The CFPB is convening government enforcers – including federal agencies, state attorneys general, and state insurance commissioners – to sharpen our combined efforts to protect consumers as technology reshapes the financial marketplace.
This week, the CFPB filed a joint Statement of Interest with the Department of Justice to protect homebuyers and homeowners from discriminatory home appraisals.
The CFPB issued a standard Request for Information on the economic impact of mortgage loan originator rules on small mortgage companies as part of a mandated 10-year review.
The CFPB and the FTC want to hear about challenges you’ve faced because of rental background checks
The Independent Community Bankers of America has filed an application to create an alternative mortgage disclosure to improve understanding and facilitation of construction loans. The application is open to the public and available for comment through March 29, 2023
Today the CFPB finalized an update to our procedural rule regarding administrative adjudication.
We are piloting a new collection of auto data. As part of that effort, we issued orders to nine large auto lenders to provide information about their auto lending portfolio. Through this effort we will be better able to monitor the auto market and plan to share results with the public.
We requested information from the largest credit card companies about why actual payment information has largely gone missing from the nationwide consumer reporting system. Here’s what we learned.
Seeking help from a Department of Veterans Affairs (VA)-accredited attorney, claims agent, or Veterans Service Organization representative can ensure you receive assistance throughout the claims process with VA and avoid excessive fees
재정적 어려움에 처하면 두렵고 겁이 날 수 있는데 중요한 금융정보가 모국어로 되어 있지 않으면 그 상황이 더욱 어렵게 느껴질 수 있습니다. CFPB에서는 모든 소비자가 금융상품과 서비스를 이용할 수 있도록 자체 자료에 대한 접근성을 개선하고자 다음 조치를 취하고 있습니다.
Experimentar un desafío financiero puede ser alarmante e intimidante, pero es aún más difícil cuando la información financiera crucial no está en su idioma principal. En el CFPB, queremos asegurarnos de que los productos y servicios financieros sean accesibles para todos los consumidores, por lo que estos son los pasos que estamos tomando para mejorar la accesibilidad de nuestros propios recursos.
人們遇到金融挑戰時可能會感到害怕和恐懼，但如果關鍵的金融資訊不是以您的主要語言來提供，這就更難了。消費者金融保護局（CFPB）希望確保所有消費者都能獲得金融產品和服務，因此我們正在採取步驟，改善我們的資源提供的便利性。
The CFPB joins with other regulators in asking The Appraisal Foundation to clearly instruct appraisers about the federal law forbidding appraisal discrimination
Финансовые трудности могут вызывать страх и казаться непреодолимыми, но ситуация еще больше усложняется, если крайне важная финансовая информация изложена не на вашем родном языке. В Бюро по финансовой защите потребителей (CFPB) мы хотим обеспечить доступ к финансовым продуктам и услугам для всех потребителей, и далее перечислены предпринимаемые нами меры по улучшению доступности наших собственных ресурсов.
إن مواجهة التحديات المالية قد تبدو مخيفة ومرعبة، ولكن الأكثر صعوبة هو عندما لا تكون المعلومات المالية المهمة متوفرة بلغتك الرئيسية. إننا في مكتب الحماية المالية للمستهلكين (CFPB) نريد التأكد من وصول جميع المستهلكين إلى المنتجات والخدمات المالية، لذا إليك الخطوات التي نتخذها لتحسين إمكانية الوصول إلى مواردنا الخاصة.
Quý vị có thể cảm thấy lo lắng và sợ hãi khi trải qua thử thách tài chính. Tuy nhiên, quý vị thậm chí còn thấy khó khăn hơn trong trường hợp thông tin tài chính quan trọng không có bằng ngôn ngữ chính của mình. Tại CFPB, chúng tôi muốn đảm bảo tất cả người tiêu dùng đều có thể tiếp cận sản phẩm và dịch vụ tài chính, do đó đây là các bước chúng tôi đang thực hiện để cải thiện khả năng tiếp cận các nguồn lực của riêng mình.
Debt collectors are moving away from furnishing medical debt, in part, due to data integrity challenges in medical debt collections.
Experiencing a financial challenge can feel scary and intimidating, but it’s even harder when crucial financial information isn’t in your primary language. At the CFPB, we want to ensure financial products and services are accessible to all consumers, so here are the steps we’re taking to improve the accessibility of our own resources.
Ang pagdaranas ng pinansiyal na kahirapan ay maaaring nakakatakot at nakakasindak, ngunit magiging mas mahirap pa ito kung ang lubos na mahalagang pinansiyal na impormasyon ay hindi maaaring makuha sa inyong pangunahing wika. Sa CFPB, nais naming siguraduhin na ang mga pinansiyal na produkto at serbisyo ay maaaring makuha ng lahat ng mga mamimili, kaya naririto ang mga hakbang na aming ginagawa upang mapabuti ang kakayahan na makuha ang aming impormasyon at iba pang mga mapagkukunan.
Lè ou gen pwoblèm lajan sa kapab fè ou pè epi fè ou santi ou kraponnen, men li pi difisil toujou lè enfòmasyon pi enpòtan yo sou zafè finans pa nan lang prensipal ou. Nan CFPB, nou vle pou tout konsomatè yo kapab jwenn pwodwi ak sèvis finansye yo, donk men dispozisyon n ap pran yo pou fè sa vin pi fasil pou w jwenn resous pa nou yo.
At the CFPB, we aim to make financial markets work for all consumers. We believe it’s our responsibility to let the voices of people we serve guide our work early and often.
En la CFPB investigamos a los usuarios y usamos lo que aprendemos para organizar nuestro trabajo, lo que nos permite hacer que escuchar a quienes servimos, sea el centro de nuestra forma de actuar.
The distribution of credit score tiers shifted upward during the pandemic. Individuals in all credit score tiers were more likely to move up at least one tier or remain in their own tier during the pandemic, but upward mobility was especially improved for consumers with subprime credit scores.
Mortgage servicers have direct communication with homeowners. Servicers may remind homeowners that one option to avoid foreclosure is selling the home. Servicers may recommend homeowners speak with a real estate agent for a free estimate of the home’s current value. Servicers can also direct struggling homeowners to HUD-approved housing counseling agencies.
Today, the CFPB is releasing our updated Mortgage Servicing Examination Procedures, providing transparency to stakeholders about how we do our work.
