Research and reports

We study how consumers interact with financial products and services to help identify potential problems in the marketplace and achieve better outcomes for all. Review our reports and analyses to help inform your decisions, policies, and practices. And, see reports that we periodically prepare about the CFPB.

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2017 College credit card agreements

The Credit Card Accountability, Responsibility and Disclosure Act (“CARD Act”) requires us to submit to Congress, and to make available to the public, an annual report that lists information submitted to the Bureau concerning agreements between credit card issuers and institutions of higher education or certain organizations affiliated with such institutions.


Office of Minority and Women Inclusion annual report to Congress

We’re pleased to submit to Congress our 2016 Office of Minority and Women Inclusion’s annual report detailing our initiatives related to building and maintaining a diverse workforce, increasing contracting opportunities for minority and women owned businesses, and assessing the diversity policies and practices of entities regulated by the CFPB. This report highlights our commitment to diversity and inclusion as evidenced by the initiatives designed to embed these guiding principles into organizational culture.