We have several rules that refer to our “rural or underserved” and “rural” counties lists. Each year we publish new lists for use the next year. On July 2, 2013, we posted the 2014 Rural or Underserved Counties List and the 2014 Rural Counties List. Today we are announcing that we have posted the 2015 lists. The lists for prior years are available here. See links below for more information about the rules that refer to these lists:
- Escrow Requirements under the Truth in Lending Act rule (Escrows Rule).
- Ability to Repay and Qualified Mortgage Standards Under the Truth in Lending Act rule (ATR Rule).
- High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act rule (HOEPA rule).
- Appraisals for Higher-Priced Mortgage Loans.