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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Report College Banking Product Agreements and Data
Category: Report The Consumer Credit Card Market
Category: Report 2025 College credit card agreements
Category: Office of Research Publication Cash-Out Refinances and Paydown Behavior of Non-mortgage Debt Balances
Category: Press release CFPB Research Reveals Heavy Buy Now, Pay Later Use Among Borrowers with High Credit Balances and Multiple Pay-in-Four Loans
Category: Press release CFPB Approves Application from Financial Data Exchange to Issue Standards for Open Banking
Category: Press release CFPB Finalizes Rule to Remove Medical Bills from Credit Reports
Category: Report College Banking and Credit Card Agreements
Category: Report Issue Spotlight: The High Cost of Retail Credit Cards
Category: Press release CFPB Takes Action on Bait-and-Switch Credit Card Rewards Tactics
Category: Report Data Spotlight: Credit card cash advance fees spike after legalization of sports gambling
Category: Office of Research Publication Making Ends Meet in 2024: Insights from the Making Ends Meet Survey
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on the Goldman Sachs and Apple Enforcement Press Call
Category: Press release CFPB Orders Apple and Goldman Sachs to Pay Over $89 Million for Apple Card Failures
Category: Press release CFPB Sues Horizon Card Services and CEO Robert Kane for Illegally Baiting, Gouging, and Trapping Families in High-Fee Credit Cards
Category: Press release CFPB Orders TD Bank to Pay $28 Million for Breakdowns that Illegally Tarnished Consumer Credit Reports
Category: Director's statement Statement of CFPB Director Rohit Chopra Regarding the Transportation Department's Probe Into Airline Rewards Programs
Category: Press release CFPB Proposes to Ban Medical Bills from Credit Reports
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on the Proposed Ban of Medical Bills on Credit Reports
Category: Press release CFPB Launches Process to Recognize Open Banking Standards
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on the Buy Now, Pay Later Press Call
Category: Press release CFPB Takes Action to Ensure Consumers Can Dispute Charges and Obtain Refunds on Buy Now, Pay Later Loans
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra Regarding the Supreme Court’s Decision in CFPB v. CFSA
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra at the Joint Hearing on Airline and Credit Card Rewards Programs
Category: Press release CFPB Report Highlights Consumer Frustrations with Credit Card Rewards Programs
Category: Press release CFPB Takes Action Against Chime Financial for Illegally Delaying Consumer Refunds
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra for CBA Live
Category: Press release CFPB Bans Excessive Credit Card Late Fees, Lowers Typical Fee from $32 to $8
Category: Director's statement Statement of CFPB Director Rohit Chopra on the Final Rule to Close the Credit Card Late Fee Loophole
Category: Press release CFPB Issues Guidance to Rein in Rigged Comparison-Shopping Results for Credit Cards and Other Financial Products
Category: Press release CFPB Report Finds Large Banks Charge Higher Credit Card Interest Rates than Small Banks and Credit Unions
Category: Report Credit card data: Small issuers offer lower rates
Category: Press release CFPB Proposes Rule to Close Bank Overdraft Loophole that Costs Americans Billions Each Year in Junk Fees
Category: Speech Prepared Remarks of CFPB Director Rohit Chopra on Overdraft Lending Press Call
Category: Report 2023 College banking and credit card agreements
Category: Press release CFPB Report Finds Many College-Sponsored Financial Products Charge High and Unusual Fees
Category: Office of Research Publication Making Ends Meet in 2023: Insights from the Making Ends Meet Survey
Category: Testimony Opening Statement of Director Rohit Chopra before the Senate Committee on Banking, Housing, and Urban Affairs
Category: Testimony Opening Statement of Director Rohit Chopra before the House Committee on Financial Services
Category: Press release CFPB Orders Citi to Pay $25.9 Million for Intentional, Illegal Discrimination Against Armenian Americans
Category: Director's statement Prepared Remarks of CFPB Director Rohit Chopra on Press Call for CFPB’s Enforcement Action against Citi for Illegal Discrimination Targeting Armenian-Americans
Category: Report The Consumer Credit Card Market
Category: Press release CFPB Report Finds Credit Card Companies Charged Consumers Record-High $130 Billion in Interest and Fees in 2022
Category: Press release CFPB Takes Action Against Bank of America for Illegally Charging Junk Fees, Withholding Credit Card Rewards, and Opening Fake Accounts
Category: Press release CFPB, U.S. Department of Health and Human Services, and U.S. Department of Treasury Launch Inquiry into Costly Credit Cards and Loans Pushed on Patients for Health Care Costs
Category: Press release CFPB Action to Require Citizens Bank to Pay $9 Million Penalty for Unlawful Credit Card Servicing
Category: Report Medical Credit Cards and Financing Plans
Category: Speech Prepared Remarks of Director Rohit Chopra at the American Association of Healthcare Administration Management
Category: Press release CFPB Report Highlights Costly Credit Cards and Loans Pushed on Patients
Category: Press release CFPB Issues Rule to Facilitate Orderly Wind Down of LIBOR
Category: Press release CFPB Joins Other Financial Regulatory Agencies in Issuing Statement on Completing the LIBOR Transition
Category: Testimony Written Testimony of James S. Rice, Assistant Director, Office of Servicemember Affairs, before the U.S. Senate Committee on Veterans’ Affairs
Category: Press release CFPB Enhances Tool to Promote Competition and Comparison Shopping in Credit Card Market
Category: Report Issue Spotlight: Public Benefits Delivery & Consumer Protection
Category: Press release CFPB Proposes Rule to Rein in Excessive Credit Card Late Fees
Category: Director's statement Director Chopra’s Remarks on Press Call for Credit Card Late Fees NPRM
Category: Press release CFPB Seeks Public Input on Consumer Credit Card Market
Category: Office of Research Publication Making Ends Meet in 2022: Insights from the CFPB Making Ends Meet survey
Category: Report Supervisory Highlights, Issue 28, Fall 2022
Category: Press release CFPB Report Finds High Fees Charged on Student Banking Products Endorsed by Colleges
Category: Report 2022 College banking and credit card agreements
Category: Report Buy Now, Pay Later: Market trends and consumer impacts
Category: Speech Director Chopra’s prepared remarks on the release of the CFPB’s Buy Now, Pay Later report
Category: Office of Research Publication Consumer Finances in Rural Appalachia
Category: Press release CFPB Fines U.S. Bank $37.5 Million for Illegally Exploiting Personal Data to Open Sham Accounts for Unsuspecting Customers
Category: Report Credit Card Line Decreases
Category: Report Supervisory Highlights, Issue 26, Spring 2022
Category: Office of Research Publication Credit card late fees
Category: Press release Consumer Financial Protection Bureau Launches Initiative to Save Americans Billions in Junk Fees
Category: Office of Research Publication Consumer finances during the pandemic: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Disputes on Consumer Credit Reports
Category: Press release CFPB Joins Other Financial Regulatory Agencies in Issuing Statement on Discontinuation of LIBOR
Category: Report The Consumer Credit Card Market
Category: Press release CFPB Report Finds Declines in Credit Card Debt, New Applications and Increases in Digital Engagement in 2020
Category: Press release Consumer Financial Protection Bureau Issues Report Finding a Continued Decline in College Credit Card Agreements in 2020
Category: Report 2021 College credit card agreements
Category: Office of Research Publication Consumer use of payday, auto title, and pawn loans: Insights from the Making Ends Meet Survey
Category: Office of Research Publication Balancing savings and debt: Findings from an online experiment
Category: Press release Consumer Financial Protection Bureau Issues Approval Order to Facilitate the Use of Dual Usage Credit Cards
Category: Office of Research Publication Quarterly Consumer Credit Trends: Payment Amount Furnishing & Consumer Reporting
Category: Press release Consumer Financial Protection Bureau Report Finds Continued Decline in the Market for Certain Kinds of College Credit Cards
Category: Report 2020 College credit card agreements
Category: Office of Research Publication Special issue brief: The early effects of the COVID-19 pandemic on consumer credit
Category: Press release Consumer Financial Protection Bureau Report Examines Early Impact of Pandemic on Consumer Credit
Category: Press release Consumer Financial Protection Bureau Requests Information on the Impact of the CARD Act Regulations on Small Entities and the Consumer Credit Card Market
Category: Office of Research Publication Quarterly Consumer Credit Trends: Recent trends in debt settlement and credit counseling
Category: Press release CFPB Releases Report on Debt Settlements and Credit Counseling
Category: Press release CFPB Takes Steps to Facilitate LIBOR Transition
Category: Press release Consumer Financial Protection Bureau Takes Action to Help Consumers Receive Relief from Credit Card Issuers
Category: Office of Research Publication The early effects of the COVID-19 pandemic on credit applications
Category: Press release Consumer Financial Protection Bureau Report Shows Substantial Decline in Credit Applications in March
Category: Report 2019 College credit card agreements
Category: Press release CFPB Announces Panels for CFPB-FTC Workshop on Accuracy in Consumer Reporting
Category: Report Supervisory Highlights, Issue No. 19 (Summer 2019)
Category: Report The Consumer Credit Card Market
Category: Press release CFPB Releases Report on Consumer Credit Card Market
Category: Office of Research Publication Data point: Credit card revolvers
Category: Press release Consumer Financial Protection Bureau Settles Claims with Sterling Jewelers, Inc.
Category: Press release Regulators Encourage Institutions to Work with Borrowers Affected by Government Shutdown
Category: Report College credit card agreements 2018

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