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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Report Mortgage Servicing COVID-19 Pandemic Response Metrics: New Observations from Data Reported by Sixteen Servicers for May-December 2021
Category: Report Data Spotlight: Profiles of older adults living in mobile homes
Category: Report Supervisory Highlights, Issue 26, Spring 2022
Category: Press release CFPB Report Spotlights Medical Billing Challenges
Category: Report Complaint Bulletin: Medical billing and collection issues described in consumer complaints
Category: Report Data Spotlight: Challenges in Rural Banking Access
Category: Press release CFPB Releases Report on Financial Challenges Facing Rural Communities
Category: Blog The student loan pause was extended—three things to keep in mind
Category: Report Student Loan Borrowers Potentially At-Risk when Payment Suspension Ends
Category: Blog Climate risk should be considered in housing decisions
Category: Press release CFPB Seeks to Halt Negative Credit Reporting for Survivors of Human Trafficking
Category: Speech Director Chopra’s Opening Remarks to the Consumer Advisory Board
Category: Blog Helping borrowers hold mortgage servicers accountable
Category: Report 2021 Consumer Response annual report
Category: Press release 2021 HMDA Data on Mortgage Lending Now Available
Category: Report New Data on the Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Report Emergency Savings and Financial Security: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Blog The Fed is raising interest rates. What does that mean for borrowers and savers?
Category: Op-ed | Category: Speech Prepared Remarks of Deputy Director Zixta Martinez at the National Association of Hispanic Real Estate Professionals Convention & Housing Policy Summit
Category: Blog Shining a Spotlight on Workers’ Financial Experiences
Category: Report 2021 Financial Literacy Annual Report
Category: Press release CFPB Estimates $88 Billion in Medical Bills on Credit Reports
Category: Blog Using special purpose credit programs to serve unmet credit needs
Category: Blog Report illustrates how the big three credit reporting companies are giving consumers the runaround
Category: Blog If you’re a homeowner struggling to make housing-related payments due to the pandemic, help is available or coming soon
Category: Report Justice-Involved Individuals and the Consumer Financial Marketplace
Category: Blog CFPB releases report on diversity and inclusion within financial services
Category: Report Annual report of consumer and credit reporting complaints: An analysis of complaint responses by Equifax, Experian, TransUnion
Category: Report Consumer finances during the pandemic: Insights from the Making Ends Meet Survey
Category: Blog Making Ends Meet series: Consumer finances during the pandemic
Category: Blog Seven examples of unfair practices and other violations by mortgage servicers: CFPB supervision activities uncover red flags
Category: Report Supervisory Highlights, Issue 25, Fall 2021
Category: Blog The LIBOR index for adjustable-rate loans is being discontinued: here’s what to watch for
Category: Press release CFPB Issues Final Rule to Facilitate Transition from LIBOR
Category: Director's statement Statement of Director Rohit Chopra on the LIBOR Transition Rule
Category: Director's statement Statement by CFPB Director Rohit Chopra on HUD Guidance on Special Purpose Credit Programs
Category: Press release CFPB Research Shows Banks’ Deep Dependence on Overdraft Fees
Category: Press release Agencies Announce Threshold for Smaller Loan Exemption from Appraisal Requirements for Higher-Priced Mortgage Loans
Category: Report Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Report Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Press release CFPB Takes Action to Prevent Avoidable Foreclosures
Category: Report Disputes on Consumer Credit Reports
Category: Press release CFPB Finds Credit Report Disputes Far More Common in Majority Black and Hispanic Neighborhoods
Category: Press release CFPB Orders Tech Giants to Turn Over Information on their Payment System Plans
Category: Press release CFPB Joins Other Financial Regulatory Agencies in Issuing Statement on Discontinuation of LIBOR
Category: Press release CFPB, FTC and North Carolina Department of Justice File Amicus Brief in Henderson v. The Source for Public Data, L.P.
Category: Blog Deadline to request initial forbearance for HUD/FHA, USDA, or VA backed loans is extended until National Emergency ends
Category: Blog New rule ensures mortgage servicers provide options to potentially vulnerable borrowers exiting forbearance
Category: Blog Comparing auto loans for borrowers with subprime credit scores
Category: Report Subprime Auto Loan Outcomes by Lender Type
Category: Report Consumer Complaint Research Brief: Consumer complaints throughout the credit life cycle, by demographic characteristics
Category: Press release CFPB Report: Consumer Complaint Submission Patterns Vary by Demographic Characteristics of Census Tract
Category: Press release CFPB Report: Renters at Risk as COVID-19 Safety Net Ends
Category: Report Financial conditions for renters before and during the COVID-19 pandemic
Category: Report 2021 College credit card agreements
Category: Press release CFPB Proposes Rule to Shine New Light on Small Businesses’ Access to Credit
Category: Speech Remarks of Acting Director Dave Uejio at the Press Call on the Small Business Lending Proposed Rule
Category: Speech Prepared Remarks of Acting Director Dave Uejio at the NFHA’s Virtual Forum on Special Purpose Credit Programs
Category: Blog Mientras las protecciones expiran, la nueva normativa para la administración hipotecaria busca reducir las ejecuciones que sean evitables
Category: Blog New mortgage servicing rule aims to prevent avoidable foreclosures as protections expire
Category: Blog Credit access declined during the pandemic for credit cards, but increased for mortgages and auto loans
Category: Report 2020 Mortgage Market Activity and Trends
Category: Press release Mortgage refinance loans drove an increase in closed-end originations in 2020, new CFPB report finds
Category: Blog The Bureau continues to fight to help alleviate housing insecurity through its Tech Sprint Program
Category: Blog Credit card limits are rising for most groups after stagnating during the pandemic
Category: Report Mortgage Servicing COVID-19 Pandemic Response Metrics: Observations from Data Reported by Sixteen Servicers
Category: Press release CFPB Report: Mortgage Servicers’ Pandemic Response Varies Significantly
Category: Press release CFPB Issues Interpretive Rule on Certain Mortgage and Disclosure Timing Requirements for the 2021 Juneteenth Federal Holiday
Category: Blog Credit card use is still declining compared to pre-pandemic levels
Category: Press release CFPB and FHFA Release Updated Data from the National Survey of Mortgage Originations for Public Use
Category: Press release CFPB Finds Credit Applications Have Mostly Recovered to Pre-Pandemic Levels
Category: Report The Recovery of Credit Applications to Pre-Pandemic Levels
Category: Blog We have resources to help you avoid foreclosure
Category: Blog Consumer Fraud Alert - Tips for avoiding VA home loan scams
Category: Blog Trends in Reported Assistance on Consumers’ Credit Records
Category: Blog Use our toolkit to help spread the word about pandemic financial relief options
Category: Report Complaint Bulletin: COVID-19 issues described in consumer complaints
Category: Blog Challenging the Model Minority Myth: A closer look at Asian American and Pacific Islanders in the mortgage market
Category: Report Asian American and Pacific Islanders in the Mortgage Market
Category: Report Commercial Credit on Consumer Credit Reports
Category: Blog The trends of commercial credit reporting on consumer credit
Category: Press release CFPB Report Highlights Supervisory Findings of Wide-Ranging Violations of Law in 2020
Category: Report Supervisory Highlights, Issue 24, Summer 2021
Category: Press release CFPB Issues Rules to Facilitate Smooth Transition as Federal Foreclosure Protections Expire
Category: Blog As foreclosure protections end, it’s time to work with your mortgage servicer
Category: Blog New data show improving yet sustained housing insecurity risks
Category: Press release Statement by CFPB Acting Director Dave Uejio on Impact of the Juneteenth National Independence Day Federal Holiday on Residential Mortgage Closings
Category: Blog Delinquencies on credit accounts continue to be low despite the pandemic
Category: Blog HMDA Threshold Report Blog
Category: Report A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters
Category: Press release Manufactured Housing Loan Borrowers Face Higher Interest Rates, Risks, and Barriers to Credit, New CFPB Report Finds
Category: Report Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act
Category: Blog Summary of the 2021 CFPB Research Conference
Category: Report Consumer use of payday, auto title, and pawn loans: Insights from the Making Ends Meet Survey
Category: Blog Consumer use of payday, auto title, and pawn loans
Category: Report Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Report Complaint Bulletin: Mortgage forbearance issues described in consumer complaints
Category: Press release CFPB Issues Reports Detailing Mortgage Borrowers’ Continuing COVID-19 Challenges
Category: Report Measuring the financial well-being of Hispanics: 2018 Financial Well-being Score Benchmarks
Category: Report Changes in consumer financial status during the early months of the pandemic