureau is seeking comment as part of its review of a 2009 overdraft rule consistent with section 610 of the Regulatory Flexibility Act.

The Bureau is publishing a plan for the review of rules pursuant to section 610 of the Regulatory Flexibility Act (RFA).

The Request for Information regarding potential rule changes to the Remittance Rule seeks information on the coverage of the rule and on the expiration of an exception that allows certain financial institutions to estimate certain costs that come with sending a remittance transfer.

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information regarding the overall effectiveness and efficiency of its Data Collections and data governance practices.

The CFPB is requesting to renew OMB approval for an existing information collection titled, "Consumer Complaint Intake System Company Portal Boarding Form Information Collection System".

The Bureau is issuing a call for evidence to ensure the Bureau is fulfilling its proper and appropriate functions to best protect consumers. The Bureau will...

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information from interested parties to assist the Bureau in considering whether any changes to the Bureau’s enforcement processes would be appropriate.

The Bureau is seeking comments and information to assist us in assessing potential changes to our handling of consumer complaints and inquiries.

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information to assist the Bureau in assessing its financial education programs.

The Bureau of Consumer Financial Protection (Bureau) is seeking comments and information from interested parties to assist the Bureau in assessing the overall effectiveness and accessibility of its guidance materials and activities (including implementation support) to members of the general public, including regulated entities.