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CARD Act report

On Oct 1, 2013, we released a report detailing how the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) reduced penalty fees and made the cost of credit cards clearer to consumers. The report found that total cost of credit declined by almost two percentage points between 2008 and 2012 but that there are still areas of concern in the credit card market.

Full report

Report on the CARD Act