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Quarterly consumer credit trends: End-of-year credit card borrowing
This is part of a series of
quarterly reports of consumer credit trends produced by the Bureau of Consumer Financial
Protection using a longitudinal, nationally-representative sample of
approximately five million de-identified credit records maintained by one of
the three nationwide credit reporting companies. This third report analyzes how credit card borrowing
patterns evolve during and after the annual peak in consumer spending in
November and December each year.