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Private Student Loans Report

The Dodd-Frank Wall Street Reform and Consumer Protection Act requires the Director of the Consumer Financial Protection Bureau and the Secretary of Education to submit a report on private student loans. This report addresses the following topics, as set forth in the Act:

  • The private lenders, their market and their products, as they have evolved and performed over time,
  • The consumers of these products, their characteristics, and shopping, usage and repayment behaviors,
  • Consumer protections, including recent changes and possible gaps,
  • Fair lending compliance information currently available and its implications, and
  • Statutory or legislative recommendations to improve consumer protections.
Full report

Read the report (updated August 2012)

Related documents

Summary of the updates