In July 2017, the nationwide consumer reporting agencies began removing civil judgments and tax liens from credit reports. Millions of consumers had records wiped from their report. Following these consumers over the next two years, this report looks at how the removal affected the relationship between credit scores and consumers’ credit performance.
En estas fiestas, usted seguramente recibirá más de una oferta para abrir la tarjeta de crédito de alguna tienda. Claro, la oferta de un 20 por ciento extra, o de cero intereses si lo paga completo, puede sonar muy tentadora, pero puede tener un precio. Tenemos 6 consejos a seguir para que disfrute de los beneficios y reduzca los riesgos.
This holiday season, extra discounts with a store credit card may sound tempting, but they can come at a price. Enjoy the benefits but reduce risky credit card debt with these 6 tips.
Learn more about your prepaid account and how to shop for prepaid cards. Explore the CFPB’s database of prepaid account agreements.
The CFPB Ombudsman’s Office shares its FY2019 Annual Report.
This Data Point uses the Bureau’s Consumer Credit Panel to identify likely users of income-driven repayment and provides descriptive statistics of who these borrowers are and how delinquencies on student loans and other products change after borrowers enroll in these alternative repayment programs.
Learn how to spot the warning signs of debt collection scams and ways to protect yourself.
The semiannual update of our rulemaking agenda.
According to the latest data from the Program for International Student Assessment (PISA), a gap in financial literacy among groups of students appears as early as age 15.
Your financial well-being is about more than your income and credit score. Instead, it tells a larger story about how you manage your money. October is Financial Planning Month, and we have 25 tips for improving your overall financial health and well-being.