Assessing our rules: Our reports on the Ability to Repay and Qualified Mortgage Rule and the RESPA Mortgage Servicing Rule
The CFPB has released two reports assessing significant rules.
Newsroom
Regulators Encourage Institutions to Work with Borrowers Affected by Government Shutdown
Five federal financial institutions regulators and state regulators encourage financial institutions to work with consumers affected by the federal government shutdown.
¿Está comprando una vivienda? El primer paso es revisar su crédito
Revisar su crédito es el primer paso para construir una base financiera sólida para su nuevo hogar.
Agencies Announce Dollar Thresholds in Regulations Z and M for Exempt Consumer Credit and Lease Transactions
Joint release with the Federal Reserve Board of Governors
Agencies Announce Threshold for Smaller Loan Exemption from Appraisal Requirements for Higher-Priced Mortgage Loans
Joint release with the Federal Reserve Board of Governors and Office of the Comptroller of the Currency
Bureau of Consumer Financial Protection and Federal Housing Finance Agency Release National Survey of Mortgage Originations Dataset for Public Use
Details Borrowers’ Experiences Obtaining a Mortgage
Bureau of Consumer Financial Protection Issues Rule to Implement and Clarify New HMDA Amendments
Today the Bureau of Consumer Financial Protection (Bureau) issued an interpretive and procedural rule to implement and clarify the requirements of section 104(a) of the Economic Growth, Regulatory Relief, and Consumer Protection Act (the Act), which amended the Home Mortgage Disclosure Act (HMDA).
New research report on student loan repayment and broader household borrowing
New research report detailing how borrowers are paying off their student loans, what they do after, and what it might mean for their personal finances and the broader economy.
What you need to know to get money from the settlement with BancorpSouth Bank for alleged discrimination
The BancorpSouth Settlement Administrator recently mailed packets to identified consumers with instructions for how to take part in the settlement. If you think you are eligible, you should look for a packet in the mail and follow the instructions.