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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Blog Algorithms, artificial intelligence, and fairness in home appraisals
Category: Press release Agencies Request Comment on Quality Control Standards for Automated Valuation Models Proposed Rule
Category: Blog Mortgage data shows that borrowers could save $100 a month (or more) by choosing cheaper lenders
Category: Blog Adjustable-rate loans are changing, because a widely-used interest rate index expires in June
Category: Press release CFPB Issues Rule to Facilitate Orderly Wind Down of LIBOR
Category: Press release CFPB Joins Other Financial Regulatory Agencies in Issuing Statement on Completing the LIBOR Transition
Category: Blog Office of Research blog: Who gets sued in civil courts? Civil judgments are not evenly distributed
Category: Report Consumer Credit and the Removal of Medical Collections from Credit Reports
Category: Speech Director Chopra’s Prepared Remarks at Justice Department Interagency Event in Newark, New Jersey to Highlight Efforts to Combat Modern-Day Redlining
Category: Blog Protecting people from discriminatory targeting
Category: Press release CFPB Finalizes Rule to Create a New Data Set on Small Business Lending in America
Category: Report Supplemental estimation methodology for institutional coverage and market-level cost estimates in the small business lending rulemaking
Category: Report User testing for sample data collection form for the small business lending final rule
Category: Speech Director Chopra’s Remarks at the NCRC Just Economy Conference
Category: Press release La CFPB Finaliza Normativa para Crear un Nuevo Conjunto de Datos para el Crédito a la Pequeña Empresa en el País
Category: Press release 2022 HMDA Data on Mortgage Lending Now Available
Category: Press release CFPB Heightens Scrutiny of Unlawful Collection of Payments on Discharged Student Loans
Category: Report 2022 Financial Literacy Annual Report
Category: Blog Protecting homeowners from discriminatory home appraisals
Category: Report Supervisory Highlights Junk Fees Special Edition, Issue 29, Winter 2023
Category: Blog Office of Research blog: Credit score transitions during the COVID-19 pandemic
Category: Speech Deputy Director Martinez’s Prepared Remarks at the National Fair Housing Alliance Event Previewing “Our America: Lowballed”
Category: Blog Office of Research Blog: Even as rents increase, fewer people are buying
Category: Blog Office of Research blog: Higher interest rates leading to higher debt burdens for mortgage borrowers
Category: Blog Office of Research blog: Update on student loan borrowers during payment suspension
Category: Report 2022 Annual Report of the CFPB Education Loan Ombudsman
Category: Press release CFPB Supervisory Examinations Find Violations of Federal Law by Student Loan Servicers and University-Owned Lenders
Category: Blog Examining the potential impact of high vehicle costs on Americans with deep subprime credit scores
Category: Speech Director Chopra’s Prepared Remarks at the Exchequer Club Fireside Chat
Category: Press release CFPB Report Details Family Finances and Debt in Rural Appalachia
Category: Blog Exploring the connection between financial assistance for medical care and medical collections
Category: Speech Director Chopra's Remarks on the Announcement Regarding the Cancellation of Loans for ITT Tech Students
Category: Op-ed | Category: Speech Director Chopra’s Prepared Remarks at a Joint DOJ, CFPB Press Event on the Trident Enforcement Action
Category: Blog Housing inflation is hitting low-income renters
Category: Press release CFPB, DOJ Order Trident Mortgage Company to Pay More Than $22 Million for Deliberate Discrimination Against Minority Families
Category: Blog Time is running out for student loan servicers to help servicemembers with student loans get debt relief
Category: Blog Banks’ overdraft/NSF fee revenues evolve along with their policies
Category: Blog Using special purpose credit programs to serve unmet credit needs
Category: Press release CFPB Affirms Ability for States to Police Credit Reporting Markets
Category: Blog Identifying and addressing the financial needs of immigrants
Category: Op-ed | Category: Speech Deputy Director Zixta Martinez’s Keynote Address at the Consumer Federation of America’s 2022 Consumer Assembly
Category: Blog CFPB publishes Beginner’s Guide to Accessing and Using Home Mortgage Disclosure Act Data
Category: Press release CFPB Seeks Ban Against Operator of Student Loan Debt Relief Scam Reboot
Category: Blog Loan Cancellation for Student Loan Borrowers Who Attended Corinthian Colleges
Category: Blog FFELP student loan borrowers: take full advantage of fixes to Income-Driven Repayment
Category: Report Mortgage Servicing COVID-19 Pandemic Response Metrics: New Observations from Data Reported by Sixteen Servicers for May-December 2021
Category: Report Fair Lending Report of the Consumer Financial Protection Bureau 2021
Category: Blog The CFPB’s 2021 Fair Lending Annual Report to Congress
Category: Blog Exams lead to remediation for private loan servicers’ unfair practices
Category: Report Supervisory Highlights, Issue 26, Spring 2022
Category: Blog The student loan pause was extended—three things to keep in mind
Category: Blog Busting myths about bankruptcy and private student loans
Category: Press release CFPB Sanctions Edfinancial for Lying about Student Loan Cancellation
Category: Director's statement CFPB Director Chopra Statement on Edfinancial and Student Loan Cancellation for Public Service
Category: Director's statement | Category: Press release CFPB Director Chopra Statement on Appraisal Task Force Report
Category: Blog Cracking down on discrimination in the financial sector
Category: Op-ed | Category: Speech Prepared Remarks of Deputy Director Zixta Martinez at the National Association of Hispanic Real Estate Professionals Convention & Housing Policy Summit
Category: Report 2021 Financial Literacy Annual Report
Category: Press release Consumer Financial Protection Bureau Outlines Options To Prevent Algorithmic Bias In Home Valuations
Category: Blog Appraisal discrimination is illegal under federal law
Category: Report Justice-Involved Individuals and the Consumer Financial Marketplace
Category: Blog Don’t let sloppy servicing keep you from benefitting under the PSLF Fix before it expires on October 31, 2022
Category: Press release Consumer Financial Protection Bureau to Examine Colleges’ In-House Lending Practices
Category: Blog It’s illegal to penalize borrowers for being religious
Category: Blog CFPB is standing up for civil rights protections
Category: Blog CFPB calls tech workers to action
Category: Report Supervisory Highlights, Issue 25, Fall 2021
Category: Press release CFPB Report Highlights Supervisory Findings of Wide-Ranging Violations of Law in 2021
Category: Blog The LIBOR index for adjustable-rate loans is being discontinued: here’s what to watch for
Category: Director's statement Statement by CFPB Director Rohit Chopra on HUD Guidance on Special Purpose Credit Programs
Category: Testimony Opening Statement of Director Rohit Chopra before the House Committee on Financial Services
Category: Report 2021 Annual Report of the CFPB Education Loan Ombudsman
Category: Speech Remarks of Director Rohit Chopra at a Joint DOJ, CFPB, and OCC Press Conference on the Trustmark National Bank Enforcement Action
Category: Press release CFPB Joins Other Financial Regulatory Agencies in Issuing Statement on Discontinuation of LIBOR
Category: Press release CFPB Proposes Rule to Shine New Light on Small Businesses’ Access to Credit
Category: Speech Remarks of Acting Director Dave Uejio at the Press Call on the Small Business Lending Proposed Rule
Category: Speech Prepared Remarks of Acting Director Dave Uejio at the NFHA’s Virtual Forum on Special Purpose Credit Programs
Category: Report Supplemental estimation methodology for institutional coverage and market-level cost estimates in the small business lending data collection notice of proposed rulemaking
Category: Blog Credit access declined during the pandemic for credit cards, but increased for mortgages and auto loans
Category: Blog Credit card limits are rising for most groups after stagnating during the pandemic
Category: Report Mortgage Servicing COVID-19 Pandemic Response Metrics: Observations from Data Reported by Sixteen Servicers
Category: Press release CFPB Report: Mortgage Servicers’ Pandemic Response Varies Significantly
Category: Blog Credit card use is still declining compared to pre-pandemic levels
Category: Blog Celebrating 10 years of consumer protection
Category: Blog Trends in Reported Assistance on Consumers’ Credit Records
Category: Blog CFPB Prioritizing Resources Against Racial Bias in Home Appraisals
Category: Blog Challenging the Model Minority Myth: A closer look at Asian American and Pacific Islanders in the mortgage market
Category: Blog Delinquencies on credit accounts continue to be low despite the pandemic
Category: Speech Prepared Remarks of Acting Director Dave Uejio at the National Association of Attorneys General Spring Consumer Protection Conference
Category: Report Fair Lending Report 2020
Category: Blog Protecting consumers through a pandemic: 2020 Fair Lending Report to Congress
Category: Press release CFPB Takes Action Against Operators of An Unlawful Student Loan Debt-Relief Scheme
Category: Blog Struggling during the pandemic? COVID-19 financial relief and protections extended
Category: Report Supervisory Highlights, COVID-19 Prioritized Assessments Special Edition (Issue 23)
Category: Report 2020 Financial Literacy Annual Report
Category: Blog Credit applications remain depressed for credit cards and auto loans
Category: Press release Consumer Financial Protection Bureau Settles with Student Loan Servicers Discover Bank, The Student Loan Corporation, and Discover Products, Inc. for Violating a Bureau Consent Order and Other Unlawful Practices
Category: Blog Credit card debt fell even for consumers who were having financial difficulties before the pandemic
Category: Blog Listen to CFPB's new podcast episodes
Category: Blog El CFPB en búsqueda de comentarios formales para mejorar las directrices para servir a consumidores LEP