CFPB examina devolver $140 millones a consumidores
CFPB publicó una edición especial de su Reporte de Supervisión enfocado en los esfuerzos de la agencia para eliminar las tarifas inesperadas.
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CFPB Exams Return $140 Million to Consumers Hit by Illegal Junk Fees in Banking, Auto Loans, and Remittances
The Consumer Financial Protection Bureau (CFPB) released a special edition of its Supervisory Highlights focused on the agency’s efforts to shutdown junk fees.
CFPB Emite Directrices para Impedir que Grandes Bancos Cobren Tarifas Inesperadas Ilegales por Servicios Básicos de Atención al Cliente
La Oficina para la Protección Financiera del Consumidor (CFPB, por sus siglas en inglés) emitió una opinión consultiva sobre una disposición promulgada por el Congreso que en general, prohíbe a los grandes bancos y cooperativas de crédito imponer obstáculos irrazonables a los clientes por información básica sobre sus propias cuentas, como cobrarles tarifas excesivas.
CFPB demanda al infractor reincidente Freedom Mortgage Corporation por entregar información falsa a reguladores federales
La CFPB presenta una demanda ante un tribunal federal en la que alega que Freedom Mortgage Corporation presentó datos sobre sus préstamos hipotecarios, los cuales son exigidos por la ley, que estaban plagados de errores.
CFPB Sues Repeat Offender Freedom Mortgage Corporation for Providing False Information to Federal Regulators
The Consumer Financial Protection Bureau (CFPB) filed a lawsuit in federal court today, alleging that Freedom Mortgage Corporation submitted legally-required mortgage loan data that was riddled with errors.
CFPB Announces Advisory Committee Appointments
The Consumer Financial Protection Bureau (CFPB) announced the appointment of new members to the Consumer Advisory Board, Community Bank Advisory Council, Credit Union Advisory Council, and Academic Research Council.
CFPB Mortgage Report Finds Jumps in Closing Costs and Denials for Insufficient Income, Growing Proportion of Cash-Out Refinances
Today, the Consumer Financial Protection Bureau (CFPB) released its annual report on residential mortgage lending activity and trends.
CFPB Kicks Off Rulemaking to Remove Medical Bills from Credit Reports
The Consumer Financial Protection Bureau (CFPB) today announced it is beginning a rulemaking process to remove medical bills from Americans’ credit reports.
CFPB Pone en Marcha la Creación de Normativa para Eliminar Facturas Médicas en Informes de Crédito
CFPB anuncia el comienzo del proceso normativo para eliminar las facturas médicas de los informes de crédito de la gente.
CFPB Issues Guidance on Credit Denials by Lenders Using Artificial Intelligence
Today, the Consumer Financial Protection Bureau (CFPB) issued guidance about certain legal requirements that lenders must adhere to when using artificial intelligence and other complex models.
CFPB Report Finds College Tuition Payment Plans Can Put Student Borrowers at Risk
The Consumer Financial Protection Bureau (CFPB) issued a new report finding that students face risk when entering into agreements with colleges to spread the upfront cost of tuition into several, interest-free loan payments
CFPB Orders Leasing Company Tempoe to Provide $36 Million in Penalties and Relief for Tricking Consumers and Hiding Contract Terms
The CFPB took action against Tempoe, LLC for tricking consumers into expensive leasing agreements by concealing the contract terms and costs, and failing to provide legally required disclosures.
CFPB ordena a la empresa de arrendamientos Tempoe pagar $36 millones en multas y alivios por engañar a consumidores y ocultar términos en sus contratos
CFPB tomó acciones contra la compañía Tempoe por engañar a consumidores para que firmaran costosos contratos de arrendamiento, ocultando los términos y costos de los mismos, y no proporcionando divulgaciones legalmente exigidas.
CFPB Report Highlights Role of Big Tech Firms in Mobile Payments
The CFPB published a new issue spotlight highlighting the impacts of Big Tech companies’ policies and practices that govern tap-to-pay on mobile devices like smartphones and watches.
CFPB Alcanza Multimillonaria Resolución con Conglomerado de Reparación de Crédito
Las marcas de reparación de crédito más grandes del país, incluyendo Lexington Law y CreditRepair.com, perpetraron por muchos años un plan para recaudar ilegalmente miles de millones de dólares en tarifas.
CFPB Reaches Multibillion Dollar Settlement with Credit Repair Conglomerate
Largest credit repair brands in America, including Lexington Law and CreditRepair.com, perpetrated yearslong scheme to illegally harvest billions in fees.
Agencies to Host Roundtable on Special Purpose Credit Programs
Four federal agencies will host a roundtable discussion September 12, 2023, at 3:00 p.m. EDT regarding the availability of special purpose credit programs (SPCP) to help meet the credit needs of eligible individuals.
CFPB Sues Installment Lending Conglomerate for Illegally Churning Loans to Harvest Hundreds of Millions in Loan Costs and Fees
A CURO Group Holdings Company, Heights Finance, formerly known as Southern Management Corporation, induced struggling customers into a fee-harvesting and loan-churning scheme.
CFPB demanda a conglomerado de préstamos a plazos por ilegalmente alterar préstamos para recoger cientos de millones de dólares en costos de préstamos y comisiones
Southern Management Corporation indujo a clientes que pasaban por dificultades a caer en un esquema de alteración de préstamos para cobrarles comisiones.
CFPB sanciona a Freedom Mortgage y a Realty Connect por cobrar comisiones ilegales
Este prestamista incentivó a Realty Connect y otras compañías de corretaje para que le dieran referencias hipotecarias.
CFPB Penalizes Freedom Mortgage and Realty Connect for Illegal Kickbacks
Lender provided incentives to Realty Connect and other brokerages in exchange for mortgage referrals
CFPB Sues USASF Servicing for Illegally Disabling Vehicles and for Improper Double-Billing Practices
The CFPB filed a lawsuit in federal court against auto-loan servicer USASF Servicing for a host of illegal practices that harmed individuals with auto loans.
La CFPB demanda a USASF Servicing por inutilizar ilegalmente vehículos y por prácticas indebidas de doble facturación
CFPB demanda al adinistrador de préstamos automotrices USASF por usar numerosas prácticas ilegales que afectaron a sus prestatarios.
CFPB Exams Find Unfair, Deceptive, and Abusive Practices Across a Wide Array of Consumer Financial Product Lines
Today, the Consumer Financial Protection Bureau (CFPB) released a new Supervisory Highlights report which found unfair, deceptive, and abusive acts or practices across many consumer financial products.
CFPB Report Shows Workers Face Risks from Employer-Driven Debt
The CFPB published a report highlighting the risks employer-driven debt poses to workers.