CFPB v. Lexington Law and CreditRepair.com
The CFPB reached a legal agreement with Lexington Law, Credit Repair.com, and their parent companies. The company engaged unfair acts and practices in violation of the Consumer Financial Protection Act of 2010 and the Telemarketing Sales Rule.
Lexington Law and CreditRepair.com are two of the country’s largest credit repair companies—companies that promise to fix or to improve people’s credit. The court concluded that the companies broke the law by illegally charging upfront fees and engaging in deceptive, bait-and-switch advertising for credit repair services in violation of the Consumer Financial Protection Act of 2010 and the Telemarketing Sales Rule.
Victims in this matter made a payment to Lexington Law or CreditRepair.com for Credit Repair Services purchased between March 8, 2016 and August 30, 2023 after being subject to telemarketing regarding Defendants’ Credit Repair Services. Alternatively, consumers may also have made a payment to Lexington Law or CreditRepair.com between July 21, 2011, and August 30, 2023, after being live-transferred to Lexington Law or CreditRepair.com by one of their marketing affiliates that the CFPB alleged were engaged in deceptive marketing.
Victim compensation
The CFPB has contracted JND Legal Administration to administer payments for this case and answer consumers' questions. For questions related to this case, please:
- Visit: www.cfpb-lexlaw.org
- Call: 855-680-8991 or
855-680-6810 for a telecommunications device for the deaf. - Email: info@cfpb-lexlaw.org
- Write: Lexington Law Matter, c/o JND Legal Administration, P.O. Box 91015, Seattle, WA 98111
Important dates
December 5th, 2024 – Ongoing