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Category: Industry and markets

Quarterly Consumer Credit Trends: Timing of Applications for Consumer Credit

This is part of a series of quarterly reports of consumer credit trends produced by the Consumer Financial Protection Bureau using a longitudinal, nationally-representative sample of approximately five million de-identified credit records maintained by one of the three nationwide credit reporting companies. This seventh report explores the relationship between fluctuations in consumers’ credit scores and the timing of consumers’ applications for credit.

Full report

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