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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Office of Research Publication Debt Burdens Among Credit-Linked Consumers in the United States
Category: Press release 2025 HMDA Data on Mortgage Lending Now Available
Category: Report College Banking Product Agreements and Data
Category: Report 2025 Private Education Loan Ombudsman Report
Category: Report 2025 College credit card agreements
Category: Report CFPB FY 2024 Office of Minority and Women Inclusion (OMWI) Report to Congress
Category: Report The Buy Now, Pay Later Market
Category: Office of Research Publication Technical correction and update to the CFPB's credit invisibles estimate
Category: Report 2024 Consumer Response Annual Report
Category: Press release 2024 HMDA Data on Mortgage Lending Now Available
Category: Report Auto Lending to Servicemembers
Category: Office of Research Publication An Introduction to the CFPB’s Rental Payment Data and Analysis
Category: Report Behind on Rent? Examining Rental Housing Delinquencies in New Payment Data
Category: Office of Research Publication Cash-Out Refinances and Paydown Behavior of Non-mortgage Debt Balances
Category: Office of Research Publication Consumer Use of Buy Now, Pay Later and Other Unsecured Debt
Category: Office of Research Publication Flood Risk and the U.S. Mortgage Market
Category: Report Issue Spotlight: Social Security Offsets and Defaulted Student Loans
Category: Report The Financial Security of Small Business Owners: Evidence from the Making Ends Meet Survey
Category: Report College Banking and Credit Card Agreements
Category: Office of Research Publication 2023 Mortgage Market Activity and Trends
Category: Report Medical Collections on Credit Reports in Native American Communities
Category: Office of Research Publication An analysis of the first seven months of the federal student loan return to repayment
Category: Office of Research Publication Making Ends Meet in 2024: Insights from the Making Ends Meet Survey
Category: Report Annual Report of the CFPB Student Loan Ombudsman
Category: Office of Research Publication Insights from the 2023-2024 Student Loan Borrower Survey
Category: Office of Research Publication Matched-Pair Testing in Small Business Lending Markets
Category: Report State Consumer Privacy Laws and the Monetization of Consumer Financial Data
Category: Report Office of Servicemember Affairs 2023 Annual Report
Category: Report Data Spotlight: The Impact of Changing Mortgage Interest Rates
Category: Report 2023 Financial Literacy Annual Report
Category: Report Data Spotlight: Developments in the Paycheck Advance Market
Category: Office of Research Publication Borrower Experiences with Mortgage Servicing During the COVID-19 Pandemic
Category: Report Negative Equity Findings from the Auto Finance Data Pilot
Category: Office of Research Publication Price Complexity in Laboratory Markets
Category: Report Issue Spotlight: Health Savings Accounts
Category: Report Recent Changes in Medical Collections on Consumer Credit Records
Category: Report Overdraft/NSF Revenue in 2023 down more than 50% versus pre-pandemic levels, saving consumers over $6 billion annually
Category: Report CFPB FY 2023 Office of Minority and Women Inclusion (OMWI) Report to Congress
Category: Report Banking in video games and virtual worlds
Category: Report Data Spotlight: Trends in discount points amid rising interest rates
Category: Report Consumer Response Annual Report
Category: Report Credit card data: Small issuers offer lower rates
Category: Office of Research Publication The Neighborhood Geography of Mortgage Lending
Category: Office of Research Publication Overdraft and Nonsufficient Fund Fees: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Office of Research Publication Making Ends Meet in 2023: Insights from the Making Ends Meet Survey
Category: Report Fair Debt Collection Practices Act CFPB Annual Report 2023
Category: Report Vast majority of NSF fees have been eliminated, saving consumers nearly $2 billion annually
Category: Office of Research Publication Data Point: 2022 Mortgage Market Activity and Trends
Category: Report Office of Servicemember Affairs 2022 Annual Report
Category: Report Chatbots in consumer finance
Category: Report Chatbots in consumer finance
Category: Report Overdraft/NSF Revenue in Q4 2022 down nearly 50% versus pre-pandemic levels
Category: Office of Research Publication Property Assessed Clean Energy (PACE) Financing and Consumer Financial Outcomes
Category: Report Consumer Credit and the Removal of Medical Collections from Credit Reports
Category: Office of Research Publication Insights into Consumers’ Financial Standing and Distress from 2019-2022: Evidence from a CDFI
Category: Report 2022 Consumer Response annual report
Category: Report 2022 Financial Literacy Annual Report
Category: Office of Research Publication Report on the Home Mortgage Disclosure Act Rule Voluntary Review
Category: Office of Research Publication Consumer Use of Buy Now, Pay Later: Insights from the CFPB Making Ends Meet Survey
Category: Report Issue Spotlight: Public Benefits Delivery & Consumer Protection
Category: Report Market Snapshot: Trends in Third-Party Debt Collections Tradelines Reporting
Category: Report Banks’ overdraft/NSF fee revenue declines significantly compared to pre-pandemic levels
Category: Report Servicemember reports about identity theft are increasing
Category: Report Annual report of consumer and credit reporting complaints: An analysis of complaint responses by Equifax, Experian, TransUnion
Category: Office of Research Publication Making Ends Meet in 2022: Insights from the CFPB Making Ends Meet survey
Category: Report Protecting Those Who Protect Us: Evidence of activated Guard and Reserve servicemembers’ usage of credit protections under the Servicemembers Civil Relief Act
Category: Office of Research Publication Consumer Savings App Strategies and Savings Outcomes
Category: Report Consumer Snapshot: Tenant Background Checks
Category: Report Tenant Background Checks Market Report
Category: Report Complaint Bulletin: An analysis of consumer complaints related to crypto-assets
Category: Report 2022 Annual Report of the CFPB Education Loan Ombudsman
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Report Buy Now, Pay Later: Market trends and consumer impacts
Category: Report The Convergence of Payments and Commerce: Implications for Consumers
Category: Office of Research Publication Understanding Required Financial Assistance in Medical Care
Category: Office of Research Publication Consumer Credit Trends Report: Paid and Low-Balance Medical Collections on Consumer Credit Reports
Category: Report Credit Card Line Decreases
Category: Report Office of Servicemember Affairs 2021 Annual Report
Category: Report Mortgage Servicing COVID-19 Pandemic Response Metrics: New Observations from Data Reported by Sixteen Servicers for May-December 2021
Category: Report Complaint Bulletin: Medical billing and collection issues described in consumer complaints
Category: Report Data Spotlight: Challenges in Rural Banking Access
Category: Office of Research Publication Student Loan Borrowers Potentially At-Risk when Payment Suspension Ends
Category: Report 2021 Consumer Response annual report
Category: Office of Research Publication New Data on the Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Office of Research Publication Emergency Savings and Financial Security: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Report 2021 Financial Literacy Annual Report
Category: Report Annual report of consumer and credit reporting complaints: An analysis of complaint responses by Equifax, Experian, TransUnion
Category: Office of Research Publication Consumer finances during the pandemic: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Office of Research Publication Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Office of Research Publication Disputes on Consumer Credit Reports
Category: Report 2021 Annual Report of the CFPB Education Loan Ombudsman
Category: Office of Research Publication Subprime Auto Loan Outcomes by Lender Type
Category: Report Consumer Complaint Research Brief: Consumer complaints throughout the credit life cycle, by demographic characteristics
Category: Office of Research Publication Financial conditions for renters before and during the COVID-19 pandemic
Category: Report 2021 College credit card agreements
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Report Mortgage Servicing COVID-19 Pandemic Response Metrics: Observations from Data Reported by Sixteen Servicers
Category: Office of Research Publication The Recovery of Credit Applications to Pre-Pandemic Levels
Category: Report Complaint Bulletin: COVID-19 issues described in consumer complaints

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