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Recent updates

Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Press release 2025 HMDA Data on Mortgage Lending Now Available
Category: Report Fair Lending Report of the Consumer Financial Protection Bureau 2024
Category: Office of Research Publication 2023 Mortgage Market Activity and Trends
Category: Blog
Archived
The CFPB is working to reinforce the foundation of a fair, nondiscriminatory and competitive mortgage market
Category: Report Fair Lending Report of the Consumer Financial Protection Bureau 2023
Category: Blog
Archived
The CFPB's 2023 fair lending annual report to Congress
Category: Press release
Archived
CFPB Finds Americans are Paying Upfront Fees Seeking to Lower Interest Rates on Mortgages
Category: Report Data Spotlight: Trends in discount points amid rising interest rates
Category: Office of Research Publication The Neighborhood Geography of Mortgage Lending
Category: Office of Research Publication Data Point: 2022 Mortgage Market Activity and Trends
Category: Blog
Archived
The CFPB's 2022 fair lending annual report to congress
Category: Report Fair Lending Report of the Consumer Financial Protection Bureau 2022
Category: Office of Research Publication Report on the Home Mortgage Disclosure Act Rule Voluntary Review
Category: Blog
Archived
Changes to HMDA’s closed-end loan reporting threshold
Category: Blog
Archived
Office of Research blog: Higher interest rates leading to higher debt burdens for mortgage borrowers
Category: Office of Research Publication Data Point: 2021 Mortgage Market Activity and Trends
Category: Press release
Archived
CFPB Annual Report of 2021 Mortgage Market Activity Reveals an End to the Refinancing Boom and an Increase in Home Purchase Loans
Category: Report Fair Lending Report of the Consumer Financial Protection Bureau 2021
Category: Blog
Archived
The CFPB’s 2021 Fair Lending Annual Report to Congress
Category: Press release
Archived
2021 HMDA Data on Mortgage Lending Now Available
Category: Press release
Archived
Mortgage refinance loans drove an increase in closed-end originations in 2020, new CFPB report finds
Category: Office of Research Publication 2020 Mortgage Market Activity and Trends
Category: Blog
Archived
HMDA Threshold Report Blog
Category: Office of Research Publication A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters
Category: Press release
Archived
Manufactured Housing Loan Borrowers Face Higher Interest Rates, Risks, and Barriers to Credit, New CFPB Report Finds
Category: Office of Research Publication Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act
Category: Report Fair Lending Report 2020
Category: Blog
Archived
Protecting consumers through a pandemic: 2020 Fair Lending Report to Congress
Category: Press release
Archived
Consumer Financial Protection Bureau Announces Settlement With Washington Federal Bank, N.A. For Flawed Mortgage-Loan Data Reporting
Category: Report Supervisory Highlights, Issue No. 22 (Summer 2020)
Category: Office of Research Publication An updated review of the new and revised data points in HMDA: Further observations using the 2019 HMDA data
Category: Press release
Archived
Consumer Financial Protection Bureau Issues Analysis of HMDA Data Points
Category: Speech
Archived
Director Kraninger’s Remarks During the Women in Housing and Finance Annual Symposium
Category: Press release
Archived
FFIEC Announces Availability of 2019 Data on Mortgage Lending
Category: Office of Research Publication Data point: 2019 mortgage market activity and trends
Category: Blog
Archived
Protecting consumers and encouraging innovation: 2019 Fair Lending Report to Congress
Category: Report Fair Lending Report 2019
Category: Press release
Archived
Consumer Financial Protection Bureau Issues Final Rule Raising Data Reporting Thresholds Under the Home Mortgage Disclosure Act
Category: Press release
Archived
CFPB Provides Flexibility During COVID-19 Pandemic
Category: Press release
Archived
Consumer Financial Protection Bureau Issues Final HMDA Rule to Provide Relief to Smaller Institutions
Category: Office of Research Publication Data point: 2018 Mortgage market activity and trends
Category: Office of Research Publication Introducing New and Revised Data Points in HMDA
Category: Press release
Archived
FFIEC Announces Availability of 2018 Data on Mortgage Lending
Category: Blog
Archived
A report on the Bureau’s Building a Bridge to Credit Visibility Symposium
Category: Blog
Archived
Encouraging innovation in expanding credit access: 2018 Fair Lending Report to Congress
Category: Report Fair Lending Report 2018
Category: Press release
Archived
CFPB Extends Comment Period For ANPR on HMDA Data Points
Category: Press release
Archived
Consumer Financial Protection Bureau Settles with Freedom Mortgage Corporation
Category: Press release
Archived
HMDA Modified Loan Application Registers Released
Category: Report Supervisory Highlights, Issue No. 18 (Winter 2019)
Category: Report Fair Lending Report 2017
Category: Blog
Archived
Promoting fair, equitable, and nondiscriminatory access to credit: 2017 Fair Lending Report
Category: Press release
Archived
Bureau of Consumer Financial Protection Issues Rule to Implement and Clarify New HMDA Amendments
Category: Press release
Archived
Bureau of Consumer Financial Protection Issues Statement on the Implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act Amendments to the Home Mortgage Disclosure Act
Category: Press release
Archived
FFIEC Announces Availability of 2017 Data on Mortgage Lending
Category: Office of Research Publication Data point: 2017 mortgage market activity and trends
Category: Report Federal Reserve Bulletins on Trends in Home Mortgage Disclosure Act (HMDA) Data
Category: Press release
Archived
CFPB Issues Public Statement On Home Mortgage Disclosure Act Compliance
Category: Press release
Archived
FFIEC Announces Availability of 2016 Data on Mortgage Lending
Category: Press release
Archived
CFPB Amends Rules to Provide Flexibility and Clarity to Certain Mortgage Lenders in Collecting Information
Category: Report Supervisory Highlights: Summer 2017
Category: Report Supervisory Highlights: Summer 2018
Category: Press release
Archived
CFPB Temporarily Changes Mortgage Data Rule Reporting Threshold for Community Banks and Credit Unions
Category: Press release
Archived
CFPB Proposes Changes to Mortgage Data Rule Reporting Threshold for Community Banks and Credit Unions
Category: Blog
Archived
Safeguarding against credit discrimination: 2016 Fair Lending Report
Category: Blog
Archived
We are proposing changes to Regulation C to help industry comply and are looking for your feedback
Category: Press release
Archived
CFPB Issues Proposal to Clarify Mortgage Data Rule
Category: Report Fair Lending Report 2016
Category: Blog
Archived
The Consumer Bureau is proposing changes to Regulation B to help mortgage lenders and is looking for your feedback
Category: Press release
Archived
CFPB Issues Proposal to Provide Flexibility to Certain Mortgage Lenders in Collecting Information
Category: Press release
Archived
CFPB Takes Action Against Nationstar Mortgage for Flawed Mortgage Loan Reporting
Category: Press release
Archived
CFPB Warns Financial Institutions About Potential Mortgage Lending Reporting Failures
Category: Press release
Archived
Federal Financial Institutions Examination Council Announces Availability of 2015 Data on Mortgage Lending
Category: Speech
Archived
Prepared Remarks of Richard Cordray, Director of the CFPB, at the National Association of Federal Credit Unions
Category: Blog
Archived
eRegulations updated with Regulations X, C, and more
Category: Blog
Archived
Fall 2015 rulemaking agenda
Category: Speech
Archived
Prepared Remarks of CFPB Director Richard Cordray at the Mortgage Bankers Association Annual Convention
Category: Press release
Archived
CFPB Finalizes Rule to Improve Information About Access to Credit in the Mortgage Market
Category: Blog
Archived
CFPB’s new rule will shine light on mortgage market practices
Category: Testimony
Archived
Written Testimony of CFPB Director Richard Cordray Before the House Committee on Financial Services
Category: Blog
Archived
HMDA data shows more people took out a mortgage to purchase a home in 2014 than 2013
Category: Press release
Archived
Federal Financial Institutions Examination Council Announces Availability of 2014 Data on Mortgage Lending
Category: Blog
Archived
The Know Before You Owe mortgage rule will take effect October 3, 2015
Category: Blog
Archived
Spring 2015 rulemaking agenda
Category: Blog
Archived
We’re making progress toward ensuring fair access to credit
Category: Blog
Archived
Updated mortgage data available
Category: Press release
Archived
Federal Financial Institutions Examination Council Announces Availability of 2013 Data on Mortgage Lending
Category: Press release
Archived
CFPB Proposes Rule to Improve Information About Access to Credit in the Mortgage Market
Category: Blog
Archived
We participated in the National Day of Civic Hacking (again)
Category: Blog
Archived
Our work on fair lending
Category: Press release
Archived
CFPB Takes Steps to Improve Information About Access to Credit in the Mortgage Market
Category: Speech
Archived
Prepared Remarks of CFPB Director Richard Cordray on the HMDA Press Call
Category: Press release
Archived
CFPB Announces Increase in Home Mortgage Disclosure Act Asset-Size Exemption Threshold
Category: Press release
Archived
CFPB Takes Action Against Nonbank and Bank for Inaccurate Mortgage Loan Reporting
Category: Press release
Archived
CFPB Spotlights Mortgage Trends with New Online Tool
Category: Press release
Archived
CFPB Announces Increase in Home Mortgage Disclosure Act Asset-Size Exemption Threshold
Category: Press release
Archived
Consumer Financial Protection Bureau and Justice Department pledge to work together to protect consumers from credit discrimination
Category: Press release
Archived
Federal Financial Institutions Examination Council Announces Availability of 2011 Data on Mortgage Lending
Category: Testimony
Archived
Testimony of Richard Cordray Before the Committee on Banking, Housing, and Urban Affairs

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