CFPB v. Stephen Lyster Siringoringo, d/b/a Siringoringo Law Firm, Clausen and Cobb Management Company, Inc. and Joshua Cobb
We are the Consumer Financial Protection Bureau (CFPB), a federal government agency that enforces laws that protect consumers. The CFPB sued and reached a settlement with Siringoringo Law Firm.
On July 22, 2014, the Bureau filed a complaint in federal court against Stephen Lyster Siringoringo, also d/b/a Siringoringo Law Firm, Clausen & Cobb Management Company, Inc., and Joshua Cobb.
The CFPB alleged that the defendants, who offered purported home-loan modifications, asked for and received fees from consumers before the consumers had entered into loan-modification agreements with their lenders or loan servicers; defendants misrepresented aspects of their services, including the likelihood that they would obtain loan modifications on behalf of consumers; and defendants failed to make disclosures required by law. The CFPB alleged that this conduct violated Regulation O, formerly known as the Mortgage Assistance Relief Services (MARS) Rule.
The Bureau has completed the distribution of the related victim funds awarded in this case.
Victim compensation
The CFPB has contracted Epiq Class Action and Claims Solutions to administer payments for this case. This matter is now closed:
Important dates
Aug 14, 2020 – Jan 8, 2025 (Matter Closed)
More information about the case
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