Financial Coaching: A Strategy to Improve Financial Well-Being
These two reports summarize the findings of a
rigorous evaluation of financial coaching and discuss the implications for
financial education practitioners.
Reports
We study how consumers interact with financial products and services to help identify potential problems in the marketplace and achieve better outcomes for all. Review our reports and analyses to help inform your decisions, policies, and practices. And, see reports that we periodically prepare about the CFPB.
Data point: Mortgage trends
This Bureau Data Point article describes 2020 mortgage market activity and trends using data reported under the Home Mortgage Disclosure Act (HMDA).
Building Blocks to Help Youth Achieve Financial Capability: A new model and recommendations
We've released a new report on our findings for how young people can acquire three building blocks of financial capability which include: executive...
Financial education programs serving immigrant populations
The CFPB issued this report to raise visibility about the financial education challenges that many immigrants face and to highlight promising approaches to...
Consumer voices on automobile financing
This report describes the findings of consumer focus groups and consumer complaint data about the challenges of navigating the auto financing process. We...
Consumer voices on financial rules to live by
In focus groups with consumers, the CFPB learned that many consumers are aware of and interested in financial rules of thumb. However, many consumers also...
Measuring financial well-being: A guide to using the CFPB Financial Well-Being Scale
Following a rigorous research effort to develop a consumer-driven definition of financial well-being, the CFPB developed and tested a set of questions–a...
2015 Financial literacy annual report
Empowering people to take more control over their economic lives is essential to our mission.
Youth Financial Education Curriculum Review Tool
The CFPB is pleased to offer the Youth Financial Education Curriculum Review Tool, a resource that educators can use when selecting and updating financial...
Increasing saving at tax time and promising practices for the field
The CPFB has identified ten promising practices that may help tax preparation programs be more successful at informing consumers about their saving options.
Advancing K-12 financial education: A guide for policymakers
Integrating financial education throughout the K-12 experience represents a promising opportunity to reach consumers at a pivotal point in their development...
Consumer voices on credit reports and scores
To better understand consumers' perspectives on their credit reports and scores, we conducted focus groups with consumers from diverse backgrounds across...
Financial well-being: The goal of financial education
A growing consensus is emerging that the ultimate measure of success for financial literacy efforts should be improvement in individual financial well-being.
Financial wellness at work
In the wake of the recession, many employers have seen how financial distress reduces worker productivity, increases absenteeism, and undermines employees'...
Building financial capability in youth employment programs
Youth employment programs present a promising opportunity for helping disadvantaged youth acquire the financial knowledge, skills, and access to resources...
2014 Financial literacy annual report
Empowering people to take more control over their economic lives is essential to our mission.
Rigorous evaluation of financial capability strategies: Why, when, and how
This report presents insights that can be helpful to researchers, practitioners, and funders undertaking or contemplating rigorous research into the...
Navigating the market
To understand the wide range of information sources consumers could be exposed to in making financial decisions, we commissioned a study of the size and...
Empowering low income and economically vulnerable consumers
The low-income and economically vulnerable population includes as many as 100 million people.
Financial empowerment training for social service programs
We recognize that social service agencies are a trusted resource for some consumers.
Financial literacy annual report
Improving financial literacy requires more than simply providing consumers with more information.
Feedback from the financial education field
We've initiated an outreach program to listen to and engage the many stakeholders who have an interest in improving consumers' abilities to make informed...
Transforming the financial lives of a generation of young Americans
The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 directs the Office of Financial Education within the CFPB to educate American...
Senior Designations for Financial Advisers
The Dodd-Frank Wall Street Reform and Consumer Protection Act directs the Office of Financial Protection for Older Americans in the Bureau (CFPB or Bureau)...