Archive of closed notices | Consumer Financial Protection Bureau

Proposed rule

Published APR 13, 2017

Technical Corrections and Clarifying Amendments to the Home Mortgage Disclosure (Regulation C) October 2015 Final Rule

The Bureau proposes amendments to Regulation C to make technical corrections to and to clarify certain requirements adopted by the Bureau's Home Mortgage...

Proposed rule

Published MAR 23, 2017

Amendments to Equal Credit Opportunity Act (Regulation B) Ethnicity and Race Information Collection

The Bureau is proposing amendments to Regulation B to permit creditors additional flexibility in complying with Regulation B in order to facilitate...

Proposed rule

Published AUG 15, 2016

Amendments to Federal Mortgage Disclosure Requirements under the Truth in Lending Act (Regulation Z)

The Bureau is proposing various amendments to Federal mortgage disclosure requirements under the Real Estate Settlement Procedures Act and the Truth in...

Proposed rule

Published AUG 04, 2016

Truth in Lending (Regulation Z)

The Board and the Bureau are proposing to amend the official interpretations and commentary for the agencies' regulations that implement the Truth in...

Proposed rule

Published AUG 04, 2016

Appraisals for Higher-Priced Mortgage Loans Exemption Threshold

The OCC, the Board and the Bureau are proposing to amend the official interpretations for their regulations that implement section 129H of the Truth in...

Request for comment or information

Published APR 26, 2016

Amendments to the 2013 Mortgage Servicing Rules under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)

The Bureau is reopening the comment period for a specific aspect of the proposed rule published by the Bureau in the Federal Register on December 15...

Request for comment or information

Published JAN 12, 2016

Request for Information Regarding Home Mortgage Disclosure Act Resubmission Guidelines

The Bureau is considering whether changes to its HMDA Resubmission Guidelines may be appropriate for HMDA data that will be submitted under recent...

Mortgages

Information collection activities

Published NOV 25, 2015

30-Day PRA - High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z)

The CFPB is requesting to renew OMB approval for an existing information collection titled, "High-Cost Mortgage and Homeownership Counseling Amendments to...

Information collection activities

Published JUL 31, 2015

30-Day PRA - Mortgage Acts And Practices (Regulation N) 12 CFR 1014

The CFPB is requesting to renew the approval for an existing information collection titled, “Mortgage Acts And Practices (Regulation N) 12 CFR 1014”.

Mortgages

Information collection activities

Published JUL 23, 2015

30-Day PRA: Mortgage Assistance Relief Services (Regulation O) 12 CFR part 1015

The CFPB is proposing to renew OMB approval for an existing information collection titled," Mortgage Assistance Relief Services (Regulation O) 12 CFR part...

Mortgages

Proposed rule

Published JUN 26, 2015

2013 Integrated Mortgage Disclosures Rule Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) and Amendments; Delay of Effective Date

The Bureau is proposing to delay the August 1, 2015, effective date of the Integrated Mortgage Disclosures Rule Under the Real Estate Settlement Procedures...

Information collection activities

Published JUN 25, 2015

30-Day PRA: Registration of Mortgage Loan Originators (Regulation G) 12 CFR 1007

The CFPB is proposing to renew OMB approval for an existing information collection, titled, "Registration of Mortgage Loan Originators (Regulation G) 12 CFR...

Information collection activities

Published MAY 18, 2015

60-Day PRA: Mortgage Acts and Practices (Regulation N) 12 CFR 1014

The CFPB is requesting to renew the approval for an existing information collection titled, “Mortgage Acts and Practices (Regulation N) 12 CFR 1014”.

Information collection activities

Published MAY 04, 2015

60-Day PRA: Mortgage Assistance Relief Services (Regulation O) 12 CFR part 1015

The CFPB is requesting to renew the approval for an existing information collection titled, "Mortgage Assistance Relief Services (Regulation O) 12 CFR part...

Information collection activities

Published APR 08, 2015

60-Day PRA: Registration of Mortgage Loan Originators (Regulation G) 12 CFR 1007

The CFPB is requesting to renew the approval for an existing information collection titled, "Registration of Mortgage Loan Originators (Regulation G) 12 CFR...

Mortgages

Information collection activities

Published MAR 23, 2015

60-Day PRA: Generic Information Collection Plan for Surveys Using the Consumer Credit Panel

The CFPB is requesting a new generic information collection plan, titled, “Generic Information Collection Plan for Surveys Using the Consumer Credit Panel”.

Proposed rule

Published DEC 15, 2014

Amendments to the 2013 Mortgage Rules under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)

The Bureau is proposing amendments to certain mortgage servicing rules issued in 2013. These proposed amendments focus primarily on clarifying, revising, or...

Proposed rule

Published OCT 29, 2014

Amendments to the 2013 Integrated Mortgage Disclosures Rule Under the Real Estate Settlement Procedures Act (Regulation X) and Truth In Lending Act (Regulation Z) and the 2013 Loan Originator Rule Under the Truth in Lending Act (Regulation Z)

The Bureau is proposing two modifications to the Truth in Lending Act and Real Estate Settlement Procedures Act Final Rule (TILA-RESPA Final Rule): An...

Mortgages

Proposed rule

Published AUG 29, 2014

HMDA Proposal - Home Mortgage Disclosure (Regulation C)

The Bureau is publishing for public comment a proposed rule amending Regulation C to implement amendments to the Home Mortgage Disclosure Act (HMDA) made by...

Proposed rule

Published MAY 06, 2014

Amendments to the 2013 Mortgage Rules Under the Truth in Lending Act (Regulation Z)

The Bureau proposes amendments to certain mortgage rules issued in 2013. The proposed rule would provide an alternative small servicer definition for...

Mortgages

Notice related to Privacy Act

Published JAN 31, 2014

60-Day Notice - Defining Larger Particpants of the International Money Transfer Market

The Bureau proposes to amend the regulation defining larger participants of certain consumer financial product and service markets by adding a new section...

Proposed rule

Published JUL 02, 2013

Amendments to the 2013 Mortgage Rules under the Equal Credit Opportunity Act (Regulation B), Real Estate Settlement Procedures Act (Regulation X), and the Truth in Lending Act (Regulation Z)

This rule proposes amendments to certain mortgage rules issued by the Bureau in January 2013. These proposed amendments focus primarily on clarifying...

Mortgages

Proposed rule

Published APR 18, 2013

Amendments to the 2013 Escrows Final Rule Under the Truth in Lending Act (Regulation Z)

This rule proposes clarifying and technical amendments to a final rule issued by the Bureau on January 10, 2013, which, among other things, lengthens the...

Mortgages

Proposed rule

Published MAR 28, 2013

Defining Larger Participants of the Student Loan Servicing Market

The Bureau proposes to amend the regulation defining larger participants of certain consumer financial product and service markets by adding a new section...

Proposed rule

Published JAN 30, 2013

Ability to Repay Standards Under the Truth in Lending Act (Regulation Z)

The Bureau is proposing to amend Regulation Z, which implements the Truth in Lending Act (TILA). This proposal is related to a final rule published...

Mortgages