CFPB v. National Corrective Group, Inc., American Justice Solutions, Inc., Victim Services, Inc., and Mats Jonsson
The Consumer Financial Protection Bureau, or CFPB, filed a lawsuit against National Corrective Group, Inc. (NCG) and its related companies (American Justice Solutions, Inc., and Victim Services, Inc.).
We alleged that the companies falsely threatened people with criminal prosecution for writing bounced checks and told people they had to enroll in a financial education program to avoid criminal charges. These activities violated the Consumer Financial Protection Act’s prohibition against deceptive and unfair acts or practices as well as the Fair Debt Collection Practices Act’s prohibition against making misrepresentations to or deceiving consumers in the collection of debt. CFPB mailed checks to consumers who received deceptive communications from NCG or its related companies between July 21, 2011, and March 30, 2015, in relation to a bad-check violation.
The CFPB contracted with Epiq Systems, Inc. to administer payments for this case and to answer questions from consumers. This matter is now closed.
Payments and check reissue requests are no longer being honored. For more information on this closed case, contact us at Consumer Financial Protection Bureau, Attn: OCFO, NCG, 1700 G Street NW, Washington DC 20552.
December 14, 2015 – September 15, 2017: Distribution