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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Press release CFPB Finds Americans are Paying Upfront Fees Seeking to Lower Interest Rates on Mortgages
Category: Press release CFPB revela que se están pagando tarifas para reducir tasas de interés | CFPB
Category: Report Data Spotlight: Trends in discount points amid rising interest rates
Category: Office of Research Publication The Neighborhood Geography of Mortgage Lending
Category: Office of Research Publication Data Point: 2022 Mortgage Market Activity and Trends
Category: Blog The CFPB's 2022 fair lending annual report to congress
Category: Blog CFPB entrega al congreso el reporte anual del 2022 sobre equidad en el crédito
Category: Report Fair Lending Report of the Consumer Financial Protection Bureau 2022
Category: Office of Research Publication Report on the Home Mortgage Disclosure Act Rule Voluntary Review
Category: Blog Changes to HMDA’s closed-end loan reporting threshold
Category: Blog Office of Research blog: Higher interest rates leading to higher debt burdens for mortgage borrowers
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Press release CFPB Annual Report of 2021 Mortgage Market Activity Reveals an End to the Refinancing Boom and an Increase in Home Purchase Loans
Category: Report Fair Lending Report of the Consumer Financial Protection Bureau 2021
Category: Blog The CFPB’s 2021 Fair Lending Annual Report to Congress
Category: Press release 2021 HMDA Data on Mortgage Lending Now Available
Category: Press release Mortgage refinance loans drove an increase in closed-end originations in 2020, new CFPB report finds
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Blog HMDA Threshold Report Blog
Category: Office of Research Publication A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters
Category: Press release Manufactured Housing Loan Borrowers Face Higher Interest Rates, Risks, and Barriers to Credit, New CFPB Report Finds
Category: Office of Research Publication Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act
Category: Report Fair Lending Report 2020
Category: Blog Protecting consumers through a pandemic: 2020 Fair Lending Report to Congress
Category: Press release Consumer Financial Protection Bureau Announces Settlement With Washington Federal Bank, N.A. For Flawed Mortgage-Loan Data Reporting
Category: Report Supervisory Highlights, Issue No. 22 (Summer 2020)
Category: Office of Research Publication An updated review of the new and revised data points in HMDA: Further observations using the 2019 HMDA data
Category: Press release Consumer Financial Protection Bureau Issues Analysis of HMDA Data Points
Category: Speech Director Kraninger’s Remarks During the Women in Housing and Finance Annual Symposium
Category: Press release FFIEC Announces Availability of 2019 Data on Mortgage Lending
Category: Office of Research Publication Data point: 2019 mortgage market activity and trends
Category: Blog Protecting consumers and encouraging innovation: 2019 Fair Lending Report to Congress
Category: Report Fair Lending Report 2019
Category: Press release Consumer Financial Protection Bureau Issues Final Rule Raising Data Reporting Thresholds Under the Home Mortgage Disclosure Act
Category: Press release CFPB Provides Flexibility During COVID-19 Pandemic
Category: Press release Consumer Financial Protection Bureau Issues Final HMDA Rule to Provide Relief to Smaller Institutions
Category: Office of Research Publication Data point: 2018 Mortgage market activity and trends
Category: Office of Research Publication Introducing New and Revised Data Points in HMDA
Category: Press release FFIEC Announces Availability of 2018 Data on Mortgage Lending
Category: Blog A report on the Bureau’s Building a Bridge to Credit Visibility Symposium
Category: Blog Encouraging innovation in expanding credit access: 2018 Fair Lending Report to Congress
Category: Report Fair Lending Report 2018
Category: Press release CFPB Extends Comment Period For ANPR on HMDA Data Points
Category: Press release Consumer Financial Protection Bureau Settles with Freedom Mortgage Corporation
Category: Press release HMDA Modified Loan Application Registers Released
Category: Report Supervisory Highlights, Issue No. 18 (Winter 2019)
Category: Report Fair Lending Report 2017
Category: Blog Promoting fair, equitable, and nondiscriminatory access to credit: 2017 Fair Lending Report
Category: Press release Bureau of Consumer Financial Protection Issues Rule to Implement and Clarify New HMDA Amendments
Category: Press release Bureau of Consumer Financial Protection Issues Statement on the Implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act Amendments to the Home Mortgage Disclosure Act
Category: Press release FFIEC Announces Availability of 2017 Data on Mortgage Lending
Category: Office of Research Publication Data point: 2017 mortgage market activity and trends
Category: Press release CFPB Issues Public Statement On Home Mortgage Disclosure Act Compliance
Category: Press release FFIEC Announces Availability of 2016 Data on Mortgage Lending
Category: Press release CFPB Amends Rules to Provide Flexibility and Clarity to Certain Mortgage Lenders in Collecting Information
Category: Report Supervisory Highlights: Summer 2017
Category: Report Supervisory Highlights: Summer 2018
Category: Press release CFPB Temporarily Changes Mortgage Data Rule Reporting Threshold for Community Banks and Credit Unions
Category: Blog Here’s what you need to know about the new FFIEC HMDA Examiner Transaction Testing Guidelines
Category: Press release CFPB Proposes Changes to Mortgage Data Rule Reporting Threshold for Community Banks and Credit Unions
Category: Blog Safeguarding against credit discrimination: 2016 Fair Lending Report
Category: Blog We are proposing changes to Regulation C to help industry comply and are looking for your feedback
Category: Press release CFPB Issues Proposal to Clarify Mortgage Data Rule
Category: Report Fair Lending Report 2016
Category: Blog The Consumer Bureau is proposing changes to Regulation B to help mortgage lenders and is looking for your feedback
Category: Press release CFPB Issues Proposal to Provide Flexibility to Certain Mortgage Lenders in Collecting Information
Category: Press release CFPB Takes Action Against Nationstar Mortgage for Flawed Mortgage Loan Reporting
Category: Press release CFPB Warns Financial Institutions About Potential Mortgage Lending Reporting Failures
Category: Press release Federal Financial Institutions Examination Council Announces Availability of 2015 Data on Mortgage Lending
Category: Speech Prepared Remarks of Richard Cordray, Director of the CFPB, at the National Association of Federal Credit Unions
Category: Blog eRegulations updated with Regulations X, C, and more
Category: Blog Fall 2015 rulemaking agenda
Category: Speech Prepared Remarks of CFPB Director Richard Cordray at the Mortgage Bankers Association Annual Convention
Category: Press release CFPB Finalizes Rule to Improve Information About Access to Credit in the Mortgage Market
Category: Blog CFPB’s new rule will shine light on mortgage market practices
Category: Testimony Written Testimony of CFPB Director Richard Cordray Before the House Committee on Financial Services
Category: Blog HMDA data shows more people took out a mortgage to purchase a home in 2014 than 2013
Category: Press release Federal Financial Institutions Examination Council Announces Availability of 2014 Data on Mortgage Lending
Category: Blog The Know Before You Owe mortgage rule will take effect October 3, 2015
Category: Blog Spring 2015 rulemaking agenda
Category: Blog We’re making progress toward ensuring fair access to credit
Category: Blog Updated mortgage data available
Category: Press release Federal Financial Institutions Examination Council Announces Availability of 2013 Data on Mortgage Lending
Category: Press release CFPB Proposes Rule to Improve Information About Access to Credit in the Mortgage Market
Category: Blog We participated in the National Day of Civic Hacking (again)
Category: Blog Our work on fair lending
Category: Press release CFPB Takes Steps to Improve Information About Access to Credit in the Mortgage Market
Category: Speech Prepared Remarks of CFPB Director Richard Cordray on the HMDA Press Call
Category: Press release CFPB Announces Increase in Home Mortgage Disclosure Act Asset-Size Exemption Threshold
Category: Press release CFPB Takes Action Against Nonbank and Bank for Inaccurate Mortgage Loan Reporting
Category: Press release CFPB Spotlights Mortgage Trends with New Online Tool
Category: Press release CFPB Announces Increase in Home Mortgage Disclosure Act Asset-Size Exemption Threshold
Category: Press release Consumer Financial Protection Bureau and Justice Department pledge to work together to protect consumers from credit discrimination
Category: Press release Federal Financial Institutions Examination Council Announces Availability of 2011 Data on Mortgage Lending
Category: Testimony Testimony of Richard Cordray Before the Committee on Banking, Housing, and Urban Affairs