$240 mil serán distribuidos a afectados por estafa
Consumidores recibirán cheques de demanda contra compañía de alivio de deuda de préstamos estudiantiles que tomó miles de dólares de sus prestatarios sin su autorización.
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CFPB to distribute more than $240,000 to consumers harmed by student loan debt-relief scam
845 consumers will receive checks from a lawsuit against the owner of a student loan debt-relief company that withdrew hundreds of thousands of dollars from borrowers without authorization.
Servicemembers continue to face major financial challenges
The CFPB works to protect servicemembers in the financial market, engage military stakeholders, and monitor the market to identify risks to servicemembers, veterans, and military families.
Next public hearing on appraisal bias: November 1
On November 1, the Appraisal Subcommittee – which has a seven-member federal agency board including the CFPB – will hold its next public hearing to discuss the challenges and solutions to preventing bias in the home appraisal process. Members of the public are encouraged to attend.
Protegemos el acceso de inmigrantes a oportunidades de crédito justas
Continuaremos tomando los pasos necesarios para garantizar que todos los consumidores, incluyendo los inmigrantes, tengan acceso equitativo a oportunidades de crédito.
Protecting Immigrant Access to Fair Credit Opportunities
The CFPB will continue to take steps to ensure that all consumers, including immigrants, have equal access to credit opportunities.
Four million complaints: More than just a milestone
Consumer complaints about financial products and services provide real-time insights into what individuals and families are experiencing in the financial marketplace. In August, the CFPB published our four millionth consumer complaint.
The law requires companies to delete disputed unverified information from consumer reports
When a company that provided disputed information to a credit reporting agency is unable to determine whether the information is true or not, the law requires the company to tell the agency the information couldn’t be verified and to stop providing that information going forward.
As payments on federal student loans resume, federal student loan borrowers may be eligible for cancellation or lower payments
In October, most federal student loan borrowers will make their first student loan payments since March 2020. Changes to the federal student loan program, though, may mean many borrowers are eligible for a reduced payment or a loan cancellation.
Prestamistas estudiantiles federales podrían recibir cancelación o pagos más bajos
En octubre, la mayoría de los prestatarios de préstamos estudiantiles federales harán su primer pago desde marzo del 2020. Los cambios hechos al programa podrían hacer a muchos de ellos elegibles para tener pagos más bajos, o para la cancelación de sus préstamos.
Consejos para que se recupere financieramente del huracán Idalia
Tenemos recursos para que la gente se recupere financieramente luego del paso del huracán Idalia. También para quienes envíen ayuda a las comunidades afectadas.
Tips for recovering financially from Hurricane Idalia
In the wake of Hurricane Idalia, the CFPB has resources to help people in Florida, Georgia, the Carolinas and nearby states recover financially. We also have tips for people sending help to communities who have been affected.
Recovering financially from the Hawaii wildfires
In the wake of the wildfires affecting Hawaii, the CFPB has tips to help you recover financially, and how to help those affected by the major disaster.
Recupérese financieramente de los incendios en Hawaii
Tenemos consejos para ayudarle a recuperarse financieramente de los incendios forestales en Hawaii y para ayudarle a asistir a los afectados por este desastre.
What we’re hearing from consumers in New Mexico
New Mexicans submitted complaints about credit reporting, debt collection, and other products.
Qué nos dicen los consumidores de New Mexico
La gente de New Mexico nos envió quejas sobre informes de crédito, el cobro de deudas y otros productos.
Las dificultades financieras son más duras en Puerto Rico, que en el resto del país
Nuestra investigación muestra que en Puerto Rico la gente goza de menos bienestar financiero que en el resto de los Estados Unidos.
Financial struggles in Puerto Rico bite deeper than the rest of the United States
Our research shows that people in Puerto Rico have lower financial well-being compared to people in the rest of the United States.
Federal housing agencies strongly encourage landlords to provide tenants written notice of their rights
After using rental background check/tenant screening reports against a renter, landlords have to provide an adverse action notice. Federal Housing Agencies want this to be in writing.
Looking at credit scores only tells part of the story – cashflow data may tell another part
Cashflow data (regular savings, accumulated savings, paying bills on time) helps predict ability to repay and repayment risk, even when accounting for credit scores.
Doce años protegiendo a consumidores y negocios honestos
La Oficina para la Protección Financiera del Consumidor cumplió 12 años de fundada. Estamos orgullosos del trabajo hecho hasta ahora y continuaremos protegiendo a los consumidores mientras nuevos mercados emerjan.
Twelve years of protecting consumers and honest businesses
Tomorrow is the 12th anniversary of the Consumer Financial Protection Bureau. The CFPB is proud to celebrate our work so far and continue protecting consumers as new markets emerge.
Qué viene a continuación para Bank of America y sus clientes
Información básica de nuestras acciones contra Bank of America, quiénes fueron afectados y cuáles prácticas violaron leyes federales.
Что ждет Bank of America и его клиентов
Принципы дисциплинарных мер CFPB в отношении Bank of America, пострадавшие клиенты и деятельность, нарушающая федеральное законодательство.
Bank of America（美國銀行）及其客戶的未來展望
CFPB 對 Bank of America 銀行執法行動的基本情況、受影響的客戶以及違反聯邦法律的做法。