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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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128 filtered results
Category Title Date published
Category: Office of Research Publication Technical correction and update to the CFPB's credit invisibles estimate
Category: Office of Research Publication An Introduction to the CFPB’s Rental Payment Data and Analysis
Category: Report Behind on Rent? Examining Rental Housing Delinquencies in New Payment Data
Category: Office of Research Publication Cash-Out Refinances and Paydown Behavior of Non-mortgage Debt Balances
Category: Office of Research Publication Consumer Use of Buy Now, Pay Later and Other Unsecured Debt
Category: Office of Research Publication Flood Risk and the U.S. Mortgage Market
Category: Report The Financial Security of Small Business Owners: Evidence from the Making Ends Meet Survey
Category: Office of Research Publication 2023 Mortgage Market Activity and Trends
Category: Office of Research Publication An analysis of the first seven months of the federal student loan return to repayment
Category: Office of Research Publication Making Ends Meet in 2024: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Insights from the 2023-2024 Student Loan Borrower Survey
Category: Office of Research Publication Matched-Pair Testing in Small Business Lending Markets
Category: Office of Research Publication Borrower Experiences with Mortgage Servicing During the COVID-19 Pandemic
Category: Report Data spotlight: Early impacts of removing low-balance medical collections
Category: Office of Research Publication Price Complexity in Laboratory Markets
Category: Report Recent Changes in Medical Collections on Consumer Credit Records
Category: Press release
Archived
CFPB Proposes Rule to Close Bank Overdraft Loophole that Costs Americans Billions Each Year in Junk Fees
Category: Office of Research Publication The Neighborhood Geography of Mortgage Lending
Category: Office of Research Publication Overdraft and Nonsufficient Fund Fees: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Blog
Archived
Office of Research blog: A look at cash-out refinance mortgages and their borrowers between 2013 to 2023
Category: Office of Research Publication Making Ends Meet in 2023: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Data Point: 2022 Mortgage Market Activity and Trends
Category: Blog
Archived
Looking at credit scores only tells part of the story – cashflow data may tell another part
Category: Blog
Archived
Office of Research blog: Initial Fresh Start program changes followed by increased credit scores for affected student loan borrowers
Category: Blog
Archived
How are mortgages with a COVID-related forbearance performing in 2023?
Category: Office of Research Publication Consumer Finances in Rural Areas of the Southern Region
Category: Blog
Archived
Office of Research blog: Update on student loan borrowers during payment suspension
Category: Blog
Archived
Mortgage data shows that borrowers could save $100 a month (or more) by choosing cheaper lenders
Category: Office of Research Publication Property Assessed Clean Energy (PACE) Financing and Consumer Financial Outcomes
Category: Blog
Archived
Office of Research blog: Who gets sued in civil courts? Civil judgments are not evenly distributed
Category: Report Consumer Credit and the Removal of Medical Collections from Credit Reports
Category: Office of Research Publication Insights into Consumers’ Financial Standing and Distress from 2019-2022: Evidence from a CDFI
Category: Office of Research Publication Report on the Home Mortgage Disclosure Act Rule Voluntary Review
Category: Office of Research Publication Consumer Use of Buy Now, Pay Later: Insights from the CFPB Making Ends Meet Survey
Category: Blog
Archived
Office of Research blog: Credit score transitions during the COVID-19 pandemic
Category: Blog
Archived
Office of Research Blog: Even as rents increase, fewer people are buying
Category: Office of Research Publication Making Ends Meet in 2022: Insights from the CFPB Making Ends Meet survey
Category: Office of Research Publication Consumer Savings App Strategies and Savings Outcomes
Category: Blog
Archived
Office of Research blog: Higher interest rates leading to higher debt burdens for mortgage borrowers
Category: Blog
Archived
Office of Research blog: Update on student loan borrowers during payment suspension
Category: Blog
Archived
Examining the potential impact of high vehicle costs on Americans with deep subprime credit scores
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Office of Research Publication Consumer Finances in Rural Appalachia
Category: Blog
Archived
Exploring the connection between financial assistance for medical care and medical collections
Category: Office of Research Publication Understanding Required Financial Assistance in Medical Care
Category: Blog
Archived
Office of Research blog: Housing inflation is hitting low-income renters
Category: Office of Research Publication Consumer Credit Trends Report: Paid and Low-Balance Medical Collections on Consumer Credit Reports
Category: Blog
Archived
Banks’ overdraft/NSF fee revenues evolve along with their policies
Category: Office of Research Publication Student Loan Borrowers Potentially At-Risk when Payment Suspension Ends
Category: Office of Research Publication Credit card late fees
Category: Office of Research Publication New Data on the Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Office of Research Publication Emergency Savings and Financial Security: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Office of Research Publication Consumer finances during the pandemic: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Office of Research Publication Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Office of Research Publication Disputes on Consumer Credit Reports
Category: Office of Research Publication Subprime Auto Loan Outcomes by Lender Type
Category: Office of Research Publication Financial conditions for renters before and during the COVID-19 pandemic
Category: Blog
Archived
Credit access declined during the pandemic for credit cards, but increased for mortgages and auto loans
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Blog
Archived
Credit card limits are rising for most groups after stagnating during the pandemic
Category: Blog
Archived
Credit card use is still declining compared to pre-pandemic levels
Category: Office of Research Publication The Recovery of Credit Applications to Pre-Pandemic Levels
Category: Blog
Archived
Trends in Reported Assistance on Consumers’ Credit Records
Category: Office of Research Publication Asian American and Pacific Islanders in the Mortgage Market
Category: Office of Research Publication Commercial Credit on Consumer Credit Reports
Category: Blog
Archived
Delinquencies on credit accounts continue to be low despite the pandemic
Category: Office of Research Publication A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters
Category: Office of Research Publication Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act
Category: Office of Research Publication Consumer use of payday, auto title, and pawn loans: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Office of Research Publication Changes in consumer financial status during the early months of the pandemic
Category: Office of Research Publication Balancing savings and debt: Findings from an online experiment
Category: Blog
Archived
Credit applications remain depressed for credit cards and auto loans
Category: Blog
Archived
Credit card debt fell even for consumers who were having financial difficulties before the pandemic
Category: Office of Research Publication Quarterly Consumer Credit Trends: Payment Amount Furnishing & Consumer Reporting
Category: Office of Research Publication Data point: How mortgages change before origination
Category: Office of Research Publication Perceived Financial Preparedness, Saving Habits, and Financial Security
Category: Office of Research Publication Special issue brief: The early effects of the COVID-19 pandemic on consumer credit
Category: Office of Research Publication An updated review of the new and revised data points in HMDA: Further observations using the 2019 HMDA data
Category: Office of Research Publication Evidence-based strategies to build emergency savings
Category: Office of Research Publication Insights from the Making Ends Meet Survey
Category: Office of Research Publication Quarterly Consumer Credit Trends: Recent trends in debt settlement and credit counseling
Category: Office of Research Publication Data point: 2019 mortgage market activity and trends
Category: Office of Research Publication The early effects of the COVID-19 pandemic on credit applications
Category: Office of Research Publication Disclosure of Time-Barred Debt and Revival: Findings from the CFPB’s Quantitative Disclosure Testing
Category: Office of Research Publication Quantitative Survey Testing of Model Disclosure Clauses and Forms for Debt Collection: Methodology Report
Category: Office of Research Publication Data point: Small business lending and the Great Recession
Category: Office of Research Publication Quarterly Consumer Credit Trends: Public records, credit scores, and credit performance
Category: Office of Research Publication Data point: Borrower experiences on income-driven repayment
Category: Office of Research Publication Data point: Servicer size in the mortgage market
Category: Office of Research Publication Quarterly Consumer Credit Trends: Consumer Bankruptcy, BAPCPA, and the Great Recession
Category: Office of Research Publication Credit Characteristics, Credit Engagement Tools, and Financial Well-Being
Category: Office of Research Publication Planning for tax-time savings
Category: Office of Research Publication Data point: 2018 Mortgage market activity and trends
Category: Office of Research Publication Introducing New and Revised Data Points in HMDA
Category: Office of Research Publication Data point: Credit card revolvers
Category: Office of Research Publication Quarterly Consumer Credit Trends: Timing of Applications for Consumer Credit
Category: Office of Research Publication Quarterly Consumer Credit Trends: Mortgages to First-time Homebuying Servicemembers
Category: Office of Research Publication Quarterly Consumer Credit Trends: Natural Disasters and Credit Reporting

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