Blog | Consumer Financial Protection Bureau

Policy and compliance

Published NOV 20, 2014

Proposed changes to our Mortgage Servicing Rules: New protections for surviving family members and other homeowners

Since the Mortgage Servicing Rules went into effect, we've spent a lot of time talking to consumer advocacy groups, housing counselors, mortgage servicers...

By CFPB Mortgage Servicing Team

Info for consumers Policy and compliance

Published NOV 13, 2014

Prepaid products: New disclosures to help you compare options

We're proposing new disclosure requirements that consumers would receive before deciding to open a prepaid account. Currently, each prepaid card company's...

By Eric Goldberg

Policy and compliance

Published OCT 27, 2014

Final lists of rural and rural or underserved counties for use in 2015

We have several rules that refer to our “rural or underserved” and “rural” counties lists. Each year we publish new lists for use the next year.

By Jeffery Haywood

Policy and compliance

Published OCT 10, 2014

Know Before You Owe: Proposed updates to TILA-RESPA final rule

Nearly a year ago, we issued the TILA-RESPA Integrated Disclosure Rule. Many of you know this work as Know Before You Owe and we've been talking about it...

By Andy Arculin

At the CFPB

Published MAY 23, 2014

Spring 2014 rulemaking agenda

Today, we're posting a semi-annual update of our rulemaking agenda in conjunction with a broader initiative led by OMB to publish a Unified Agenda of...

By Kelly Cochran

At the CFPB

Published JAN 10, 2014

Live from Phoenix!

This event was a training for housing counselors, legal aid attorneys, and other advocates on the new mortgage servicing rules that take effect today. The...

Info for consumers Policy and compliance

Published JAN 06, 2014

It’s back to basics for the mortgage market in 2014

Starting January 10, lenders will be required to make a reasonable, good-faith determination that a borrower can afford to repay a mortgage. That's a...

By Peter Carroll

At the CFPB

Published JAN 03, 2014

Save the date, Phoenix!

This event will be a training for housing counselors, legal aid attorneys, and other advocates on the new mortgage servicing rule.

By Zixta Q Martinez

Policy and compliance

Published DEC 03, 2013

Fall 2013 rulemaking agenda

Today, we are posting a semi-annual update to our rulemaking agenda. This is in conjunction with a broader initiative led by OMB to publish a Unified Agenda...

By Kelly Cochran

At the CFPB Policy and compliance

Published NOV 26, 2013

Know Before You Owe: Just one example of our approach to policy-making

As the mortgage disclosure team said last week, we based Know Before You Owe on the idea that disclosure information is clearer when the people who will...

By CFPB Web Team

Policy and compliance

Published NOV 22, 2013

Know Before You Owe: preparing to finalize the new mortgage disclosure forms

Two and a half years ago, we began a line of work we call Know Before You Owe. The work that we did as part of that project helped lead us to the TILA-RESPA...

By CFPB Mortgage Disclosure Team

Info for consumers Policy and compliance

Published NOV 20, 2013

A final rule that makes mortgage disclosure better for consumers

Today, we're issuing the TILA-RESPA final rule. This rule improves the way consumers receive information about mortgage loans, both when they apply and when...

By CFPB Mortgage Disclosure Team

Policy and compliance

Published OCT 22, 2013

Making regulations easier to use

We write rules to protect consumers, but what actually protects consumers is people: advocates knowing what rights people have, government agencies'...

By David Cassidy and Dan Sokolov

Policy and compliance

Published AUG 08, 2013

Updates to remittance transfer rule resources and a correction to the rule

We strive to make financial markets work for both consumers and the entities we regulate. Critical to that goal is making sure that businesses – both small...

By CFPB Web Team

Policy and compliance

Published JUL 03, 2013

Rulemaking agenda

Today, we are posting a semi-annual update of our rulemaking agenda in conjunction with a broader initiative led by OMB to publish a Unified Agenda of...

By Kelly Cochran

Policy and compliance

Published JUL 02, 2013

Final list of rural and underserved counties for use in 2014

Several of our rules have provisions related to mortgage loans made by creditors that during the preceding year operated predominantly in "rural" or...

By Paul Mondor

Policy and compliance

Published JUN 13, 2013

Launch of new mortgage rule implementation page

Today, we are announcing our new Regulatory Implementation page which consolidates all of our new 2013 mortgage rules and related implementation materials...

By CFPB Web Team

Policy and compliance

Published MAY 16, 2013

Clarification of the 2013 Escrows Final Rule

Today, we issued a final rule clarifying and making technical amendments to the 2013 Escrows Final Rule issued by the Bureau this past January. This is the...

By CFPB Web Team

Policy and compliance

Published MAY 16, 2013

Final list of rural and underserved counties for use in 2013

Final 2013 list of rural or underserved counties View or download the list in any of these formats: CSV | XLS | PDF Note: The Bureau has posted the final...

By Paul Mondor

Policy and compliance

Published MAY 08, 2013

Proposed delay in effective date for Regulation Z provision prohibiting financing of credit insurance

In January, we issued several new mortgage rules under the Dodd-Frank Act. Most of these rules take effect in January 2014, but a few provisions are...

By CFPB Web Team

Policy and compliance

Published APR 19, 2013

Proposed clarifications of the Ability to Repay/QM and Mortgage Servicing Rules

The CFPB is carrying out a regulatory implementation initiative for our new mortgage rules to ensure that they are implemented accurately and effectively...

By CFPB Web Team

Policy and compliance

Published APR 19, 2013

Gift cards: clarifying the laws in Maine and Tennessee

Many people view gift cards as an easy choice when shopping for loved ones. The gift card industry totals over $100 billion and today we made determinations...

By Kelly Cochran

Policy and compliance

Published APR 12, 2013

Proposed clarification of the 2013 Escrows Final Rule

Today, we issued a proposed rule clarifying and making technical amendments to the 2013 Escrows Final Rule issued by the Bureau this past January. This is...

By CFPB Web Team

Policy and compliance

Published APR 10, 2013

A small entity compliance guide for the Ability-to-Repay and Qualified Mortgage rule

Today, we published our Small Entity Compliance Guide for the Ability-to-Repay and Qualified Mortgage Rule. Our goal with this guide is to provide a...

By CFPB Web Team

Info for consumers

Published MAR 21, 2013

Check the screen for ATM fees

Sometimes, you really just need some cash. Maybe you want to catch a bus, grab a cab, or get a bite to eat at your favorite restaurant that doesn't accept...

By Peter Jackson