Category:
Office of Research Publication
Quarterly consumer credit trends: End-of-year credit card borrowing
This is part of a series of quarterly reports of consumer credit trends produced by the Bureau of Consumer Financial Protection using a longitudinal, nationally-representative sample of approximately five million de-identified credit records maintained by one of the three nationwide credit reporting companies. This third report analyzes how credit card borrowing patterns evolve during and after the annual peak in consumer spending in November and December each year.