Payments to harmed consumers by case

When we take action against those who violate a law, sometimes they may have to pay back consumers.

In some cases, the defendant makes those payments. In others, we may require the person or company that broke the law to make the payment to the CFPB, and then we send that money to the victims, also known as providing redress.

Civil Penalty Fund and Bureau-administered cases

The list of cases below is organized alphabetically by the status of each case. Case statuses are either "on-going" or "closed". Click on a defendants name to view more information about a particular case.

Ongoing cases

Defendant name	Type of compensation
Burlington	Civil Penalty Fund
Certified Forensic Loan Auditors et al.	Civil Penalty Fund
College Financial Advisory	Civil Penalty Fund
Commercial Credit Consultants	Civil Penalty Fund
Frank R. Gebase	Civil Penalty Fund
Federal Debt Assistance Association (FDAA)	Civil Penalty Fund
GST Factoring, Inc.; Amanda Johanson; David Mize; Jacob Slaughter; Daniel Ruggiero et al.	Bureau-Administered Redress and Civil Penalty Fund
Howard Law	Bureau Administered Redress & Civil Penalty Fund
JPay, LLC	Bureau-Administered Redress
Monster Loans	Civil Penalty Fund
Morgan Drexen	Bureau-Administered Redress and Civil Penalty Fund
Omni Financial	Civil Penalty Fund
Premier Student Loan Center	Civil Penalty Fund
Prime Marketing Holdings, LLC	Civil Penalty Fund
SMART Payment Plan, LLC	Civil Penalty Fund
Stephen Lyster Siringoringo also d/b/a Siringoringo Law Firm, Clausen & Cobb Management Company, Inc., and Joshua Cobb	Civil Penalty Fund
Timemark	Civil Penalty Fund
U.S. Equities Advantage, Inc.	Civil Penalty Fund
Yorba Capital Management, LLC	Civil Penalty Fund

Closed cases

Defendant name	Type of compensation
3D Resorts Bluegrass LLC	Bureau-Administered Redress and Civil Penalty Fund
American Debt Settlement Solutions, Inc.	Civil Penalty Fund
Amerisave Mortgage Corporation	Bureau-Administered Redress and Civil Penalty Fund
Castle & Cooke Mortgage, LLC	Bureau-Administered Redress
Colfax Capital Corporation	Civil Penalty Fund
College Education Services	Civil Penalty Fund
Corinthian Colleges	Bureau-Administered Redress
Fay Servicing, LLC	Bureau-Administered Redress
Flagstar Bank, F.S.B.	Bureau-Administered Redress
Franklin Loan Corporation	Bureau-Administered Redress
Freedom Debt Relief, LLC	Bureau-Administered Redress
Freedom Stores, Inc.	Bureau-Administered Redress
Genuine Title	Bureau-Administered Redress
Global Client Solutions	Bureau-Administered Redress and Civil Penalty Fund
Green Tree Servicing, LLC	Bureau-Administered Redress
Hoffman Law Group	Bureau-Administered Redress and Civil Penalty Fund
Hydra Group	Bureau-Administered Redress and Civil Penalty Fund
IrvineWebWorks, Inc. d/b/a Student Loan Processing	Bureau-Administered Redress and Civil Penalty Fund
JPMorgan Chase	Bureau-Administered Redress
Main Street Personal Finance, Inc.	Bureau Administered Redress and Civil Penalty Fund
Meracord	Civil Penalty Fund
Military Assistance Company, LLC (MAC)	Bureau-Administered Redress
The Mortgage Law Group	Civil Penalty Fund
National Corrective Group, Inc.	Civil Penalty Fund
National Legal Help Center	Civil Penalty Fund
Payday Loan Debt Solution, Inc.	Bureau-Administered Redress and Civil Penalty Fund
Residential Credit Solutions, Inc.	Bureau-Administered Redress
RPM Mortgage	Bureau-Administered Redress
Security National Automotive Acceptance Company, LLC	Bureau-Administered Redress
Student Aid Institute	Civil Penalty Fund
Student Financial Aid Services	Bureau-Administered Redress and Civil Penalty Fund
S/W Tax Loans, Inc.	Bureau-Administered Redress
Triton Management Group	Bureau-Administered Redress and Civil Penalty Fund
Union Workers Credit Services	Civil Penalty Fund
World Law	Bureau-Administered Redress and Civil Penalty Fund

Types of compensation

Defendant-administered payments

Often, defendants send payments themselves or through a settlement administrator. The specifics are decided case by case.

For questions about defendant-administered payments, please contact the defendant company directly.

Bureau-administered payments

Sometimes, an order may require the person or company that violated the law to pay us (the Bureau). We then send that money to victims, sometimes through a third party.

For questions about payments in a Bureau-administered case, please see the individual cases above.

Payments from the Civil Penalty Fund, also called the CFPB's victim relief fund

If the defendant is not able to fully compensate victims, sometimes we may pay victims from the CFPB’s Victim Relief Fund. The money in the Fund is from penalties paid by companies and individuals who violated the law. We then send that money to victims, sometimes through a third party.

For questions about payments in a Victim’s Relief Fund case, please see the individual cases above.