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Quarterly Consumer Credit Trends: Consumer Bankruptcy, BAPCPA, and the Great Recession

This is part of a series of quarterly reports of consumer credit trends produced by the Consumer Financial Protection Bureau using a longitudinal, nationally-representative sample of approximately five million de-identified credit records maintained by one of the three nationwide credit reporting companies. This eighth report explores how the volume and types of bankruptcy filings have changed throughout the period 2001-2018, which includes the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) and the Great Recession. The report considers changes in the attributes of bankruptcy filers by analyzing credit scores and the amount of debt consumers hold prior to bankruptcy. 

Full report

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