Skip to main content

Blog

Category
Date range
6 filtered results
Category: Policy and compliance |
Published

eRegulations updated with Regulations X, C, and more

CFPB’s eRegulations is a web-based tool that makes regulations easier to find, read and understand. We have expanded the tool to include three additional CFPB regulations.  We are also updating an existing regulation to reflect changes that the Bureau has recently made.

Category: Policy and compliance |
Published

Explainer: How small businesses play a role in the rulemaking process

We often hear many questions about how the rulemaking process works. We decided to write a series of posts that explain some key parts of the rulemaking process. Before we propose a rule, we’re sometimes required to organize a Small Business Review Panel so that we can hear from small businesses about the potential impacts of the rule. Small businesses provide us with valuable feedback as we write regulations to help consumer financial products and services work for Americans.

Category: Data, research, and reports | Category: Policy and compliance |
Published

We looked at the impact of regulations at financial institutions

Today, we’re releasing findings from a study we conducted on the operational effects of certain regulations for banks, in order to better understand the day-to-day activities they perform to comply with regulations. We chose a narrow scope for the study, in the expectation that depth over breadth would create findings of lasting value. We looked […]

Category: Policy and compliance |
Published

Making regulations easier to use

We write rules to protect consumers, but what actually protects consumers is people: advocates knowing what rights people have, government agencies’ supervision and enforcement staff having a clear view of what potential violations to look out for; and responsible industry employees following the rules. Today, we’re releasing a new open source tool we built, eRegulations, […]

Category: Data, research, and reports | Category: Policy and compliance |
Published

We’re studying the costs of complying with consumer finance regulations

Banks, credit unions, and other financial services providers are concerned with compliance costs – how much it costs to comply with financial regulations – and we’re interested as well. Regulations can have many benefits for consumers, but the benefits sometimes come at a cost. What we want to know What are the extent and nature […]