Filed briefs

The Bureau filed an amicus brief with the U.S. Court of Appeals for the Third Circuit arguing that a debt collector does not violate the Fair Debt Collection Practices Act when it accurately states in an itemization of a consumer’s debt that $0.00 in interest and collection fees have been applied to the debt.

The Bureau and the FTC jointly filed an amicus brief arguing that the “applicants” protected by the Equal Credit Opportunity Act and its implementing rule include those who have received credit.

The Bureau filed an amicus brief with the U.S. Court of Appeals for the Seventh Circuit arguing that a debt collector does not violate the Fair Debt Collection Practices Act when it accurately itemizes the interest and fees that are included in a consumer’s debt.

The Bureau filed a brief in the Third Circuit arguing that section 1042 of the Consumer Financial Protection Act, which permits states to bring actions to enforce the CFPA, does not prohibit a state from bringing an action against a defendant merely because the Bureau has already brought an action against the same defendant.

The CFPB filed an amicus brief arguing against an exception to a prohibition in the Fair Debt Collection Practices Act.

The Bureau filed an amicus brief arguing that a debt collector violates the Fair Debt Collection Practices Act when it tells consumers that they must notify the creditor, rather than the debt collector, that a debt is disputed.

The Bureau filed an amicus brief addressing how to interpret the term “servicer,” as defined in RESPA and its implementing regulation, in the common event that the right to service a consumer’s mortgage loan is sold or transferred between companies.

The Bureau filed an amicus brief addressing the one-year statute of limitations in the Fair Debt Collection Practices Act. The brief argued that the FDCPA’s statute of limitations does not bar consumers from suing to challenge violations that occurred in the prior year, even if the defendant previously committed similar violations that are outside the limitations period.

The Bureau filed an amicus brief addressing the applicability of the E-SIGN Act to electronically delivered validation notices under the FDCPA.

The Bureau filed an amicus brief supporting a business entity’s ability to state an ECOA discrimination claim and arguing that regulations issued pursuant to ECOA reasonably interpret the term “applicant” to encompass guarantors.

The Bureau filed an amicus brief urging the Federal Circuit to conclude that a trial court injunction barring the Department of Education from assigning debt collectors to loans in default is inconsistent with the public interest.

The Bureau filed an amicus brief addressing application of the "competent attorney" standard to alleged false representations of amounts owed and Article...

The Bureau filed an amicus brief supporting application of the FDCPA to an alleged attempt to collect protected Social Security Funds.

The Bureau filed an amicus brief in support of the plaintiff’s Article III standing.

The Bureau filed a supplemental brief in support of the plaintiff's Article III standing.

The Bureau filed an amicus brief in support of the plaintiffs' Article III standing.

The Bureau and the FTC jointly filed an amicus brief arguing that plaintiff’s FCRA claim was timely filed.

The Bureau filed a supplemental brief in support of the plaintiff's Article III standing.

The Equal Credit Opportunity Act prohibits a creditor from, among other things, discriminating against an applicant for a mortgage loan because all or part...

This case presents the question of a private plaintiff's standing under the Truth in Lending Act to bring an action for statutory damages for the alleged...

This case presents the question whether allegedly unpaid parking fees and associated nonpayment penalties constitute "debts" under the Fair Debt Collection...

This case presents the question whether a land developer who sends a "property report," as defined by Section 1707 of the Interstate Land Sales Full...

This case involves a claim under the Fair Debt Collection Practices Act against a debt-collection law firm that filed a state-court collection action...

This case presents the question whether a trustee who forecloses on a deed of trust in a non-judicial action in California can qualify as a "debt collector"...

This case presents the question whether a private lender extends "consumer credit" under the Truth in Lending Act by providing loans to consumers for the...